Yavapai County, AZ: Home-Insurance Distress & Forced-Sale Pressure
Yavapai County, AZ: 26/100 (moderate) home-insurance distress; Yavapai, AZ band LOW; Yavapai, AZ #1,860 of 3,222 counties; Yavapai, AZ #6 of 15 in Arizona; raw Yavapai, AZ 30.6; Yavapai, AZ coverage multiplier 0.85.
FEMA hazard, Yavapai, AZ: 0/100; Yavapai, AZ declarations, three years: none.
NFIP claims, Yavapai, AZ, three years: 8; Yavapai, AZ payouts $153,577; per Yavapai, AZ claim $19,197; Yavapai, AZ claim-stress 77/100.
Yavapai, AZ monthly score rose, 25 (March 2026) to 26 (October 2026); Yavapai, AZ by month: March 25, April 25, May 25, June 25 (Yavapai, AZ), July 25, August 25, September 25, October 26.
Yavapai, AZ components: NFIP claims 77; Yavapai, AZ retreat index 26; Yavapai, AZ climate multiplier 0.85.
Construction distress, Yavapai, AZ: 82/100 as of August 2026 (Yavapai, AZ: 74/100 one-to-four unit, 98/100 multifamily).
Yavapai, AZ ZIPs, June 2026 (Yavapai, AZ, 16 highest): score 0 (Yavapai, AZ), climate 98 (Yavapai, AZ): 85390; score 0 (Yavapai, AZ), climate 96 (Yavapai, AZ): 85342; score 0 (Yavapai, AZ), climate 93 (Yavapai, AZ): 85324, 85332, 85362, 86301, Yavapai, AZ 86303, 86305, 86313, 86314, Yavapai, AZ 86315, 86320, 86321, 86322, Yavapai, AZ 86323, 86324.
DLRadar rescores Yavapai, AZ monthly; Yavapai, AZ readings join Yavapai, AZ foreclosure, lien and ownership parcels (Yavapai, AZ), so cost-squeezed Yavapai, AZ owners surface before listing.
Inside Arizona, Yavapai County ranks 6th of 15 counties for home-insurance distress at 26/100; Gila County (29/100) sits just above Yavapai County, and Yuma County (25/100) sits just below Yavapai County.
Deterministic. Every Yavapai County, AZ signal traces to a public Yavapai dataset (FEMA, NFIP, Census for Yavapai, AZ) · how insurance distress works in Yavapai, AZ · methodology
FAQ: Yavapai County, AZ insurance distress
What is the Yavapai County, AZ home-insurance-distress score?
Yavapai, AZ: 26/100 (LOW), #1,860 of 3,222, #6 in Arizona. FEMA hazard, Yavapai, AZ: 0/100; NFIP stress, Yavapai, AZ: 77/100; construction, Yavapai, AZ: 82/100; Yavapai, AZ rescores monthly.
Is Yavapai County insurance distress getting better or worse (AZ)?
Yavapai, AZ: 25 in March 2026; Yavapai, AZ: 26 in October 2026 (worse); Yavapai, AZ NFIP claims score 77.
How many flood-insurance claims has Yavapai County, AZ had?
Yavapai, AZ: 8 NFIP claims, three years; Yavapai, AZ paid $153,577; per Yavapai, AZ claim $19,197; carriers reprice Yavapai, AZ against that record.
Which Yavapai County ZIP codes carry the most insurance distress (AZ)?
Yavapai, AZ, June 2026: 85390 at 0, 85342 at 0, 85324 at 0, 85332 at 0; Yavapai, AZ climate scores there: 98, 96, 93, 93.
Why does Yavapai, AZ insurance distress create sellers?
A Yavapai, AZ premium outruns the Yavapai, AZ budget; a carrier leaves Yavapai, AZ; Yavapai, AZ carrying cost passes plan; Yavapai, AZ owners sell while current; Yavapai, AZ insurance distress leads Yavapai, AZ foreclosure data.