Cochise County, AZ: Home-Insurance Distress & Forced-Sale Pressure
Cochise County, AZ: 20/100 (low) home-insurance distress; Cochise, AZ band LOW; Cochise, AZ #2,307 of 3,222 counties; Cochise, AZ #10 of 15 in Arizona; raw Cochise, AZ 23.8; Cochise, AZ coverage multiplier 0.85.
FEMA hazard, Cochise, AZ: 0/100; Cochise, AZ declarations, three years: none.
NFIP claims, Cochise, AZ, three years: 1; Cochise, AZ payouts $18,060; per Cochise, AZ claim $18,060; Cochise, AZ claim-stress 59/100.
Cochise, AZ monthly score rose, 0 (March 2026) to 20 (October 2026); Cochise, AZ by month: March 0, April 0, May 0, June 0 (Cochise, AZ), July 0, August 0, September 0, October 20.
Cochise, AZ components: NFIP claims 59; Cochise, AZ retreat index 20; Cochise, AZ climate multiplier 0.85.
Construction distress, Cochise, AZ: 57/100 as of August 2026 (Cochise, AZ: 54/100 one-to-four unit, 96/100 multifamily).
Cochise, AZ ZIPs, June 2026 (Cochise, AZ, 16 highest): score 0 (Cochise, AZ), climate 94 (Cochise, AZ): 85602; score 0 (Cochise, AZ), climate 91 (Cochise, AZ): 85603, 85605, 85606, 85607, Cochise, AZ 85608, 85609, 85610, 85611, Cochise, AZ 85613, 85615, 85616, 85617, Cochise, AZ 85620, 85625, 85626.
DLRadar rescores Cochise, AZ monthly; Cochise, AZ readings join Cochise, AZ foreclosure, lien and ownership parcels (Cochise, AZ), so cost-squeezed Cochise, AZ owners surface before listing.
Inside Arizona, Cochise County ranks 10th of 15 counties for home-insurance distress at 20/100; Graham County (21/100) sits just above Cochise County, and Navajo County (17/100) sits just below Cochise County.
Deterministic. Every Cochise County, AZ signal traces to a public Cochise dataset (FEMA, NFIP, Census for Cochise, AZ) · how insurance distress works in Cochise, AZ · methodology
FAQ: Cochise County, AZ insurance distress
What is the Cochise County, AZ home-insurance-distress score?
Cochise, AZ: 20/100 (LOW), #2,307 of 3,222, #10 in Arizona. FEMA hazard, Cochise, AZ: 0/100; NFIP stress, Cochise, AZ: 59/100; construction, Cochise, AZ: 57/100; Cochise, AZ rescores monthly.
Is Cochise County insurance distress getting better or worse (AZ)?
Cochise, AZ: 0 in March 2026; Cochise, AZ: 20 in October 2026 (worse); Cochise, AZ NFIP claims score 59.
How many flood-insurance claims has Cochise County, AZ had?
Cochise, AZ: 1 NFIP claims, three years; Cochise, AZ paid $18,060; per Cochise, AZ claim $18,060; carriers reprice Cochise, AZ against that record.
Which Cochise County ZIP codes carry the most insurance distress (AZ)?
Cochise, AZ, June 2026: 85602 at 0, 85603 at 0, 85605 at 0, 85606 at 0; Cochise, AZ climate scores there: 94, 91, 91, 91.
Why does Cochise, AZ insurance distress create sellers?
A Cochise, AZ premium outruns the Cochise, AZ budget; a carrier leaves Cochise, AZ; Cochise, AZ carrying cost passes plan; Cochise, AZ owners sell while current; Cochise, AZ insurance distress leads Cochise, AZ foreclosure data.