Polk County, AR: Home-Insurance Distress & Forced-Sale Pressure
Polk County, AR: 25/100 (moderate) home-insurance distress; Polk, AR band LOW; Polk, AR #1,898 of 3,222 counties; Polk, AR #73 of 75 in Arkansas; raw Polk, AR 29.7; Polk, AR coverage multiplier 0.85.
FEMA hazard, Polk, AR: 50/100; Polk, AR declarations, three years: 6; Polk, AR perils: 3 severe-storm; Polk, AR five-year count 6 (severity 12.0); Polk, AR ten-year 6; hazard-weighted, Polk, AR: 3.0.
Declared incidents on the Polk, AR record: 2026 Winter Storm 3; 2025 Severe Storm 3 (Polk, AR).
NFIP claims, Polk, AR, three years: none; Polk, AR claim-stress 0/100.
Polk, AR monthly score fell, 26 (March 2026) to 20 (October 2026); Polk, AR by month: March 26, April 26, May 24, June 24 (Polk, AR), July 23, August 21, September 25, October 20.
Polk, AR components: climate 40; Polk, AR retreat index 20; Polk, AR climate multiplier 0.85.
Construction distress, Polk, AR: 23/100 as of August 2026 (Polk, AR: 23/100 one-to-four unit, 0/100 multifamily).
Polk, AR ZIPs, June 2026 (Polk, AR, 7 highest): score 0 (Polk, AR), climate 54 (Polk, AR): 71841; score 0 (Polk, AR), climate 42 (Polk, AR): 71937; score 0 (Polk, AR), climate 41 (Polk, AR): 71973; score 0 (Polk, AR), climate 40 (Polk, AR): 71944, 71945, 71953, 71972.
DLRadar rescores Polk, AR monthly; Polk, AR readings join Polk, AR foreclosure, lien and ownership parcels (Polk, AR), so cost-squeezed Polk, AR owners surface before listing.
Inside Arkansas, Polk County ranks 73rd of 75 counties for home-insurance distress at 25/100; Perry County (25/100) sits just above Polk County, and Pope County (25/100) sits just below Polk County.
Deterministic. Every Polk County, AR signal traces to a public Polk dataset (FEMA, NFIP, Census for Polk, AR) · how insurance distress works in Polk, AR · methodology
FAQ: Polk County, AR insurance distress
What is the Polk County, AR home-insurance-distress score?
Polk, AR: 25/100 (LOW), #1,898 of 3,222, #73 in Arkansas. FEMA hazard, Polk, AR: 50/100; NFIP stress, Polk, AR: 0/100; construction, Polk, AR: 23/100; Polk, AR rescores monthly.
Is Polk County insurance distress getting better or worse (AR)?
Polk, AR: 26 in March 2026; Polk, AR: 20 in October 2026 (better); Polk, AR climate component 40.
Which Polk County ZIP codes carry the most insurance distress (AR)?
Polk, AR, June 2026: 71841 at 0, 71937 at 0, 71973 at 0, 71944 at 0; Polk, AR climate scores there: 54, 42, 41, 40.
Why does Polk, AR insurance distress create sellers?
A Polk, AR premium outruns the Polk, AR budget; a carrier leaves Polk, AR; Polk, AR carrying cost passes plan; Polk, AR owners sell while current; Polk, AR insurance distress leads Polk, AR foreclosure data.