Washoe County, NV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Washoe County, Nevada? DLRadar grades every Washoe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Washoe County breakdown.
- Washoe County's most distressed ZIP is 89402 at 37/100.
- 28 ZIP codes tracked in Washoe County, averaging 35/100 distress.
- Washoe County reads peak — home values up 3.2% year over year.
- Vacancy runs 13.1% across Washoe County's tracked ZIPs, with a 15.6% poverty rate.
- The typical Washoe County home is worth about $628,054 against a ~$89,930 median income.
- Lending headwind in Washoe County sits at 49/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 89402 | 37/100 |
| 2 | 89405 | 37/100 |
| 3 | 89424 | 37/100 |
| 4 | 89431 | 37/100 |
| 5 | 89433 | 37/100 |
| 6 | 89436 | 37/100 |
| 7 | 89441 | 37/100 |
| 8 | 89442 | 37/100 |
| 9 | 89450 | 37/100 |
| 10 | 89451 | 37/100 |
| 11 | 89501 | 37/100 |
| 12 | 89502 | 37/100 |
Most distressed ZIP codes in Washoe County (composite distress 0-100, 2026)
What is driving Washoe County distress
Nothing here is estimated: Washoe County is scored from filings alone, and its ZIPs average 35/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Washoe County market phase and pricing
Washoe County reads peak — home prices rose 3.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Washoe County
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Questions about this county
Which part of Washoe County, NV scores highest for distress?
ZIP 89402 leads Washoe County at 37/100, recomputed monthly from public records.
Where is Washoe County in the housing cycle?
The market phase for Washoe County is peak, prices rising 3.2% on the year — derived from the FHFA House Price Index path.
What is this Washoe County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 28 Washoe County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Washoe County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Washoe County ZIPs DLRadar ranks, scores run from 37/100 in 89402 down to 37/100 in 89502, against a Washoe County average of 35/100. Those 0 points separate the ZIPs worth working in Washoe County from the rest.
What do Washoe County home values and vacancy say about distressed supply?
The typical Washoe County home carries about $628,054 of value against a median household income near $89,930. Vacancy across Washoe County's tracked ZIPs runs 13.1% and the poverty rate is 15.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Washoe County's filings and its 49/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.