Wallowa County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wallowa County, OR distress report, 2026: 5 ZIPs scored in Wallowa, OR, Wallowa, OR average 5/100; the top Wallowa, OR ZIP is 97828 at 5/100; Wallowa, OR market phase recovery, Wallowa, OR prices +2.5% year over year.
- Wallowa, OR ranks #1,974 nationally (opportunity index); Wallowa, OR #18 in Oregon; Wallowa, OR index 27.8.
- Wallowa, OR: no CFPB county sample; Wallowa, OR state reading 0.6%.
- Wallowa, OR ZIP phases: 5 recovery.
- Wallowa, OR residential listings tracked: 8 across 5 ZIPs; Wallowa, OR candidate listings 3.
- Wallowa, OR lenders on watch: 2; largest Wallowa, OR footprint Columbia Bank (2 branches).
- Wallowa, OR most distressed ZIP: 97828 at 5/100.
Wallowa, OR figures: DLRadar distress index; Wallowa, OR inputs: CFPB, FHFA, HUD, FDIC; Wallowa, OR rebuilt as sources refresh.
| Rank | Wallowa, OR ZIP | Score |
|---|---|---|
| 1 | 97828 | 5/100 |
| 2 | 97842 | 5/100 |
| 3 | 97846 | 5/100 |
| 4 | 97857 | 5/100 |
| 5 | 97885 | 5/100 |
Most distressed Wallowa, OR ZIPs (0-100, 2026)
Mortgage delinquency around Wallowa, OR
No CFPB county sample covers Wallowa, OR; the state reading for Wallowa, OR: 0.6% ninety-plus; Wallowa, OR area thirty-to-eighty-nine 1.2% (December 2025, Wallowa, OR).
Opportunity index: Wallowa, OR
Wallowa, OR index 27.8, Wallowa, OR phase weak; Wallowa, OR primary driver vacancy, Wallowa, OR second driver bank institutional. Wallowa, OR components: property stress 26.0, foreclosure pressure 29.2, listing discounts 18.3, bank stress 45.5, insurance 0.0; Wallowa, OR pulse 30.8; Wallowa, OR capital opportunity 23.4; Wallowa, OR seven-day change -0.3%.
ZIP market phases inside Wallowa, OR
5 Wallowa, OR ZIPs carry a price-cycle phase; Wallowa, OR ZIPs by phase (Wallowa, OR), deepest drawdown first: recovery, +2.5% YoY (Wallowa, OR): 97828, 97842, 97846, 97857, Wallowa, OR 97885.
Residential listings by Wallowa, OR ZIP
Wallowa, OR ZIPs with the most tracked Wallowa, OR residential listings: 97885 3 listings, 0 candidates, bank pressure 53; 97828 2 listings, 2 candidates, bank pressure 53; 97842 2 listings, 0 candidates, bank pressure 53; 97846 1 listings, 1 candidates, bank pressure 53 (Wallowa, OR); 97857 0 listings, 0 candidates, bank pressure 53. Wallowa, OR totals: 8 listings; Wallowa, OR candidates 3; active ZIPs 1.
Lenders with branches in Wallowa, OR
Wallowa, OR lenders by branch count: Columbia Bank (Wallowa, OR): stress 58, 2 branches low in Wallowa, OR; Bank Of Eastern Oregon (Wallowa, OR): stress 48, 1 branch low in Wallowa, OR.
Vacancy and permits, Wallowa, OR
962 of 4,349 Wallowa, OR housing units are vacant; Wallowa, OR permits, twelve months: 0 multifamily units in Wallowa, OR, 25 one-to-four unit units.
Work Wallowa, OR at the parcel level
Every Wallowa, OR parcel carries owner and address; every Wallowa, OR parcel carries APN; Wallowa, OR distress scores sit on the Wallowa, OR live board.
Wallowa, OR figures refresh with each source.
Wallowa, OR questions
Most distressed ZIP code in Wallowa County, OR?
ZIP 97828 leads Wallowa, OR at 5/100; next in Wallowa, OR: 97842 at 5/100; the Wallowa, OR average is 5/100.
Where does Wallowa County, OR rank for investment opportunity?
Wallowa, OR is #1,974 among all ranked counties, #18 in Oregon; the Wallowa, OR driver is vacancy; Wallowa, OR moved up 147 places.
How many mortgages are delinquent in Wallowa County, OR?
Wallowa, OR takes the state reading of 0.6% for December 2025; no CFPB county sample covers Wallowa, OR.
Which banks lend in Wallowa County, OR?
2 watched lenders hold Wallowa, OR branches; the largest Wallowa, OR footprints are Columbia Bank (2), Bank Of Eastern Oregon (1).
More on Wallowa, OR
Wallowa County, OR distress report: public-record figures for Wallowa, OR; not legal advice for Wallowa, OR; not tax or investment advice; verify every Wallowa, OR record before acting.