Washoe County, NV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washoe County, NV distress report, 2026: 28 ZIPs scored in Washoe, NV, Washoe, NV average 35/100; the top Washoe, NV ZIP is 89402 at 37/100; Washoe, NV market phase peak, Washoe, NV prices +3.2% year over year.
- Washoe, NV ranks #898 nationally (opportunity index); Washoe, NV #4 in Nevada; Washoe, NV index 31.6.
- Washoe, NV ninety-day mortgage delinquency 0.6% in December 2025; Washoe, NV twelve-month change 0.0%.
- Washoe, NV ZIP phases: 28 peak.
- Washoe, NV residential listings tracked: 369 across 26 ZIPs; Washoe, NV candidate listings 131.
- Washoe, NV HUD assisted properties: 22 with 3,451 units.
- Washoe, NV lenders on watch: 2; largest Washoe, NV footprint Farm Bureau Bank Fsb (1 branch).
- Washoe, NV most distressed ZIP: 89402 at 37/100.
Washoe, NV figures: DLRadar distress index; Washoe, NV inputs: CFPB, FHFA, HUD, FDIC; Washoe, NV rebuilt as sources refresh.
| Rank | Washoe, NV ZIP | Score |
|---|---|---|
| 1 | 89402 | 37/100 |
| 2 | 89405 | 37/100 |
| 3 | 89424 | 37/100 |
| 4 | 89431 | 37/100 |
| 5 | 89433 | 37/100 |
| 6 | 89436 | 37/100 |
| 7 | 89441 | 37/100 |
| 8 | 89442 | 37/100 |
| 9 | 89450 | 37/100 |
| 10 | 89451 | 37/100 |
| 11 | 89501 | 37/100 |
| 12 | 89502 | 37/100 |
Most distressed Washoe, NV ZIPs (0-100, 2026)
Mortgage delinquency in Washoe, NV
0.6% of Washoe, NV mortgages were ninety-plus days late (Washoe, NV, December 2025); Washoe, NV thirty-to-eighty-nine days late: 1.4%; Washoe, NV twelve-month change 0.0%; Washoe, NV peak since 2008: 7.5% (February 2010); Nevada overall 0.8%. Washoe, NV ninety-day series: Dec 24 0.6, Jan 25 0.5, Feb 25 0.5 (Washoe, NV), Mar 25 0.5, Apr 25 0.6, May 25 0.6 (Washoe, NV), Jun 25 0.4, Jul 25 0.5, Aug 25 0.4 (Washoe, NV), Sep 25 0.6, Oct 25 0.5, Nov 25 0.5 (Washoe, NV), Dec 25 0.6.
Opportunity index: Washoe, NV
Washoe, NV index 31.6, Washoe, NV phase watchlist; Washoe, NV primary driver construction, Washoe, NV second driver bank institutional. Washoe, NV components: property stress 26.4, foreclosure pressure 27.9, listing discounts 28.9, bank stress 53.1, insurance 0.0; Washoe, NV pulse 35.0; Washoe, NV capital opportunity 26.5; Washoe, NV seven-day change -0.4%.
ZIP market phases inside Washoe, NV
28 Washoe, NV ZIPs carry a price-cycle phase; Washoe, NV ZIPs by phase (Washoe, NV), deepest drawdown first: peak, +1.8% YoY, 1.7% off peak (Washoe, NV): 89703; peak, +2.3% YoY, 0.1% off peak (Washoe, NV): 89439; peak, +3.2% YoY (Washoe, NV): 89402, 89405, 89424, 89431, Washoe, NV 89433, 89434, 89436, 89441, Washoe, NV 89442, 89450, 89451, 89501, Washoe, NV 89502; peak, +3.0% YoY (Washoe, NV): 89412.
Residential listings by Washoe, NV ZIP
Washoe, NV ZIPs with the most tracked Washoe, NV residential listings: 89451 63 listings, 24 candidates, bank pressure 53; 89436 60 listings, 7 candidates, bank pressure 53; 89521 41 listings, 19 candidates, bank pressure 53; 89431 36 listings, 9 candidates, bank pressure 53 (Washoe, NV); 89441 22 listings, 1 candidates, bank pressure 53; 89506 21 listings, 4 candidates, bank pressure 53; 89511 17 listings, 9 candidates, bank pressure 53; 89508 15 listings, 7 candidates, bank pressure 53. Washoe, NV totals: 369 listings; Washoe, NV candidates 131; active ZIPs 19.
HUD assisted housing in Washoe, NV
22 assisted properties with 3,451 units sit in Washoe, NV; largest Washoe, NV properties: Montebello At Summit Ridge (Reno) 450 units; Silver Lake Apartments (Reno) 352 units; Aviana At Tuscany (Reno) 304 units in Washoe, NV; Parkside Gardens Apartments (Sparks) 288 units; Marina Village (Sparks) 240 units; The Village At Wild Creek (Sparks) 240 units.
Lenders with branches in Washoe, NV
Washoe, NV lenders by branch count: Farm Bureau Bank Fsb (Washoe, NV): stress 84, 1 branch low in Washoe, NV; Eaglemark Savings Bank (Washoe, NV): stress 0, 1 branch low in Washoe, NV.
Vacancy and permits, Washoe, NV
18,869 of 218,165 Washoe, NV housing units are vacant; Washoe, NV permits, twelve months: 1,321 multifamily units in Washoe, NV, 1,496 one-to-four unit units.
Work Washoe, NV at the parcel level
Every Washoe, NV parcel carries owner and address; every Washoe, NV parcel carries APN; Washoe, NV distress scores sit on the Washoe, NV live board.
Washoe, NV figures refresh with each source.
Washoe, NV questions
Most distressed ZIP code in Washoe County, NV?
ZIP 89402 leads Washoe, NV at 37/100; next in Washoe, NV: 89405 at 37/100; the Washoe, NV average is 35/100.
Where does Washoe County, NV rank for investment opportunity?
Washoe, NV is #898 among all ranked counties, #4 in Nevada; the Washoe, NV driver is construction; Washoe, NV moved up 214 places.
How many mortgages are delinquent in Washoe County, NV?
0.6% of Washoe, NV mortgages were ninety-plus days late in December 2025; the Washoe, NV peak since 2008 was 7.5%.
Which banks lend in Washoe County, NV?
2 watched lenders hold Washoe, NV branches; the largest Washoe, NV footprints are Farm Bureau Bank Fsb (1), Eaglemark Savings Bank (1).
More on Washoe, NV
Washoe County, NV distress report: public-record figures for Washoe, NV; not legal advice for Washoe, NV; not tax or investment advice; verify every Washoe, NV record before acting.