Washington County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Washington County, Maryland? DLRadar grades every Washington County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Washington County breakdown.
- Washington County's most distressed ZIP is 21769 at 25/100.
- 21 ZIP codes tracked in Washington County, averaging 24/100 distress.
- Washington County reads peak — home values up 0.3% year over year, 2.9% off peak.
- Vacancy runs 6.4% across Washington County's tracked ZIPs, with a 12.5% poverty rate.
- The typical Washington County home is worth about $343,706 against a ~$80,712 median income.
- Lending headwind in Washington County sits at 47/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 21769 | 25/100 |
| 2 | 21780 | 25/100 |
| 3 | 21711 | 24/100 |
| 4 | 21713 | 24/100 |
| 5 | 21715 | 24/100 |
| 6 | 21719 | 24/100 |
| 7 | 21722 | 24/100 |
| 8 | 21733 | 24/100 |
| 9 | 21734 | 24/100 |
| 10 | 21740 | 24/100 |
| 11 | 21742 | 24/100 |
| 12 | 21746 | 24/100 |
Most distressed ZIP codes in Washington County (composite distress 0-100, 2026)
What is driving Washington County distress
Washington County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Washington County market phase and pricing
Phase for Washington County: peak (+0.3% YoY, 2.9% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Washington County
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Frequently asked
What is the most distressed ZIP code in Washington County, MD?
ZIP 21769 leads Washington County at 25/100, recomputed monthly from public records.
Is Washington County expanding or contracting?
FHFA price-index movement places Washington County in peak; prices are up 0.3% over twelve months.
What is this Washington County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 21 ZIP codes in Washington County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Washington County ZIP codes?
A county average hides the spread. Across the Washington County ZIPs DLRadar ranks, scores run from 25/100 in 21769 down to 24/100 in 21746, against a Washington County average of 24/100. A spread of 1 points means Washington County has to be worked ZIP by ZIP.
What do Washington County home values and vacancy say about distressed supply?
The typical Washington County home carries about $343,706 of value against a median household income near $80,712. Vacancy across Washington County's tracked ZIPs runs 6.4% and the poverty rate is 12.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Washington County's filings and its 47/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.