Yolo County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Yolo County, California? DLRadar grades every Yolo County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Yolo County breakdown.
- Yolo County's most distressed ZIP is 95620 at 26/100.
- 19 ZIP codes tracked in Yolo County, averaging 16/100 distress.
- Yolo County reads contraction — home values down 0.5% year over year, 0.6% off peak.
- Vacancy runs 5.6% across Yolo County's tracked ZIPs, with a 18.9% poverty rate.
- The typical Yolo County home is worth about $701,665 against a ~$91,397 median income.
- Lending headwind in Yolo County sits at 49/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95620 | 26/100 |
| 2 | 95618 | 20/100 |
| 3 | 95694 | 19/100 |
| 4 | 95645 | 18/100 |
| 5 | 95612 | 17/100 |
| 6 | 95605 | 15/100 |
| 7 | 95606 | 15/100 |
| 8 | 95607 | 15/100 |
| 9 | 95616 | 15/100 |
| 10 | 95627 | 15/100 |
| 11 | 95637 | 15/100 |
| 12 | 95653 | 15/100 |
Most distressed ZIP codes in Yolo County (composite distress 0-100, 2026)
What is driving Yolo County distress
Nothing here is estimated: Yolo County is scored from filings alone, and its ZIPs average 16/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Yolo County market phase and pricing
The cycle in Yolo County is contraction, with values down 0.5% year over year and 0.6% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
Which ZIP code leads Yolo County on distress?
ZIP 95620 leads Yolo County at 26/100, recomputed monthly from public records.
Where is Yolo County in the housing cycle?
Yolo County currently sits in contraction, with values down 0.5% year on year, based on FHFA price-index trajectory.
Where does the Yolo County data come from?
Every Yolo County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 19 Yolo County ZIP codes that it runs on every other U.S. county, so Yolo County's numbers are directly comparable to any other market.
How much do distress scores vary between Yolo County ZIP codes?
A county average hides the spread. Across the Yolo County ZIPs DLRadar ranks, scores run from 26/100 in 95620 down to 15/100 in 95653, against a Yolo County average of 16/100. Those 11 points separate the ZIPs worth working in Yolo County from the rest.
What do Yolo County home values and vacancy say about distressed supply?
The typical Yolo County home carries about $701,665 of value against a median household income near $91,397. Vacancy across Yolo County's tracked ZIPs runs 5.6% and the poverty rate is 18.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Yolo County's filings and its 49/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.