Butte County, CA: Home-Insurance Distress & Forced-Sale Pressure
Butte County, CA: 88/100 (severe) home-insurance distress; Butte, CA band HIGH; Butte, CA #134 of 3,222 counties; Butte, CA #3 of 58 in California; raw Butte, CA 80.5.
FEMA hazard, Butte, CA: 87/100; Butte, CA declarations, three years: 6; Butte, CA perils: 6 fire, 2 severe-storm; Butte, CA five-year count 15 (severity 19.5); Butte, CA ten-year 15; hazard-weighted, Butte, CA: 10.0.
Declared incidents on the Butte, CA record: 2024 Fire 4; 2024 Severe Storm 2 (Butte, CA); 2023 Severe Storm 3; 2023 Flood 3 (Butte, CA).
NFIP claims, Butte, CA, three years: 18; Butte, CA payouts $1,168,331; per Butte, CA claim $64,907; Butte, CA claim-stress 91/100.
Butte, CA monthly score fell, 87 (March 2026) to 81 (October 2026); Butte, CA by month: March 87, April 87, May 84, June 84 (Butte, CA), July 94, August 83, September 89, October 81.
Butte, CA components: climate 73, NFIP claims 91; Butte, CA retreat index 81.
Construction distress, Butte, CA: 46/100 as of August 2026 (Butte, CA: 57/100 one-to-four unit, 9/100 multifamily).
Butte, CA ZIPs, June 2026 (Butte, CA, 16 highest): score 0 (Butte, CA), climate 93 (Butte, CA): 95916, 95917, 95926, 95928, Butte, CA 95929, 95938, 95942, 95948, Butte, CA 95954, 95958, 95965, 95966, Butte, CA 95968, 95969, 95974, 95978.
DLRadar rescores Butte, CA monthly; Butte, CA readings join Butte, CA foreclosure, lien and ownership parcels (Butte, CA), so cost-squeezed Butte, CA owners surface before listing.
Inside California, Butte County ranks 3rd of 58 counties for home-insurance distress at 88/100; Riverside County (89/100) sits just above Butte County, and Ventura County (86/100) sits just below Butte County.
Deterministic. Every Butte County, CA signal traces to a public Butte dataset (FEMA, NFIP, Census for Butte, CA) · how insurance distress works in Butte, CA · methodology
FAQ: Butte County, CA insurance distress
What is the Butte County, CA home-insurance-distress score?
Butte, CA: 88/100 (HIGH), #134 of 3,222, #3 in California. FEMA hazard, Butte, CA: 87/100; NFIP stress, Butte, CA: 91/100; construction, Butte, CA: 46/100; Butte, CA rescores monthly.
Is Butte County insurance distress getting better or worse (CA)?
Butte, CA: 87 in March 2026; Butte, CA: 81 in October 2026 (better); Butte, CA climate component 73; Butte, CA NFIP claims score 91.
How many flood-insurance claims has Butte County, CA had?
Butte, CA: 18 NFIP claims, three years; Butte, CA paid $1,168,331; per Butte, CA claim $64,907; carriers reprice Butte, CA against that record.
Which Butte County ZIP codes carry the most insurance distress (CA)?
Butte, CA, June 2026: 95916 at 0, 95917 at 0, 95926 at 0, 95928 at 0; Butte, CA climate scores there: 93, 93, 93, 93.
Why does Butte, CA insurance distress create sellers?
A Butte, CA premium outruns the Butte, CA budget; a carrier leaves Butte, CA; Butte, CA carrying cost passes plan; Butte, CA owners sell while current; Butte, CA insurance distress leads Butte, CA foreclosure data.