Wayne County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wayne County, Iowa? DLRadar grades every Wayne County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Wayne County breakdown.
- Wayne County's most distressed ZIP is 52581 at 15/100.
- 13 ZIP codes tracked in Wayne County, averaging 7/100 distress.
- Wayne County reads peak — home values up 2.5% year over year.
- Vacancy runs 19.8% across Wayne County's tracked ZIPs, with a 14.2% poverty rate.
- The typical Wayne County home is worth about $116,092 against a ~$62,815 median income.
- Lending headwind in Wayne County sits at 24/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 52581 | 15/100 |
| 2 | 52569 | 11/100 |
| 3 | 52590 | 7/100 |
| 4 | 50008 | 6/100 |
| 5 | 50052 | 6/100 |
| 6 | 50060 | 6/100 |
| 7 | 50123 | 6/100 |
| 8 | 50147 | 6/100 |
| 9 | 50165 | 6/100 |
| 10 | 52583 | 6/100 |
| 11 | 50049 | 5/100 |
| 12 | 50068 | 4/100 |
Most distressed ZIP codes in Wayne County (composite distress 0-100, 2026)
What is driving Wayne County distress
Nothing here is estimated: Wayne County is scored from filings alone, and its ZIPs average 7/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Wayne County market phase and pricing
The cycle in Wayne County is peak, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked questions
Which part of Wayne County, IA scores highest for distress?
ZIP 52581 leads Wayne County at 15/100, recomputed monthly from public records.
What stage of the price cycle is Wayne County at?
Phase for Wayne County: peak, tracking a 2.5% gain year over year, read off the FHFA index.
Which datasets feed the Wayne County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Wayne County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Wayne County ZIP codes?
The county figure is a blend, not a description. Across the Wayne County ZIPs DLRadar ranks, scores run from 15/100 in 52581 down to 4/100 in 50068, against a Wayne County average of 7/100. A spread of 11 points means Wayne County has to be worked ZIP by ZIP.
What do Wayne County home values and vacancy say about distressed supply?
The typical Wayne County home carries about $116,092 of value against a median household income near $62,815. Vacancy across Wayne County's tracked ZIPs runs 19.8% and the poverty rate is 14.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Wayne County's filings and its 24/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.