Washington County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, MN distress report, 2026: 19 ZIPs scored in Washington, MN, Washington, MN average 23/100; the top Washington, MN ZIP is 55001 at 23/100; Washington, MN market phase peak, Washington, MN prices +2.4% year over year.
- Washington, MN ranks #2,852 nationally (opportunity index); Washington, MN #64 in Minnesota; Washington, MN index 24.1.
- Washington, MN ninety-day mortgage delinquency 0.4% in December 2025; Washington, MN twelve-month change +0.1%.
- Washington, MN ZIP phases: 19 peak.
- Washington, MN residential listings tracked: 134 across 16 ZIPs; Washington, MN candidate listings 56.
- Washington, MN HUD assisted properties: 8 with 466 units.
- Washington, MN lenders on watch: 8; largest Washington, MN footprint Lake Elmo Bank (8 branches).
- Washington, MN most distressed ZIP: 55001 at 23/100.
Washington, MN figures: DLRadar distress index; Washington, MN inputs: CFPB, FHFA, HUD, FDIC; Washington, MN rebuilt as sources refresh.
| Rank | Washington, MN ZIP | Score |
|---|---|---|
| 1 | 55001 | 23/100 |
| 2 | 55003 | 23/100 |
| 3 | 55016 | 23/100 |
| 4 | 55038 | 23/100 |
| 5 | 55042 | 23/100 |
| 6 | 55043 | 23/100 |
| 7 | 55047 | 23/100 |
| 8 | 55055 | 23/100 |
| 9 | 55071 | 23/100 |
| 10 | 55082 | 23/100 |
| 11 | 55090 | 23/100 |
| 12 | 55115 | 23/100 |
Most distressed Washington, MN ZIPs (0-100, 2026)
Mortgage delinquency in Washington, MN
0.4% of Washington, MN mortgages were ninety-plus days late (Washington, MN, December 2025); Washington, MN thirty-to-eighty-nine days late: 1.2%; Washington, MN twelve-month change +0.1%; Washington, MN peak since 2008: 3.0% (December 2009); Minnesota overall 0.6%. Washington, MN ninety-day series: Dec 24 0.3, Jan 25 0.3, Feb 25 0.3 (Washington, MN), Mar 25 0.2, Apr 25 0.3, May 25 0.5 (Washington, MN), Jun 25 0.3, Jul 25 0.3, Aug 25 0.4 (Washington, MN), Sep 25 0.4, Oct 25 0.4, Nov 25 0.3 (Washington, MN), Dec 25 0.4.
Opportunity index: Washington, MN
Washington, MN index 24.1, Washington, MN phase weak; Washington, MN primary driver construction, Washington, MN second driver bank institutional. Washington, MN components: property stress 4.9, foreclosure pressure 3.3, listing discounts 31.1, bank stress 58.4, insurance 0.0; Washington, MN pulse 25.6; Washington, MN capital opportunity 21.9; Washington, MN seven-day change +0.1%.
ZIP market phases inside Washington, MN
19 Washington, MN ZIPs carry a price-cycle phase; Washington, MN ZIPs by phase (Washington, MN), deepest drawdown first: peak, +2.4% YoY (Washington, MN): 55001, 55003, 55016, 55025, Washington, MN 55033, 55038, 55042, 55043, Washington, MN 55047, 55055, 55071, 55073, Washington, MN 55082, 55090, 55110, 55115.
Residential listings by Washington, MN ZIP
Washington, MN ZIPs with the most tracked Washington, MN residential listings: 55129 53 listings, 23 candidates, bank pressure 64; 55125 48 listings, 16 candidates, bank pressure 66; 55115 7 listings, 4 candidates, bank pressure 64; 55038 6 listings, 5 candidates, bank pressure 66 (Washington, MN); 55082 6 listings, 5 candidates, bank pressure 64; 55016 5 listings, 0 candidates, bank pressure 64; 55128 4 listings, 0 candidates, bank pressure 64; 55073 2 listings, 2 candidates, bank pressure 65. Washington, MN totals: 134 listings; Washington, MN candidates 56; active ZIPs 11.
HUD assisted housing in Washington, MN
8 assisted properties with 466 units sit in Washington, MN; largest Washington, MN properties: Rivertown Commons (Stillwater) 96 units, 96 assisted; Curve Crest (Stillwater) 90 units; Applewood Pointe Coop Of Woodbury (Woodbury) 76 units in Washington, MN; Seven Pines (Forest Lake) 72 units; Granada Lake Townhomes (Oakdale) 68 units; Pondview Townhomes (Woodbury) 40 units.
Lenders with branches in Washington, MN
Washington, MN lenders by branch count: Lake Elmo Bank (Washington, MN): stress 50, 8 branches low in Washington, MN; First State Bank&Trust (Washington, MN): stress 62, 3 branches low in Washington, MN; Security Stb Of Marine (Washington, MN): stress 40, 3 branches low in Washington, MN; First Resource Bank (Washington, MN): stress 75, 2 branches low in Washington, MN; Premier Bank (Washington, MN): stress 53, 2 branches low in Washington, MN; Highland Bank (Washington, MN): stress 99, 1 branch low in Washington, MN; Platinum Bank (Washington, MN): stress 66, 1 branch low in Washington, MN; Merchants Bank National Assn (Washington, MN): stress 59, 1 branch low in Washington, MN.
Vacancy and permits, Washington, MN
3,730 of 109,307 Washington, MN housing units are vacant; Washington, MN permits, twelve months: 459 multifamily units in Washington, MN, 1,132 one-to-four unit units.
Work Washington, MN at the parcel level
Every Washington, MN parcel carries owner and address; every Washington, MN parcel carries APN; Washington, MN distress scores sit on the Washington, MN live board.
Washington, MN figures refresh with each source.
Washington, MN questions
Most distressed ZIP code in Washington County, MN?
ZIP 55001 leads Washington, MN at 23/100; next in Washington, MN: 55003 at 23/100; the Washington, MN average is 23/100.
Where does Washington County, MN rank for investment opportunity?
Washington, MN is #2,852 among all ranked counties, #64 in Minnesota; the Washington, MN driver is construction; Washington, MN moved up 141 places.
How many mortgages are delinquent in Washington County, MN?
0.4% of Washington, MN mortgages were ninety-plus days late in December 2025; the Washington, MN peak since 2008 was 3.0%.
Which banks lend in Washington County, MN?
8 watched lenders hold Washington, MN branches; the largest Washington, MN footprints are Lake Elmo Bank (8), First State Bank&Trust (3), Security Stb Of Marine (3).
More on Washington, MN
Washington County, MN distress report: public-record figures for Washington, MN; not legal advice for Washington, MN; not tax or investment advice; verify every Washington, MN record before acting.