Washington County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Washington County, Minnesota? DLRadar grades every Washington County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Washington County breakdown.
- Washington County's most distressed ZIP is 55001 at 24/100.
- 19 ZIP codes tracked in Washington County, averaging 23/100 distress.
- Washington County reads peak — home values up 2.4% year over year.
- Vacancy runs 4.2% across Washington County's tracked ZIPs, with a 5.1% poverty rate.
- The typical Washington County home is worth about $427,589 against a ~$115,274 median income.
- Lending headwind in Washington County sits at 51/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55001 | 24/100 |
| 2 | 55003 | 24/100 |
| 3 | 55016 | 24/100 |
| 4 | 55042 | 24/100 |
| 5 | 55043 | 24/100 |
| 6 | 55047 | 24/100 |
| 7 | 55055 | 24/100 |
| 8 | 55071 | 24/100 |
| 9 | 55082 | 24/100 |
| 10 | 55090 | 24/100 |
| 11 | 55115 | 24/100 |
| 12 | 55125 | 24/100 |
Most distressed ZIP codes in Washington County (composite distress 0-100, 2026)
What is driving Washington County distress
Washington County's placement in the national index rests on public filings — a 23/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Washington County market phase and pricing
Washington County currently sits in peak after a 2.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Washington County
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Frequently asked questions
Which Washington County ZIP scores worst for distress?
ZIP 55001 leads Washington County at 24/100, recomputed monthly from public records.
How would you describe the Washington County market phase?
Washington County reads peak, with home prices up 2.4% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Washington County analysis built from?
Washington County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 19 ZIPs are comparable to anywhere else.
How much do distress scores vary between Washington County ZIP codes?
One county number flattens a wide range. Across the Washington County ZIPs DLRadar ranks, scores run from 24/100 in 55001 down to 24/100 in 55125, against a Washington County average of 23/100. With 0 points between best and worst, county-level targeting in Washington County wastes effort.
What do Washington County home values and vacancy say about distressed supply?
The typical Washington County home carries about $427,589 of value against a median household income near $115,274. Vacancy across Washington County's tracked ZIPs runs 4.2% and the poverty rate is 5.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Washington County's filings and its 51/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.