Wapello County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wapello County, IA distress report, 2026: 12 ZIPs scored in Wapello, IA, Wapello, IA average 13/100; the top Wapello, IA ZIP is 52501 at 14/100; Wapello, IA market phase peak, Wapello, IA prices +2.7% year over year.
- Wapello, IA ranks #1,528 nationally (opportunity index); Wapello, IA #22 in Iowa; Wapello, IA index 29.3.
- Wapello, IA: no CFPB county sample; Wapello, IA non-metro area reading 0.7%.
- Wapello, IA ZIP phases: 12 peak.
- Wapello, IA residential listings tracked: 5 across 7 ZIPs; Wapello, IA candidate listings 1.
- Wapello, IA HUD assisted properties: 2 with 90 units.
- Wapello, IA lenders on watch: 5; largest Wapello, IA footprint South Ottumwa Savings Bank (2 branches).
- Wapello, IA most distressed ZIP: 52501 at 14/100.
Wapello, IA figures: DLRadar distress index; Wapello, IA inputs: CFPB, FHFA, HUD, FDIC; Wapello, IA rebuilt as sources refresh.
| Rank | Wapello, IA ZIP | Score |
|---|---|---|
| 1 | 52501 | 14/100 |
| 2 | 52530 | 14/100 |
| 3 | 52533 | 14/100 |
| 4 | 52548 | 14/100 |
| 5 | 52554 | 14/100 |
| 6 | 52566 | 14/100 |
| 7 | 52531 | 13/100 |
| 8 | 52536 | 13/100 |
| 9 | 52553 | 12/100 |
| 10 | 52563 | 11/100 |
| 11 | 52537 | 9/100 |
| 12 | 52552 | 9/100 |
Most distressed Wapello, IA ZIPs (0-100, 2026)
Mortgage delinquency around Wapello, IA
No CFPB county sample covers Wapello, IA; the non-metro area reading for Wapello, IA: 0.7% ninety-plus; Wapello, IA area thirty-to-eighty-nine 2.1% (December 2025, Wapello, IA); Iowa overall 0.9%.
Opportunity index: Wapello, IA
Wapello, IA index 29.3, Wapello, IA phase early_signal; Wapello, IA primary driver bank institutional, Wapello, IA second driver vacancy. Wapello, IA components: property stress 12.3, foreclosure pressure 12.7, listing discounts 42.0, bank stress 57.5, insurance 0.0; Wapello, IA pulse 30.3; Wapello, IA capital opportunity 27.8.
ZIP market phases inside Wapello, IA
12 Wapello, IA ZIPs carry a price-cycle phase; Wapello, IA ZIPs by phase (Wapello, IA), deepest drawdown first: peak, +2.7% YoY (Wapello, IA): 52501, 52530, 52548, 52553, Wapello, IA 52554, 52566; peak, +2.5% YoY (Wapello, IA): 52531, 52533, 52537, 52552; peak, +2.6% YoY (Wapello, IA): 52536, 52563.
Residential listings by Wapello, IA ZIP
Wapello, IA ZIPs with the most tracked Wapello, IA residential listings: 52501 3 listings, 0 candidates, bank pressure 59; 52530 1 listings, 1 candidates, bank pressure 59; 52536 1 listings, 0 candidates, bank pressure 60; 52548 0 listings, 0 candidates, bank pressure 59 (Wapello, IA); 52553 0 listings, 0 candidates, bank pressure 61; 52554 0 listings, 0 candidates, bank pressure 56; 52566 0 listings, 0 candidates, bank pressure 59. Wapello, IA totals: 5 listings; Wapello, IA candidates 1; active ZIPs 3.
HUD assisted housing in Wapello, IA
2 assisted properties with 90 units sit in Wapello, IA; largest Wapello, IA properties: Wapello Woods (Ottumwa) 46 units, 46 assisted; Hillside Apts ~ Ottumwa (Ottumwa) 44 units, 44 assisted.
Lenders with branches in Wapello, IA
Wapello, IA lenders by branch count: South Ottumwa Savings Bank (Wapello, IA): stress 50, 2 branches low in Wapello, IA; Iowa St B&T Co Fairfld Ia (Wapello, IA): stress 73, 1 branch low in Wapello, IA; Libertyville Savings Bank (Wapello, IA): stress 55, 1 branch low in Wapello, IA; First Iowa State Bank (Wapello, IA): stress 55, 1 branch low in Wapello, IA; First State Bank (Wapello, IA): stress 45, 1 branch low in Wapello, IA.
Vacancy and permits, Wapello, IA
1,733 of 15,730 Wapello, IA housing units are vacant; Wapello, IA permits, twelve months: 29 multifamily units in Wapello, IA, 25 one-to-four unit units.
Work Wapello, IA at the parcel level
Every Wapello, IA parcel carries owner and address; every Wapello, IA parcel carries APN; Wapello, IA distress scores sit on the Wapello, IA live board.
Wapello, IA figures refresh with each source.
Wapello, IA questions
Most distressed ZIP code in Wapello County, IA?
ZIP 52501 leads Wapello, IA at 14/100; next in Wapello, IA: 52530 at 14/100; the Wapello, IA average is 13/100.
Where does Wapello County, IA rank for investment opportunity?
Wapello, IA is #1,528 among all ranked counties, #22 in Iowa; the Wapello, IA driver is bank institutional; Wapello, IA moved up 716 places.
How many mortgages are delinquent in Wapello County, IA?
Wapello, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Wapello, IA.
Which banks lend in Wapello County, IA?
5 watched lenders hold Wapello, IA branches; the largest Wapello, IA footprints are South Ottumwa Savings Bank (2), Iowa St B&T Co Fairfld Ia (1), Libertyville Savings Bank (1).
More on Wapello, IA
Wapello County, IA distress report: public-record figures for Wapello, IA; not legal advice for Wapello, IA; not tax or investment advice; verify every Wapello, IA record before acting.