Wallowa County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wallowa County, Oregon? DLRadar grades every Wallowa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 5/100. Here is the 2026 Wallowa County breakdown.
- Wallowa County's most distressed ZIP is 97828 at 5/100.
- 5 ZIP codes tracked in Wallowa County, averaging 5/100 distress.
- Wallowa County reads recovery — home values up 2.5% year over year.
- Vacancy runs 25% across Wallowa County's tracked ZIPs, with a 12.6% poverty rate.
- The typical Wallowa County home is worth about $426,540 against a ~$64,640 median income.
- Lending headwind in Wallowa County sits at 35/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97828 | 5/100 |
| 2 | 97842 | 5/100 |
| 3 | 97846 | 5/100 |
| 4 | 97857 | 5/100 |
| 5 | 97885 | 5/100 |
Most distressed ZIP codes in Wallowa County (composite distress 0-100, 2026)
What is driving Wallowa County distress
DLRadar builds Wallowa County's distress picture only from records anyone can pull; its ZIPs average 5/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Wallowa County market phase and pricing
The cycle in Wallowa County is recovery, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Wallowa County
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What people ask
Which ZIP code leads Wallowa County on distress?
ZIP 97828 leads Wallowa County at 5/100, recomputed monthly from public records.
Which phase does Wallowa County sit in right now?
Wallowa County is classified recovery with a 2.5% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Wallowa County numbers?
Each Wallowa County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Wallowa County ZIP codes?
Averaging the county conceals how uneven it is. Across the Wallowa County ZIPs DLRadar ranks, scores run from 5/100 in 97828 down to 5/100 in 97885, against a Wallowa County average of 5/100. A spread of 0 points means Wallowa County has to be worked ZIP by ZIP.
What do Wallowa County home values and vacancy say about distressed supply?
The typical Wallowa County home carries about $426,540 of value against a median household income near $64,640. Vacancy across Wallowa County's tracked ZIPs runs 25% and the poverty rate is 12.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Wallowa County's foreclosure and tax-lien filings and its 35/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.