Williamson County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Williamson County, TX distress report, 2026: 27 ZIPs scored in Williamson, TX, Williamson, TX average 34/100; the top Williamson, TX ZIP is 76530 at 35/100; Williamson, TX market phase contraction, Williamson, TX prices -0.5% year over year.
- Williamson, TX ranks #1,429 nationally (opportunity index); Williamson, TX #142 in Texas; Williamson, TX index 29.7.
- Williamson, TX ninety-day mortgage delinquency 0.7% in December 2025; Williamson, TX twelve-month change +0.2%.
- Williamson, TX ZIP phases: 25 contraction, 1 recovery, 1 peak.
- Williamson, TX residential listings tracked: 446 across 19 ZIPs; Williamson, TX candidate listings 174.
- Williamson, TX HUD assisted properties: 27 with 4,113 units.
- Williamson, TX lenders on watch: 8; largest Williamson, TX footprint First National Bank Texas (6 branches).
- Williamson, TX most distressed ZIP: 76530 at 35/100.
Williamson, TX figures: DLRadar distress index; Williamson, TX inputs: CFPB, FHFA, HUD, FDIC; Williamson, TX rebuilt as sources refresh.
| Rank | Williamson, TX ZIP | Score |
|---|---|---|
| 1 | 76530 | 35/100 |
| 2 | 76537 | 35/100 |
| 3 | 76573 | 35/100 |
| 4 | 76574 | 35/100 |
| 5 | 76578 | 35/100 |
| 6 | 78613 | 35/100 |
| 7 | 78626 | 35/100 |
| 8 | 78628 | 35/100 |
| 9 | 78633 | 35/100 |
| 10 | 78634 | 35/100 |
| 11 | 78664 | 35/100 |
| 12 | 78665 | 35/100 |
Most distressed Williamson, TX ZIPs (0-100, 2026)
Mortgage delinquency in Williamson, TX
0.7% of Williamson, TX mortgages were ninety-plus days late (Williamson, TX, December 2025); Williamson, TX thirty-to-eighty-nine days late: 1.6%; Williamson, TX twelve-month change +0.2%; Williamson, TX peak since 2008: 2.8% (January 2010); Texas overall 1.2%. Williamson, TX ninety-day series: Dec 24 0.5, Jan 25 0.6, Feb 25 0.6 (Williamson, TX), Mar 25 0.6, Apr 25 0.6, May 25 0.6 (Williamson, TX), Jun 25 0.6, Jul 25 0.6, Aug 25 0.4 (Williamson, TX), Sep 25 0.4, Oct 25 0.7, Nov 25 0.7 (Williamson, TX), Dec 25 0.7.
Opportunity index: Williamson, TX
Williamson, TX index 29.7, Williamson, TX phase early_signal; Williamson, TX primary driver construction, Williamson, TX second driver bank institutional. Williamson, TX components: property stress 15.0, foreclosure pressure 15.9, listing discounts 35.4, bank stress 56.6, insurance 0.0; Williamson, TX pulse 32.0; Williamson, TX capital opportunity 26.3; Williamson, TX seven-day change -0.1%.
ZIP market phases inside Williamson, TX
27 Williamson, TX ZIPs carry a price-cycle phase; Williamson, TX ZIPs by phase (Williamson, TX), deepest drawdown first: contraction, -0.5% YoY, 1.1% off peak (Williamson, TX): 76530, 76537, 76573, 76574, Williamson, TX 78613, 78615, 78626, 78628, Williamson, TX 78633, 78634, 78641, 78664, Williamson, TX 78665, 78674, 78681, 78717.
Residential listings by Williamson, TX ZIP
Williamson, TX ZIPs with the most tracked Williamson, TX residential listings: 76537 96 listings, 34 candidates, bank pressure 60; 78628 67 listings, 22 candidates, bank pressure 60; 78634 51 listings, 21 candidates, bank pressure 60; 78626 47 listings, 12 candidates, bank pressure 60 (Williamson, TX); 78642 42 listings, 25 candidates, bank pressure 59; 78665 34 listings, 14 candidates, bank pressure 60; 78613 21 listings, 6 candidates, bank pressure 60; 78633 21 listings, 6 candidates, bank pressure 60. Williamson, TX totals: 446 listings; Williamson, TX candidates 174; active ZIPs 16.
HUD assisted housing in Williamson, TX
27 assisted properties with 4,113 units sit in Williamson, TX; largest Williamson, TX properties: Shadow Ridge (Round Rock) 316 units; North Creek Apartments (Hutto) 310 units; Leander Junction (Leander) 288 units in Williamson, TX; Tuckaway Apartments (Cedar Park) 256 units; Anatole At Westinghouse (Georgetown) 250 units; Creekside At Kenney's Fort (Round Rock) 250 units.
Lenders with branches in Williamson, TX
Williamson, TX lenders by branch count: First National Bank Texas (Williamson, TX): stress 77, 6 branches low in Williamson, TX; Verabank National Assn (Williamson, TX): stress 53, 6 branches low in Williamson, TX; First Texas Bank (Williamson, TX): stress 50, 6 branches low in Williamson, TX; R Bank (Williamson, TX): stress 80, 5 branches low in Williamson, TX; Frost Bank (Williamson, TX): stress 69, 5 branches low in Williamson, TX; Frontier Bank Of Texas (Williamson, TX): stress 53, 4 branches low in Williamson, TX; Citizens National Bank (Williamson, TX): stress 50, 4 branches low in Williamson, TX; Prosperity Bank (Williamson, TX): stress 33, 4 branches low in Williamson, TX.
Vacancy and permits, Williamson, TX
10,321 of 262,644 Williamson, TX housing units are vacant; Williamson, TX permits, twelve months: 407 multifamily units in Williamson, TX, 3,870 one-to-four unit units.
Work Williamson, TX at the parcel level
Every Williamson, TX parcel carries owner and address; every Williamson, TX parcel carries APN; Williamson, TX distress scores sit on the Williamson, TX live board.
Williamson, TX figures refresh with each source.
Williamson, TX questions
Most distressed ZIP code in Williamson County, TX?
ZIP 76530 leads Williamson, TX at 35/100; next in Williamson, TX: 76537 at 35/100; the Williamson, TX average is 34/100.
Where does Williamson County, TX rank for investment opportunity?
Williamson, TX is #1,429 among all ranked counties, #142 in Texas; the Williamson, TX driver is construction; Williamson, TX moved up 336 places.
How many mortgages are delinquent in Williamson County, TX?
0.7% of Williamson, TX mortgages were ninety-plus days late in December 2025; the Williamson, TX peak since 2008 was 2.8%.
Which banks lend in Williamson County, TX?
8 watched lenders hold Williamson, TX branches; the largest Williamson, TX footprints are First National Bank Texas (6), Verabank National Assn (6), First Texas Bank (6).
More on Williamson, TX
Williamson County, TX distress report: public-record figures for Williamson, TX; not legal advice for Williamson, TX; not tax or investment advice; verify every Williamson, TX record before acting.