Geneva County, AL: Home-Insurance Distress & Forced-Sale Pressure
Geneva County, AL: 44/100 (moderate) home-insurance distress; Geneva, AL band MEDIUM; Geneva, AL #1,249 of 3,222 counties; Geneva, AL #53 of 67 in Alabama; raw Geneva, AL 52.0; Geneva, AL coverage multiplier 0.85.
FEMA hazard, Geneva, AL: 87/100; Geneva, AL declarations, three years: 3; Geneva, AL perils: 3 hurricane; Geneva, AL five-year count 3 (severity 4.5); Geneva, AL ten-year 3; hazard-weighted, Geneva, AL: 15.0.
Declared incidents on the Geneva, AL record: 2024 Hurricane 3 (Geneva, AL).
NFIP claims, Geneva, AL, three years: none; Geneva, AL claim-stress 0/100.
Geneva, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Geneva, AL by month: March 43, April 43, May 40, June 40 (Geneva, AL), July 39, August 40, September 45, October 37.
Geneva, AL components: climate 73; Geneva, AL retreat index 37; Geneva, AL climate multiplier 0.85.
Construction distress, Geneva, AL: 78/100 as of August 2026 (Geneva, AL: 70/100 one-to-four unit, 87/100 multifamily).
Geneva, AL ZIPs, June 2026 (Geneva, AL, 14 highest): score 0 (Geneva, AL), climate 85 (Geneva, AL): 36301; score 0 (Geneva, AL), climate 79 (Geneva, AL): 36442; score 0 (Geneva, AL), climate 76 (Geneva, AL): 36352; score 0 (Geneva, AL), climate 73 (Geneva, AL): 36305; score 0 (Geneva, AL), climate 68 (Geneva, AL): 36453; score 0 (Geneva, AL), climate 62 (Geneva, AL): 36322; score 0 (Geneva, AL), climate 59 (Geneva, AL): 36316, 36318; score 0 (Geneva, AL), climate 56 (Geneva, AL): 36375; score 0 (Geneva, AL), climate 51 (Geneva, AL): 36477; score 0 (Geneva, AL), climate 47 (Geneva, AL): 36313, 36314, 36340, 36344.
DLRadar rescores Geneva, AL monthly; Geneva, AL readings join Geneva, AL foreclosure, lien and ownership parcels (Geneva, AL), so cost-squeezed Geneva, AL owners surface before listing.
Inside Alabama, Geneva County ranks 53rd of 67 counties for home-insurance distress at 44/100; Franklin County (44/100) sits just above Geneva County, and Greene County (44/100) sits just below Geneva County.
Deterministic. Every Geneva County, AL signal traces to a public Geneva dataset (FEMA, NFIP, Census for Geneva, AL) · how insurance distress works in Geneva, AL · methodology
FAQ: Geneva County, AL insurance distress
What is the Geneva County, AL home-insurance-distress score?
Geneva, AL: 44/100 (MEDIUM), #1,249 of 3,222, #53 in Alabama. FEMA hazard, Geneva, AL: 87/100; NFIP stress, Geneva, AL: 0/100; construction, Geneva, AL: 78/100; Geneva, AL rescores monthly.
Is Geneva County insurance distress getting better or worse (AL)?
Geneva, AL: 43 in March 2026; Geneva, AL: 37 in October 2026 (better); Geneva, AL climate component 73.
Which Geneva County ZIP codes carry the most insurance distress (AL)?
Geneva, AL, June 2026: 36301 at 0, 36442 at 0, 36352 at 0, 36305 at 0; Geneva, AL climate scores there: 85, 79, 76, 73.
Why does Geneva, AL insurance distress create sellers?
A Geneva, AL premium outruns the Geneva, AL budget; a carrier leaves Geneva, AL; Geneva, AL carrying cost passes plan; Geneva, AL owners sell while current; Geneva, AL insurance distress leads Geneva, AL foreclosure data.