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Williamsburg County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Williamsburg County, Virginia? DLRadar grades every Williamsburg County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Williamsburg County breakdown.

  • Williamsburg County's most distressed ZIP is 23188 at 20/100.
  • 2 ZIP codes tracked in Williamsburg County, averaging 19/100 distress.
  • Williamsburg County reads peak — home values up 3.4% year over year.
  • Vacancy runs 11.1% across Williamsburg County's tracked ZIPs, with a 7.4% poverty rate.
  • The typical Williamsburg County home is worth about $439,700 against a ~$102,407 median income.
  • Lending headwind in Williamsburg County sits at 57/100 — a forward read on distressed supply.

Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12318820/100
22318518/100

Most distressed ZIP codes in Williamsburg County (composite distress 0-100, 2026)

What is driving Williamsburg County distress

DLRadar builds Williamsburg County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.

Williamsburg County market phase and pricing

The cycle in Williamsburg County is peak, with values up 3.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Williamsburg County

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Common questions

What is the most distressed ZIP code in Williamsburg County, VA?

ZIP 23188 leads Williamsburg County at 20/100, recomputed monthly from public records.

What stage of the price cycle is Williamsburg County at?

Williamsburg County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.

Which datasets feed the Williamsburg County scores?

Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 2 Williamsburg County ZIPs are scored by the same deterministic method applied to every U.S. county.

How much do distress scores vary between Williamsburg County ZIP codes?

A county average hides the spread. Across the Williamsburg County ZIPs DLRadar ranks, scores run from 20/100 in 23188 down to 18/100 in 23185, against a Williamsburg County average of 19/100. Those 2 points separate the ZIPs worth working in Williamsburg County from the rest.

What do Williamsburg County home values and vacancy say about distressed supply?

The typical Williamsburg County home carries about $439,700 of value against a median household income near $102,407. Vacancy across Williamsburg County's tracked ZIPs runs 11.1% and the poverty rate is 7.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Williamsburg County's filings and its 57/100 lending headwind.

Related

A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.

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