Winston County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Winston County, MS distress report, 2026: 10 ZIPs scored in Winston, MS, Winston, MS average 11/100; the top Winston, MS ZIP is 39350 at 19/100; Winston, MS market phase peak, Winston, MS prices +3.8% year over year.
- Winston, MS ranks #1,491 nationally (opportunity index); Winston, MS #47 in Mississippi; Winston, MS index 29.5.
- Winston, MS: no CFPB county sample; Winston, MS non-metro area reading 1.8%.
- Winston, MS ZIP phases: 10 peak.
- Winston, MS residential listings tracked: 1 across 2 ZIPs; Winston, MS candidate listings 1.
- Winston, MS HUD assisted properties: 2 with 30 units.
- Winston, MS lenders on watch: 2; largest Winston, MS footprint Citizens Bk Philadelphia Ms (3 branches).
- Winston, MS most distressed ZIP: 39350 at 19/100.
Winston, MS figures: DLRadar distress index; Winston, MS inputs: CFPB, FHFA, HUD, FDIC; Winston, MS rebuilt as sources refresh.
| Rank | Winston, MS ZIP | Score |
|---|---|---|
| 1 | 39350 | 19/100 |
| 2 | 39346 | 17/100 |
| 3 | 39339 | 15/100 |
| 4 | 39769 | 15/100 |
| 5 | 39341 | 14/100 |
| 6 | 39354 | 14/100 |
| 7 | 39090 | 6/100 |
| 8 | 39108 | 4/100 |
| 9 | 39735 | 2/100 |
| 10 | 39772 | 2/100 |
Most distressed Winston, MS ZIPs (0-100, 2026)
Mortgage delinquency around Winston, MS
No CFPB county sample covers Winston, MS; the non-metro area reading for Winston, MS: 1.8% ninety-plus; Winston, MS area thirty-to-eighty-nine 5.9% (December 2025, Winston, MS); Mississippi overall 1.8%.
Opportunity index: Winston, MS
Winston, MS index 29.5, Winston, MS phase early_signal; Winston, MS primary driver construction, Winston, MS second driver vacancy. Winston, MS components: property stress 16.0, foreclosure pressure 16.7, listing discounts 23.2, bank stress 61.2, insurance 0.0; Winston, MS pulse 35.7; Winston, MS capital opportunity 20.3; Winston, MS seven-day change +0.3%.
ZIP market phases inside Winston, MS
10 Winston, MS ZIPs carry a price-cycle phase; Winston, MS ZIPs by phase (Winston, MS), deepest drawdown first: peak, +3.8% YoY (Winston, MS): 39090, 39108, 39339, 39346, Winston, MS 39350, 39354, 39735, 39772; peak, +3.6% YoY (Winston, MS): 39341; peak, +3.7% YoY (Winston, MS): 39769.
Residential listings by Winston, MS ZIP
Winston, MS ZIPs with the most tracked Winston, MS residential listings: 39339 1 listings, 1 candidates, bank pressure 62; 39346 0 listings, 0 candidates, bank pressure 63. Winston, MS totals: 1 listings; Winston, MS candidates 1; active ZIPs 0.
HUD assisted housing in Winston, MS
2 assisted properties with 30 units sit in Winston, MS; largest Winston, MS properties: Church Street Apartments (Louisville) 16 units, 16 assisted; Focus Manor (Louisville) 14 units, 13 assisted.
Lenders with branches in Winston, MS
Winston, MS lenders by branch count: Citizens Bk Philadelphia Ms (Winston, MS): stress 85, 3 branches low in Winston, MS; Renasant Bank (Winston, MS): stress 43, 1 branch low in Winston, MS.
Vacancy and permits, Winston, MS
1,090 of 8,231 Winston, MS housing units are vacant.
Work Winston, MS at the parcel level
Every Winston, MS parcel carries owner and address; every Winston, MS parcel carries APN; Winston, MS distress scores sit on the Winston, MS live board.
Winston, MS figures refresh with each source.
Winston, MS questions
Most distressed ZIP code in Winston County, MS?
ZIP 39350 leads Winston, MS at 19/100; next in Winston, MS: 39346 at 17/100; the Winston, MS average is 11/100.
Where does Winston County, MS rank for investment opportunity?
Winston, MS is #1,491 among all ranked counties, #47 in Mississippi; the Winston, MS driver is construction; Winston, MS moved down 478 places.
How many mortgages are delinquent in Winston County, MS?
Winston, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Winston, MS.
Which banks lend in Winston County, MS?
2 watched lenders hold Winston, MS branches; the largest Winston, MS footprints are Citizens Bk Philadelphia Ms (3), Renasant Bank (1).
More on Winston, MS
Winston County, MS distress report: public-record figures for Winston, MS; not legal advice for Winston, MS; not tax or investment advice; verify every Winston, MS record before acting.