Whitfield County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Whitfield County, GA distress report, 2026: 8 ZIPs scored in Whitfield, GA, Whitfield, GA average 30/100; the top Whitfield, GA ZIP is 30710 at 31/100; Whitfield, GA market phase neutral, Whitfield, GA prices +3.4% year over year.
- Whitfield, GA ranks #1,429 nationally (opportunity index); Whitfield, GA #108 in Georgia; Whitfield, GA index 29.7.
- Whitfield, GA: no CFPB county sample; Whitfield, GA non-metro area reading 1.3%.
- Whitfield, GA ZIP phases: 5 neutral, 2 peak, 1 recovery.
- Whitfield, GA residential listings tracked: 15 across 6 ZIPs; Whitfield, GA candidate listings 7.
- Whitfield, GA HUD assisted properties: 4 with 308 units.
- Whitfield, GA lenders on watch: 1; largest Whitfield, GA footprint First National Cmty Bank (2 branches).
- Whitfield, GA most distressed ZIP: 30710 at 31/100.
Whitfield, GA figures: DLRadar distress index; Whitfield, GA inputs: CFPB, FHFA, HUD, FDIC; Whitfield, GA rebuilt as sources refresh.
| Rank | Whitfield, GA ZIP | Score |
|---|---|---|
| 1 | 30710 | 31/100 |
| 2 | 30720 | 31/100 |
| 3 | 30721 | 31/100 |
| 4 | 30740 | 31/100 |
| 5 | 30756 | 31/100 |
| 6 | 30755 | 28/100 |
| 7 | 30735 | 27/100 |
| 8 | 30736 | 26/100 |
Most distressed Whitfield, GA ZIPs (0-100, 2026)
Mortgage delinquency around Whitfield, GA
No CFPB county sample covers Whitfield, GA; the non-metro area reading for Whitfield, GA: 1.3% ninety-plus; Whitfield, GA area thirty-to-eighty-nine 3.0% (December 2025, Whitfield, GA); Georgia overall 1.3%.
Opportunity index: Whitfield, GA
Whitfield, GA index 29.7, Whitfield, GA phase early_signal; Whitfield, GA primary driver bank institutional, Whitfield, GA second driver vacancy. Whitfield, GA components: property stress 21.2, foreclosure pressure 19.5, listing discounts 35.4, bank stress 48.5, insurance 0.0; Whitfield, GA pulse 30.4; Whitfield, GA capital opportunity 28.7; Whitfield, GA seven-day change +0.5%.
ZIP market phases inside Whitfield, GA
8 Whitfield, GA ZIPs carry a price-cycle phase; Whitfield, GA ZIPs by phase (Whitfield, GA), deepest drawdown first: peak, +1.2% YoY, 0.3% off peak (Whitfield, GA): 30736; recovery, +2.3% YoY, 0.2% off peak (Whitfield, GA): 30755; neutral, +3.2% YoY, 0.0% off peak (Whitfield, GA): 30740; peak, +1.9% YoY, 0.0% off peak (Whitfield, GA): 30735; neutral, +3.4% YoY, 0.0% off peak (Whitfield, GA): 30710; neutral, +3.4% YoY (Whitfield, GA): 30720, 30721, 30756.
Residential listings by Whitfield, GA ZIP
Whitfield, GA ZIPs with the most tracked Whitfield, GA residential listings: 30721 7 listings, 2 candidates, bank pressure 57; 30720 4 listings, 2 candidates, bank pressure 60; 30740 4 listings, 3 candidates, bank pressure 62; 30710 0 listings, 0 candidates, bank pressure 59 (Whitfield, GA); 30755 0 listings, 0 candidates, bank pressure 59; 30756 0 listings, 0 candidates, bank pressure 60. Whitfield, GA totals: 15 listings; Whitfield, GA candidates 7; active ZIPs 3.
HUD assisted housing in Whitfield, GA
4 assisted properties with 308 units sit in Whitfield, GA; largest Whitfield, GA properties: The Cliffs Apartments (Dalton) 120 units, 120 assisted; Mountain Woods Apartments (Dalton) 100 units, 80 assisted; Whitfield Place (Dalton) 48 units, 48 assisted in Whitfield, GA; Whitfield Commons (Dalton) 40 units, 40 assisted.
Lenders with branches in Whitfield, GA
Whitfield, GA lenders by branch count: First National Cmty Bank (Whitfield, GA): stress 42, 2 branches low in Whitfield, GA.
Vacancy and permits, Whitfield, GA
2,972 of 39,806 Whitfield, GA housing units are vacant; Whitfield, GA permits, twelve months: 0 multifamily units in Whitfield, GA, 410 one-to-four unit units.
Work Whitfield, GA at the parcel level
Every Whitfield, GA parcel carries owner and address; every Whitfield, GA parcel carries APN; Whitfield, GA distress scores sit on the Whitfield, GA live board.
Whitfield, GA figures refresh with each source.
Whitfield, GA questions
Most distressed ZIP code in Whitfield County, GA?
ZIP 30710 leads Whitfield, GA at 31/100; next in Whitfield, GA: 30720 at 31/100; the Whitfield, GA average is 30/100.
Where does Whitfield County, GA rank for investment opportunity?
Whitfield, GA is #1,429 among all ranked counties, #108 in Georgia; the Whitfield, GA driver is bank institutional; Whitfield, GA moved up 955 places.
How many mortgages are delinquent in Whitfield County, GA?
Whitfield, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Whitfield, GA.
Which banks lend in Whitfield County, GA?
1 watched lenders hold Whitfield, GA branches; the largest Whitfield, GA footprints are First National Cmty Bank (2).
More on Whitfield, GA
Whitfield County, GA distress report: public-record figures for Whitfield, GA; not legal advice for Whitfield, GA; not tax or investment advice; verify every Whitfield, GA record before acting.