El Dorado County, CA: Home-Insurance Distress & Forced-Sale Pressure
El Dorado County, CA: 5/100 (low) home-insurance distress; El Dorado, CA band LOW; El Dorado, CA #2,427 of 3,222 counties; El Dorado, CA #42 of 58 in California; raw El Dorado, CA 6.1; El Dorado, CA coverage multiplier 0.85.
FEMA hazard, El Dorado, CA: 0/100; El Dorado, CA declarations, three years: none; El Dorado, CA five-year count 6 (severity 6.0); El Dorado, CA ten-year 6.
Declared incidents on the El Dorado, CA record: 2023 Severe Storm 3; 2023 Flood 3 (El Dorado, CA).
NFIP claims, El Dorado, CA, three years: 1; El Dorado, CA payouts $0; per El Dorado, CA claim $0; El Dorado, CA claim-stress 15/100.
El Dorado, CA monthly score rose, 0 (March 2026) to 5 (October 2026); El Dorado, CA by month: March 0, April 0, May 5, June 5 (El Dorado, CA), July 5, August 5, September 5, October 5.
El Dorado, CA components: NFIP claims 15; El Dorado, CA retreat index 5; El Dorado, CA climate multiplier 0.85.
Construction distress, El Dorado, CA: 37/100 as of August 2026 (El Dorado, CA: 28/100 one-to-four unit, 93/100 multifamily).
El Dorado, CA ZIPs, June 2026 (El Dorado, CA, 16 highest): score 0 (El Dorado, CA), climate 98 (El Dorado, CA): 95630; score 0 (El Dorado, CA), climate 92 (El Dorado, CA): 95613, 95614, 95619, 95623, El Dorado, CA 95633, 95634, 95635, 95636, El Dorado, CA 95651, 95664, 95667, 95672, El Dorado, CA 95682, 95684, 95709.
DLRadar rescores El Dorado, CA monthly; El Dorado, CA readings join El Dorado, CA foreclosure, lien and ownership parcels (El Dorado, CA), so cost-squeezed El Dorado, CA owners surface before listing.
Inside California, El Dorado County ranks 42nd of 58 counties for home-insurance distress at 5/100; Tulare County (8/100) sits just above El Dorado County, and Kings County (5/100) sits just below El Dorado County.
Deterministic. Every El Dorado County, CA signal traces to a public El Dorado dataset (FEMA, NFIP, Census for El Dorado, CA) · how insurance distress works in El Dorado, CA · methodology
FAQ: El Dorado County, CA insurance distress
What is the El Dorado County, CA home-insurance-distress score?
El Dorado, CA: 5/100 (LOW), #2,427 of 3,222, #42 in California. FEMA hazard, El Dorado, CA: 0/100; NFIP stress, El Dorado, CA: 15/100; construction, El Dorado, CA: 37/100; El Dorado, CA rescores monthly.
Is El Dorado County insurance distress getting better or worse (CA)?
El Dorado, CA: 0 in March 2026; El Dorado, CA: 5 in October 2026 (worse); El Dorado, CA NFIP claims score 15.
How many flood-insurance claims has El Dorado County, CA had?
El Dorado, CA: 1 NFIP claims, three years; El Dorado, CA paid $0; per El Dorado, CA claim $0; carriers reprice El Dorado, CA against that record.
Which El Dorado County ZIP codes carry the most insurance distress (CA)?
El Dorado, CA, June 2026: 95630 at 0, 95613 at 0, 95614 at 0, 95619 at 0; El Dorado, CA climate scores there: 98, 92, 92, 92.
Why does El Dorado, CA insurance distress create sellers?
A El Dorado, CA premium outruns the El Dorado, CA budget; a carrier leaves El Dorado, CA; El Dorado, CA carrying cost passes plan; El Dorado, CA owners sell while current; El Dorado, CA insurance distress leads El Dorado, CA foreclosure data.