Woodford County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Woodford County, IL distress report, 2026: 16 ZIPs scored in Woodford, IL, Woodford, IL average 17/100; the top Woodford, IL ZIP is 61748 at 27/100; Woodford, IL market phase peak, Woodford, IL prices +2.6% year over year.
- Woodford, IL ranks #1,960 nationally (opportunity index); Woodford, IL #50 in Illinois; Woodford, IL index 27.8.
- Woodford, IL: no CFPB county sample; Woodford, IL metro area reading 0.9%.
- Woodford, IL ZIP phases: 13 peak, 3 expansion.
- Woodford, IL residential listings tracked: 10 across 12 ZIPs; Woodford, IL candidate listings 6.
- Woodford, IL lenders on watch: 4; largest Woodford, IL footprint Heartland Bank&Trust Co (6 branches).
- Woodford, IL most distressed ZIP: 61748 at 27/100.
Woodford, IL figures: DLRadar distress index; Woodford, IL inputs: CFPB, FHFA, HUD, FDIC; Woodford, IL rebuilt as sources refresh.
| Rank | Woodford, IL ZIP | Score |
|---|---|---|
| 1 | 61748 | 27/100 |
| 2 | 61744 | 24/100 |
| 3 | 61725 | 22/100 |
| 4 | 61729 | 17/100 |
| 5 | 61733 | 17/100 |
| 6 | 61738 | 17/100 |
| 7 | 61611 | 16/100 |
| 8 | 61516 | 15/100 |
| 9 | 61530 | 15/100 |
| 10 | 61545 | 15/100 |
| 11 | 61548 | 15/100 |
| 12 | 61561 | 15/100 |
Most distressed Woodford, IL ZIPs (0-100, 2026)
Mortgage delinquency around Woodford, IL
No CFPB county sample covers Woodford, IL; the metro area reading for Woodford, IL (Peoria, IL): 0.9% ninety-plus; Woodford, IL area thirty-to-eighty-nine 2.8% (December 2025, Woodford, IL); Illinois overall 1.1%.
Opportunity index: Woodford, IL
Woodford, IL index 27.8, Woodford, IL phase weak; Woodford, IL primary driver construction, Woodford, IL second driver bank institutional. Woodford, IL components: property stress 8.6, foreclosure pressure 4.7, listing discounts 38.1, bank stress 58.6, insurance 0.0; Woodford, IL pulse 29.6; Woodford, IL capital opportunity 25.2; Woodford, IL seven-day change +1.3%.
ZIP market phases inside Woodford, IL
16 Woodford, IL ZIPs carry a price-cycle phase; Woodford, IL ZIPs by phase (Woodford, IL), deepest drawdown first: peak, +2.6% YoY (Woodford, IL): 61516, 61530, 61545, 61548, Woodford, IL 61561, 61570, 61611, 61733, Woodford, IL 61742, 61760, 61771; expansion, +5.3% YoY (Woodford, IL): 61725; peak, +3.0% YoY (Woodford, IL): 61729, 61738; expansion, +7.1% YoY (Woodford, IL): 61744; expansion, +8.0% YoY (Woodford, IL): 61748.
Residential listings by Woodford, IL ZIP
Woodford, IL ZIPs with the most tracked Woodford, IL residential listings: 61760 3 listings, 2 candidates, bank pressure 60; 61530 2 listings, 1 candidates, bank pressure 63; 61548 2 listings, 1 candidates, bank pressure 61; 61738 2 listings, 1 candidates, bank pressure 63 (Woodford, IL); 61771 1 listings, 1 candidates, bank pressure 61; 61516 0 listings, 0 candidates, bank pressure 61; 61545 0 listings, 0 candidates, bank pressure 61; 61561 0 listings, 0 candidates, bank pressure 61. Woodford, IL totals: 10 listings; Woodford, IL candidates 6; active ZIPs 5.
Lenders with branches in Woodford, IL
Woodford, IL lenders by branch count: Heartland Bank&Trust Co (Woodford, IL): stress 51, 6 branches low in Woodford, IL; Morton Community Bank (Woodford, IL): stress 60, 5 branches low in Woodford, IL; Goodfield State Bank (Woodford, IL): stress 39, 4 branches low in Woodford, IL; Flanagan State Bank (Woodford, IL): stress 94, 2 branches low in Woodford, IL.
Vacancy and permits, Woodford, IL
1,073 of 15,758 Woodford, IL housing units are vacant; Woodford, IL permits, twelve months: 0 multifamily units in Woodford, IL, 23 one-to-four unit units.
Work Woodford, IL at the parcel level
Every Woodford, IL parcel carries owner and address; every Woodford, IL parcel carries APN; Woodford, IL distress scores sit on the Woodford, IL live board.
Woodford, IL figures refresh with each source.
Woodford, IL questions
Most distressed ZIP code in Woodford County, IL?
ZIP 61748 leads Woodford, IL at 27/100; next in Woodford, IL: 61744 at 24/100; the Woodford, IL average is 17/100.
Where does Woodford County, IL rank for investment opportunity?
Woodford, IL is #1,960 among all ranked counties, #50 in Illinois; the Woodford, IL driver is construction; Woodford, IL moved up 433 places.
How many mortgages are delinquent in Woodford County, IL?
Woodford, IL takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Woodford, IL.
Which banks lend in Woodford County, IL?
4 watched lenders hold Woodford, IL branches; the largest Woodford, IL footprints are Heartland Bank&Trust Co (6), Morton Community Bank (5), Goodfield State Bank (4).
More on Woodford, IL
Woodford County, IL distress report: public-record figures for Woodford, IL; not legal advice for Woodford, IL; not tax or investment advice; verify every Woodford, IL record before acting.