Lauderdale County, AL: Home-Insurance Distress & Forced-Sale Pressure
Lauderdale County, AL: 80/100 (severe) home-insurance distress; Lauderdale, AL band HIGH; Lauderdale, AL #349 of 3,222 counties; Lauderdale, AL #14 of 67 in Alabama; raw Lauderdale, AL 72.2.
FEMA hazard, Lauderdale, AL: 87/100; Lauderdale, AL declarations, three years: 2; Lauderdale, AL perils: 3 hurricane; Lauderdale, AL five-year count 6 (severity 7.5); Lauderdale, AL ten-year 6; hazard-weighted, Lauderdale, AL: 10.0.
Declared incidents on the Lauderdale, AL record: 2024 Hurricane 2; 2023 Severe Storm 3 (Lauderdale, AL).
NFIP claims, Lauderdale, AL, three years: 4; Lauderdale, AL payouts $67,806; per Lauderdale, AL claim $16,951; Lauderdale, AL claim-stress 70/100.
Lauderdale, AL monthly score fell, 79 (March 2026) to 72 (October 2026); Lauderdale, AL by month: March 79, April 79, May 76, June 76 (Lauderdale, AL), July 75, August 76, September 81, October 72.
Lauderdale, AL components: climate 73, NFIP claims 70; Lauderdale, AL retreat index 72.
Construction distress, Lauderdale, AL: 86/100 as of August 2026 (Lauderdale, AL: 2/100 one-to-four unit, 100/100 multifamily).
Lauderdale, AL ZIPs, June 2026 (Lauderdale, AL, 10 highest): score 0 (Lauderdale, AL), climate 85 (Lauderdale, AL): 35630, 35632, 35633, 35634, Lauderdale, AL 35645, 35648, 35652, 35677; score 0 (Lauderdale, AL), climate 84 (Lauderdale, AL): 35610; score 0 (Lauderdale, AL), climate 81 (Lauderdale, AL): 35614.
DLRadar rescores Lauderdale, AL monthly; Lauderdale, AL readings join Lauderdale, AL foreclosure, lien and ownership parcels (Lauderdale, AL), so cost-squeezed Lauderdale, AL owners surface before listing.
Inside Alabama, Lauderdale County ranks 14th of 67 counties for home-insurance distress at 80/100; Elmore County (81/100) sits just above Lauderdale County, and Shelby County (80/100) sits just below Lauderdale County.
Deterministic. Every Lauderdale County, AL signal traces to a public Lauderdale dataset (FEMA, NFIP, Census for Lauderdale, AL) · how insurance distress works in Lauderdale, AL · methodology
FAQ: Lauderdale County, AL insurance distress
What is the Lauderdale County, AL home-insurance-distress score?
Lauderdale, AL: 80/100 (HIGH), #349 of 3,222, #14 in Alabama. FEMA hazard, Lauderdale, AL: 87/100; NFIP stress, Lauderdale, AL: 70/100; construction, Lauderdale, AL: 86/100; Lauderdale, AL rescores monthly.
Is Lauderdale County insurance distress getting better or worse (AL)?
Lauderdale, AL: 79 in March 2026; Lauderdale, AL: 72 in October 2026 (better); Lauderdale, AL climate component 73; Lauderdale, AL NFIP claims score 70.
How many flood-insurance claims has Lauderdale County, AL had?
Lauderdale, AL: 4 NFIP claims, three years; Lauderdale, AL paid $67,806; per Lauderdale, AL claim $16,951; carriers reprice Lauderdale, AL against that record.
Which Lauderdale County ZIP codes carry the most insurance distress (AL)?
Lauderdale, AL, June 2026: 35630 at 0, 35632 at 0, 35633 at 0, 35634 at 0; Lauderdale, AL climate scores there: 85, 85, 85, 85.
Why does Lauderdale, AL insurance distress create sellers?
A Lauderdale, AL premium outruns the Lauderdale, AL budget; a carrier leaves Lauderdale, AL; Lauderdale, AL carrying cost passes plan; Lauderdale, AL owners sell while current; Lauderdale, AL insurance distress leads Lauderdale, AL foreclosure data.