Russell County, AL: Home-Insurance Distress & Forced-Sale Pressure
Russell County, AL: 87/100 (severe) home-insurance distress; Russell, AL band HIGH; Russell, AL #160 of 3,222 counties; Russell, AL #4 of 67 in Alabama; raw Russell, AL 79.4.
FEMA hazard, Russell, AL: 87/100; Russell, AL declarations, three years: 2; Russell, AL perils: 3 hurricane; Russell, AL five-year count 3 (severity 4.5); Russell, AL ten-year 3; hazard-weighted, Russell, AL: 10.0.
Declared incidents on the Russell, AL record: 2024 Hurricane 2 (Russell, AL).
NFIP claims, Russell, AL, three years: 9; Russell, AL payouts $657,357; per Russell, AL claim $73,040; Russell, AL claim-stress 88/100.
Russell, AL monthly score fell, 85 (March 2026) to 79 (October 2026); Russell, AL by month: March 85, April 85, May 83, June 83 (Russell, AL), July 81, August 82, September 88, October 79.
Russell, AL components: climate 73, NFIP claims 88; Russell, AL retreat index 79.
Construction distress, Russell, AL: 39/100 as of August 2026 (Russell, AL: 44/100 one-to-four unit, 0/100 multifamily).
Russell, AL ZIPs, June 2026 (Russell, AL, 13 highest): score 0 (Russell, AL), climate 80 (Russell, AL): 36877; score 0 (Russell, AL), climate 78 (Russell, AL): 36874; score 0 (Russell, AL), climate 71 (Russell, AL): 36804; score 0 (Russell, AL), climate 70 (Russell, AL): 36870; score 0 (Russell, AL), climate 62 (Russell, AL): 36867; score 0 (Russell, AL), climate 52 (Russell, AL): 36851, 36856, 36858, 36869, Russell, AL 36871, 36875; score 0 (Russell, AL), climate 41 (Russell, AL): 36027; score 0 (Russell, AL), climate 40 (Russell, AL): 36860.
DLRadar rescores Russell, AL monthly; Russell, AL readings join Russell, AL foreclosure, lien and ownership parcels (Russell, AL), so cost-squeezed Russell, AL owners surface before listing.
Inside Alabama, Russell County ranks 4th of 67 counties for home-insurance distress at 87/100; Escambia County (88/100) sits just above Russell County, and Houston County (86/100) sits just below Russell County.
Deterministic. Every Russell County, AL signal traces to a public Russell dataset (FEMA, NFIP, Census for Russell, AL) · how insurance distress works in Russell, AL · methodology
FAQ: Russell County, AL insurance distress
What is the Russell County, AL home-insurance-distress score?
Russell, AL: 87/100 (HIGH), #160 of 3,222, #4 in Alabama. FEMA hazard, Russell, AL: 87/100; NFIP stress, Russell, AL: 88/100; construction, Russell, AL: 39/100; Russell, AL rescores monthly.
Is Russell County insurance distress getting better or worse (AL)?
Russell, AL: 85 in March 2026; Russell, AL: 79 in October 2026 (better); Russell, AL climate component 73; Russell, AL NFIP claims score 88.
How many flood-insurance claims has Russell County, AL had?
Russell, AL: 9 NFIP claims, three years; Russell, AL paid $657,357; per Russell, AL claim $73,040; carriers reprice Russell, AL against that record.
Which Russell County ZIP codes carry the most insurance distress (AL)?
Russell, AL, June 2026: 36877 at 0, 36874 at 0, 36804 at 0, 36870 at 0; Russell, AL climate scores there: 80, 78, 71, 70.
Why does Russell, AL insurance distress create sellers?
A Russell, AL premium outruns the Russell, AL budget; a carrier leaves Russell, AL; Russell, AL carrying cost passes plan; Russell, AL owners sell while current; Russell, AL insurance distress leads Russell, AL foreclosure data.