Pinal County, AZ: Home-Insurance Distress & Forced-Sale Pressure
Pinal County, AZ: 85/100 (severe) home-insurance distress; Pinal, AZ band HIGH; Pinal, AZ #215 of 3,222 counties; Pinal, AZ #1 of 15 in Arizona.
FEMA hazard, Pinal, AZ: 90/100; Pinal, AZ declarations, three years: 9; Pinal, AZ perils: 9 fire; Pinal, AZ five-year count 9 (severity 15.0); Pinal, AZ ten-year 9; hazard-weighted, Pinal, AZ: 18.0.
Declared incidents on the Pinal, AZ record: 2025 Fire 2; 2024 Fire 4 (Pinal, AZ).
NFIP claims, Pinal, AZ, three years: 4; Pinal, AZ payouts $190,509; per Pinal, AZ claim $47,627; Pinal, AZ claim-stress 79/100.
Pinal, AZ monthly score fell, 85 (March 2026) to 79 (October 2026); Pinal, AZ by month: March 85, April 85, May 83, June 83 (Pinal, AZ), July 80, August 83, September 87, October 79.
Pinal, AZ components: climate 78, NFIP claims 79; Pinal, AZ retreat index 79.
Construction distress, Pinal, AZ: 61/100 as of August 2026 (Pinal, AZ: 58/100 one-to-four unit, 85/100 multifamily).
Pinal, AZ ZIPs, June 2026 (Pinal, AZ, 16 highest): score 0 (Pinal, AZ), climate 99 (Pinal, AZ): 85212, 85634, 85653; score 0 (Pinal, AZ), climate 98 (Pinal, AZ): 85248; score 0 (Pinal, AZ), climate 97 (Pinal, AZ): 85139, 85339; score 0 (Pinal, AZ), climate 96 (Pinal, AZ): 85142, 85658; score 0 (Pinal, AZ), climate 94 (Pinal, AZ): 85118, 85119, 85120, 85121, Pinal, AZ 85122, 85123, 85128, 85131.
DLRadar rescores Pinal, AZ monthly; Pinal, AZ readings join Pinal, AZ foreclosure, lien and ownership parcels (Pinal, AZ), so cost-squeezed Pinal, AZ owners surface before listing.
Inside Arizona, Pinal County ranks 1st of 15 counties for home-insurance distress at 85/100; Maricopa County (82/100) sits just below Pinal County.
Deterministic. Every Pinal County, AZ signal traces to a public Pinal dataset (FEMA, NFIP, Census for Pinal, AZ) · how insurance distress works in Pinal, AZ · methodology
FAQ: Pinal County, AZ insurance distress
What is the Pinal County, AZ home-insurance-distress score?
Pinal, AZ: 85/100 (HIGH), #215 of 3,222, #1 in Arizona. FEMA hazard, Pinal, AZ: 90/100; NFIP stress, Pinal, AZ: 79/100; construction, Pinal, AZ: 61/100; Pinal, AZ rescores monthly.
Is Pinal County insurance distress getting better or worse (AZ)?
Pinal, AZ: 85 in March 2026; Pinal, AZ: 79 in October 2026 (better); Pinal, AZ climate component 78; Pinal, AZ NFIP claims score 79.
How many flood-insurance claims has Pinal County, AZ had?
Pinal, AZ: 4 NFIP claims, three years; Pinal, AZ paid $190,509; per Pinal, AZ claim $47,627; carriers reprice Pinal, AZ against that record.
Which Pinal County ZIP codes carry the most insurance distress (AZ)?
Pinal, AZ, June 2026: 85212 at 0, 85634 at 0, 85653 at 0, 85248 at 0; Pinal, AZ climate scores there: 99, 99, 99, 98.
Why does Pinal, AZ insurance distress create sellers?
A Pinal, AZ premium outruns the Pinal, AZ budget; a carrier leaves Pinal, AZ; Pinal, AZ carrying cost passes plan; Pinal, AZ owners sell while current; Pinal, AZ insurance distress leads Pinal, AZ foreclosure data.