Wells County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wells County, ND distress report, 2026: 12 ZIPs scored in Wells, ND, Wells, ND average 8/100; the top Wells, ND ZIP is 58421 at 15/100; Wells, ND market phase peak, Wells, ND prices +4.2% year over year.
- Wells, ND ranks #1,882 nationally (opportunity index); Wells, ND #27 in North Dakota; Wells, ND index 28.1.
- Wells, ND: no CFPB county sample; Wells, ND state reading 0.6%.
- Wells, ND ZIP phases: 12 peak.
- Wells, ND residential listings tracked: 2 across 7 ZIPs; Wells, ND candidate listings 1.
- Wells, ND HUD assisted properties: 1 with 28 units.
- Wells, ND lenders on watch: 4; largest Wells, ND footprint First International B&T (2 branches).
- Wells, ND most distressed ZIP: 58421 at 15/100.
Wells, ND figures: DLRadar distress index; Wells, ND inputs: CFPB, FHFA, HUD, FDIC; Wells, ND rebuilt as sources refresh.
| Rank | Wells, ND ZIP | Score |
|---|---|---|
| 1 | 58421 | 15/100 |
| 2 | 58348 | 13/100 |
| 3 | 58374 | 13/100 |
| 4 | 58758 | 11/100 |
| 5 | 58486 | 8/100 |
| 6 | 58418 | 6/100 |
| 7 | 58422 | 6/100 |
| 8 | 58423 | 6/100 |
| 9 | 58438 | 6/100 |
| 10 | 58451 | 6/100 |
| 11 | 58341 | 5/100 |
| 12 | 58356 | 5/100 |
Most distressed Wells, ND ZIPs (0-100, 2026)
Mortgage delinquency around Wells, ND
No CFPB county sample covers Wells, ND; the state reading for Wells, ND: 0.6% ninety-plus; Wells, ND area thirty-to-eighty-nine 1.3% (December 2025, Wells, ND).
Opportunity index: Wells, ND
Wells, ND index 28.1, Wells, ND phase early_signal; Wells, ND primary driver vacancy, Wells, ND second driver bank institutional. Wells, ND components: property stress 19.5, foreclosure pressure 18.3, listing discounts 23.9, bank stress 60.2, insurance 0.0; Wells, ND pulse 32.5; Wells, ND capital opportunity 21.4; Wells, ND seven-day change +0.7%.
ZIP market phases inside Wells, ND
12 Wells, ND ZIPs carry a price-cycle phase; Wells, ND ZIPs by phase (Wells, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Wells, ND): 58341, 58348, 58356, 58374, Wells, ND 58418, 58422, 58423, 58438, Wells, ND 58451, 58758, 58421; peak, +4.3% YoY, 0.0% off peak (Wells, ND): 58486.
Residential listings by Wells, ND ZIP
Wells, ND ZIPs with the most tracked Wells, ND residential listings: 58341 1 listings, 0 candidates, bank pressure 63; 58422 1 listings, 1 candidates, bank pressure 64; 58418 0 listings, 0 candidates, bank pressure 64; 58423 0 listings, 0 candidates, bank pressure 64 (Wells, ND); 58438 0 listings, 0 candidates, bank pressure 64; 58451 0 listings, 0 candidates, bank pressure 64; 58486 0 listings, 0 candidates, bank pressure 65. Wells, ND totals: 2 listings; Wells, ND candidates 1; active ZIPs 1.
HUD assisted housing in Wells, ND
1 assisted properties with 28 units sit in Wells, ND; largest Wells, ND properties: Harvey Manor (Harvey) 28 units, 28 assisted.
Lenders with branches in Wells, ND
Wells, ND lenders by branch count: First International B&T (Wells, ND): stress 72, 2 branches low in Wells, ND; First State Bank Of Harvey (Wells, ND): stress 76, 1 branch low in Wells, ND; Bank Forward (Wells, ND): stress 54, 1 branch low in Wells, ND; Dakota Heritage Bank (Wells, ND): stress 54, 1 branch low in Wells, ND.
Vacancy and permits, Wells, ND
422 of 2,209 Wells, ND housing units are vacant; Wells, ND permits, twelve months: 0 multifamily units in Wells, ND, 1 one-to-four unit units.
Work Wells, ND at the parcel level
Every Wells, ND parcel carries owner and address; every Wells, ND parcel carries APN; Wells, ND distress scores sit on the Wells, ND live board.
Wells, ND figures refresh with each source.
Wells, ND questions
Most distressed ZIP code in Wells County, ND?
ZIP 58421 leads Wells, ND at 15/100; next in Wells, ND: 58348 at 13/100; the Wells, ND average is 8/100.
Where does Wells County, ND rank for investment opportunity?
Wells, ND is #1,882 among all ranked counties, #27 in North Dakota; the Wells, ND driver is vacancy; Wells, ND moved down 231 places.
How many mortgages are delinquent in Wells County, ND?
Wells, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Wells, ND.
Which banks lend in Wells County, ND?
4 watched lenders hold Wells, ND branches; the largest Wells, ND footprints are First International B&T (2), First State Bank Of Harvey (1), Bank Forward (1).
More on Wells, ND
Wells County, ND distress report: public-record figures for Wells, ND; not legal advice for Wells, ND; not tax or investment advice; verify every Wells, ND record before acting.