Washington County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, MD distress report, 2026: 21 ZIPs scored in Washington, MD, Washington, MD average 24/100; the top Washington, MD ZIP is 21711 at 24/100; Washington, MD market phase peak, Washington, MD prices +0.3% year over year.
- Washington, MD ranks #2,139 nationally (opportunity index); Washington, MD #13 in Maryland; Washington, MD index 27.2.
- Washington, MD ninety-day mortgage delinquency 1.5% in December 2025; Washington, MD twelve-month change +0.5%.
- Washington, MD ZIP phases: 21 peak.
- Washington, MD residential listings tracked: 80 across 18 ZIPs; Washington, MD candidate listings 43.
- Washington, MD HUD assisted properties: 6 with 630 units.
- Washington, MD lenders on watch: 2; largest Washington, MD footprint First United Bank&Trust (5 branches).
- Washington, MD most distressed ZIP: 21711 at 24/100.
Washington, MD figures: DLRadar distress index; Washington, MD inputs: CFPB, FHFA, HUD, FDIC; Washington, MD rebuilt as sources refresh.
| Rank | Washington, MD ZIP | Score |
|---|---|---|
| 1 | 21711 | 24/100 |
| 2 | 21713 | 24/100 |
| 3 | 21715 | 24/100 |
| 4 | 21719 | 24/100 |
| 5 | 21722 | 24/100 |
| 6 | 21733 | 24/100 |
| 7 | 21734 | 24/100 |
| 8 | 21740 | 24/100 |
| 9 | 21742 | 24/100 |
| 10 | 21746 | 24/100 |
| 11 | 21750 | 24/100 |
| 12 | 21756 | 24/100 |
Most distressed Washington, MD ZIPs (0-100, 2026)
Mortgage delinquency in Washington, MD
1.5% of Washington, MD mortgages were ninety-plus days late (Washington, MD, December 2025); Washington, MD thirty-to-eighty-nine days late: 2.9%; Washington, MD twelve-month change +0.5%; Washington, MD peak since 2008: 6.0% (November 2009); Maryland overall 1.1%. Washington, MD ninety-day series: Dec 24 1.0, Jan 25 1.0, Feb 25 0.8 (Washington, MD), Mar 25 1.1, Apr 25 0.8, May 25 1.0 (Washington, MD), Jun 25 1.1, Jul 25 1.1, Aug 25 1.4 (Washington, MD), Sep 25 1.1, Oct 25 1.2, Nov 25 1.6 (Washington, MD), Dec 25 1.5.
Opportunity index: Washington, MD
Washington, MD index 27.2, Washington, MD phase weak; Washington, MD primary driver construction, Washington, MD second driver bank institutional. Washington, MD components: property stress 8.8, foreclosure pressure 6.0, listing discounts 29.4, bank stress 58.3, insurance 0.0; Washington, MD pulse 30.7; Washington, MD capital opportunity 21.9; Washington, MD seven-day change +0.1%.
ZIP market phases inside Washington, MD
21 Washington, MD ZIPs carry a price-cycle phase; Washington, MD ZIPs by phase (Washington, MD), deepest drawdown first: peak, +0.3% YoY, 2.9% off peak (Washington, MD): 21711, 21713, 21715, 21722, Washington, MD 21733, 21734, 21740, 21742, Washington, MD 21746, 21750, 21756, 21767, Washington, MD 21779, 21781, 21782, 21795.
Residential listings by Washington, MD ZIP
Washington, MD ZIPs with the most tracked Washington, MD residential listings: 21740 41 listings, 21 candidates, bank pressure 65; 21742 15 listings, 5 candidates, bank pressure 65; 21750 6 listings, 5 candidates, bank pressure 65; 21713 5 listings, 4 candidates, bank pressure 65 (Washington, MD); 21795 5 listings, 2 candidates, bank pressure 65; 21782 4 listings, 2 candidates, bank pressure 65; 21722 2 listings, 2 candidates, bank pressure 65; 21733 1 listings, 1 candidates, bank pressure 65. Washington, MD totals: 80 listings; Washington, MD candidates 43; active ZIPs 9.
HUD assisted housing in Washington, MD
6 assisted properties with 630 units sit in Washington, MD; largest Washington, MD properties: Rosewood Village (Hagerstown) 233 units; Elizabeth Court (Hagerstown) 111 units, 110 assisted; Stonecroft (Hagerstown) 108 units, 107 assisted in Washington, MD; Bethel Gardens Apartments (Hagerstown) 94 units, 89 assisted; Springfield Farms Apts. (Williamsport) 72 units; Kirkland Homes (Hagerstown) 12 units, 12 assisted.
Lenders with branches in Washington, MD
Washington, MD lenders by branch count: First United Bank&Trust (Washington, MD): stress 63, 5 branches low in Washington, MD; Middletown Valley Bank (Washington, MD): stress 87, 3 branches low in Washington, MD.
Vacancy and permits, Washington, MD
4,327 of 64,145 Washington, MD housing units are vacant; Washington, MD permits, twelve months: 12 multifamily units in Washington, MD, 180 one-to-four unit units.
Work Washington, MD at the parcel level
Every Washington, MD parcel carries owner and address; every Washington, MD parcel carries APN; Washington, MD distress scores sit on the Washington, MD live board.
Washington, MD figures refresh with each source.
Washington, MD questions
Most distressed ZIP code in Washington County, MD?
ZIP 21711 leads Washington, MD at 24/100; next in Washington, MD: 21713 at 24/100; the Washington, MD average is 24/100.
Where does Washington County, MD rank for investment opportunity?
Washington, MD is #2,139 among all ranked counties, #13 in Maryland; the Washington, MD driver is construction; Washington, MD moved down 2 places.
How many mortgages are delinquent in Washington County, MD?
1.5% of Washington, MD mortgages were ninety-plus days late in December 2025; the Washington, MD peak since 2008 was 6.0%.
Which banks lend in Washington County, MD?
2 watched lenders hold Washington, MD branches; the largest Washington, MD footprints are First United Bank&Trust (5), Middletown Valley Bank (3).
More on Washington, MD
Washington County, MD distress report: public-record figures for Washington, MD; not legal advice for Washington, MD; not tax or investment advice; verify every Washington, MD record before acting.