Chilton County, AL: Home-Insurance Distress & Forced-Sale Pressure
Chilton County, AL: 78/100 (severe) home-insurance distress; Chilton, AL band MEDIUM; Chilton, AL #415 of 3,222 counties; Chilton, AL #21 of 67 in Alabama.
FEMA hazard, Chilton, AL: 87/100; Chilton, AL declarations, three years: 3; Chilton, AL perils: 3 hurricane; Chilton, AL five-year count 3 (severity 4.5); Chilton, AL ten-year 3; hazard-weighted, Chilton, AL: 15.0.
Declared incidents on the Chilton, AL record: 2024 Hurricane 3 (Chilton, AL).
NFIP claims, Chilton, AL, three years: 1; Chilton, AL payouts $36,267; per Chilton, AL claim $36,267; Chilton, AL claim-stress 65/100.
Chilton, AL monthly score fell, 77 (March 2026) to 70 (October 2026); Chilton, AL by month: March 77, April 77, May 75, June 75 (Chilton, AL), July 73, August 74, September 80, October 70.
Chilton, AL components: climate 73, NFIP claims 65; Chilton, AL retreat index 70.
Construction distress, Chilton, AL: 2/100 as of August 2026 (Chilton, AL: 3/100 one-to-four unit, 0/100 multifamily).
Chilton, AL ZIPs, June 2026 (Chilton, AL, 14 highest): score 0 (Chilton, AL), climate 85 (Chilton, AL): 35040; score 0 (Chilton, AL), climate 78 (Chilton, AL): 35115; score 0 (Chilton, AL), climate 61 (Chilton, AL): 36051; score 0 (Chilton, AL), climate 59 (Chilton, AL): 36758; score 0 (Chilton, AL), climate 58 (Chilton, AL): 36006; score 0 (Chilton, AL), climate 54 (Chilton, AL): 35045, 35085, 35171, 36091, Chilton, AL 36750, 36790; score 0 (Chilton, AL), climate 45 (Chilton, AL): 35046; score 0 (Chilton, AL), climate 38 (Chilton, AL): 36792; score 0 (Chilton, AL), climate 36 (Chilton, AL): 36793.
DLRadar rescores Chilton, AL monthly; Chilton, AL readings join Chilton, AL foreclosure, lien and ownership parcels (Chilton, AL), so cost-squeezed Chilton, AL owners surface before listing.
Inside Alabama, Chilton County ranks 21st of 67 counties for home-insurance distress at 78/100; Pickens County (78/100) sits just above Chilton County, and Coffee County (78/100) sits just below Chilton County.
Deterministic. Every Chilton County, AL signal traces to a public Chilton dataset (FEMA, NFIP, Census for Chilton, AL) · how insurance distress works in Chilton, AL · methodology
FAQ: Chilton County, AL insurance distress
What is the Chilton County, AL home-insurance-distress score?
Chilton, AL: 78/100 (MEDIUM), #415 of 3,222, #21 in Alabama. FEMA hazard, Chilton, AL: 87/100; NFIP stress, Chilton, AL: 65/100; construction, Chilton, AL: 2/100; Chilton, AL rescores monthly.
Is Chilton County insurance distress getting better or worse (AL)?
Chilton, AL: 77 in March 2026; Chilton, AL: 70 in October 2026 (better); Chilton, AL climate component 73; Chilton, AL NFIP claims score 65.
How many flood-insurance claims has Chilton County, AL had?
Chilton, AL: 1 NFIP claims, three years; Chilton, AL paid $36,267; per Chilton, AL claim $36,267; carriers reprice Chilton, AL against that record.
Which Chilton County ZIP codes carry the most insurance distress (AL)?
Chilton, AL, June 2026: 35040 at 0, 35115 at 0, 36051 at 0, 36758 at 0; Chilton, AL climate scores there: 85, 78, 61, 59.
Why does Chilton, AL insurance distress create sellers?
A Chilton, AL premium outruns the Chilton, AL budget; a carrier leaves Chilton, AL; Chilton, AL carrying cost passes plan; Chilton, AL owners sell while current; Chilton, AL insurance distress leads Chilton, AL foreclosure data.