Yolo County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Yolo County, CA distress report, 2026: 19 ZIPs scored in Yolo, CA, Yolo, CA average 16/100; the top Yolo, CA ZIP is 95620 at 24/100; Yolo, CA market phase contraction, Yolo, CA prices -0.5% year over year.
- Yolo, CA ranks #3,206 nationally (opportunity index); Yolo, CA #58 in California; Yolo, CA index 19.6.
- Yolo, CA ninety-day mortgage delinquency 0.4% in December 2025; Yolo, CA twelve-month change +0.1%.
- Yolo, CA ZIP phases: 19 contraction.
- Yolo, CA residential listings tracked: 34 across 18 ZIPs; Yolo, CA candidate listings 16.
- Yolo, CA HUD assisted properties: 14 with 1,126 units.
- Yolo, CA lenders on watch: 4; largest Yolo, CA footprint First Northern Bank Of Dixon (5 branches).
- Yolo, CA most distressed ZIP: 95620 at 24/100.
Yolo, CA figures: DLRadar distress index; Yolo, CA inputs: CFPB, FHFA, HUD, FDIC; Yolo, CA rebuilt as sources refresh.
| Rank | Yolo, CA ZIP | Score |
|---|---|---|
| 1 | 95620 | 24/100 |
| 2 | 95645 | 18/100 |
| 3 | 95618 | 16/100 |
| 4 | 95694 | 16/100 |
| 5 | 95605 | 15/100 |
| 6 | 95606 | 15/100 |
| 7 | 95607 | 15/100 |
| 8 | 95612 | 15/100 |
| 9 | 95616 | 15/100 |
| 10 | 95627 | 15/100 |
| 11 | 95637 | 15/100 |
| 12 | 95653 | 15/100 |
Most distressed Yolo, CA ZIPs (0-100, 2026)
Mortgage delinquency in Yolo, CA
0.4% of Yolo, CA mortgages were ninety-plus days late (Yolo, CA, December 2025); Yolo, CA thirty-to-eighty-nine days late: 1.0%; Yolo, CA twelve-month change +0.1%; Yolo, CA peak since 2008: 5.3% (December 2009); California overall 0.5%. Yolo, CA ninety-day series: Dec 24 0.3, Jan 25 0.5, Feb 25 0.4 (Yolo, CA), Mar 25 0.5, Apr 25 0.4, May 25 0.3 (Yolo, CA), Jun 25 0.4, Jul 25 0.4, Aug 25 0.4 (Yolo, CA), Sep 25 0.4, Oct 25 0.4, Nov 25 0.2 (Yolo, CA), Dec 25 0.4.
Opportunity index: Yolo, CA
Yolo, CA index 19.6, Yolo, CA phase weak; Yolo, CA primary driver bank institutional, Yolo, CA second driver vacancy. Yolo, CA components: property stress 11.8, foreclosure pressure 13.2, listing discounts 14.1, bank stress 52.3, insurance 0.0; Yolo, CA pulse 21.0; Yolo, CA capital opportunity 17.6.
ZIP market phases inside Yolo, CA
19 Yolo, CA ZIPs carry a price-cycle phase; Yolo, CA ZIPs by phase (Yolo, CA), deepest drawdown first: contraction, -0.6% YoY, 1.8% off peak (Yolo, CA): 95620; contraction, -0.1% YoY, 1.1% off peak (Yolo, CA): 95645; contraction, -0.5% YoY, 1.0% off peak (Yolo, CA): 95618; contraction, -0.5% YoY, 0.9% off peak (Yolo, CA): 95694; contraction, -0.5% YoY, 0.8% off peak (Yolo, CA): 95612; contraction, -0.5% YoY, 0.7% off peak (Yolo, CA): 95616; contraction, -0.5% YoY, 0.6% off peak (Yolo, CA): 95605, 95606, 95607, 95627, Yolo, CA 95637, 95653, 95679, 95691, Yolo, CA 95695, 95697.
Residential listings by Yolo, CA ZIP
Yolo, CA ZIPs with the most tracked Yolo, CA residential listings: 95691 7 listings, 5 candidates, bank pressure 63; 95694 6 listings, 0 candidates, bank pressure 61; 95605 5 listings, 4 candidates, bank pressure 63; 95645 5 listings, 2 candidates, bank pressure 61 (Yolo, CA); 95695 4 listings, 4 candidates, bank pressure 63; 95776 3 listings, 0 candidates, bank pressure 63; 95627 2 listings, 0 candidates, bank pressure 63; 95612 1 listings, 1 candidates, bank pressure 61. Yolo, CA totals: 34 listings; Yolo, CA candidates 16; active ZIPs 9.
HUD assisted housing in Yolo, CA
14 assisted properties with 1,126 units sit in Yolo, CA; largest Yolo, CA properties: Sunset Village Apartments (West Sacramento) 216 units; Sycamore Lane Apartments (Davis) 162 units; The Trees Apartments (Davis) 111 units in Yolo, CA; Bryte Gardens Apts (West Sacramento) 108 units, 11 assisted; Summertree Apartments (Woodland) 93 units, 91 assisted; Margaret Mcdowell Manor (West Sacramento) 87 units, 72 assisted.
Lenders with branches in Yolo, CA
Yolo, CA lenders by branch count: First Northern Bank Of Dixon (Yolo, CA): stress 64, 5 branches low in Yolo, CA; River City Bank (Yolo, CA): stress 67, 2 branches low in Yolo, CA; Citizens Business Bank Na (Yolo, CA): stress 50, 2 branches low in Yolo, CA; Tri Counties Bank (Yolo, CA): stress 49, 1 branch low in Yolo, CA.
Vacancy and permits, Yolo, CA
5,754 of 82,447 Yolo, CA housing units are vacant; Yolo, CA permits, twelve months: 339 multifamily units in Yolo, CA, 523 one-to-four unit units.
Work Yolo, CA at the parcel level
Every Yolo, CA parcel carries owner and address; every Yolo, CA parcel carries APN; Yolo, CA distress scores sit on the Yolo, CA live board.
Yolo, CA figures refresh with each source.
Yolo, CA questions
Most distressed ZIP code in Yolo County, CA?
ZIP 95620 leads Yolo, CA at 24/100; next in Yolo, CA: 95645 at 18/100; the Yolo, CA average is 16/100.
Where does Yolo County, CA rank for investment opportunity?
Yolo, CA is #3,206 among all ranked counties, #58 in California; the Yolo, CA driver is bank institutional; Yolo, CA moved down 14 places.
How many mortgages are delinquent in Yolo County, CA?
0.4% of Yolo, CA mortgages were ninety-plus days late in December 2025; the Yolo, CA peak since 2008 was 5.3%.
Which banks lend in Yolo County, CA?
4 watched lenders hold Yolo, CA branches; the largest Yolo, CA footprints are First Northern Bank Of Dixon (5), River City Bank (2), Citizens Business Bank Na (2).
More on Yolo, CA
Yolo County, CA distress report: public-record figures for Yolo, CA; not legal advice for Yolo, CA; not tax or investment advice; verify every Yolo, CA record before acting.