Imperial County, CA: Home-Insurance Distress & Forced-Sale Pressure
Imperial County, CA: 0/100 (low) home-insurance distress; Imperial, CA band ZERO; Imperial, CA #2,518 of 3,222 counties; Imperial, CA #48 of 58 in California; Imperial, CA coverage multiplier 0.70.
FEMA hazard, Imperial, CA: 0/100; Imperial, CA declarations, three years: none; Imperial, CA five-year count 9 (severity 9.0); Imperial, CA ten-year 9.
Declared incidents on the Imperial, CA record: 2023 Severe Storm 3; 2023 Flood 3 (Imperial, CA); 2023 Hurricane 2 (Imperial, CA).
NFIP claims, Imperial, CA, three years: none; Imperial, CA claim-stress 0/100.
Imperial, CA monthly score: 0 in every month from March 2026 (Imperial, CA) through October 2026.
Imperial, CA components: all zero this month; Imperial, CA climate multiplier 0.70.
Construction distress, Imperial, CA: 34/100 as of August 2026 (Imperial, CA: 14/100 one-to-four unit, 99/100 multifamily).
Imperial, CA ZIPs, June 2026 (Imperial, CA, 16 highest): score 0 (Imperial, CA), climate 100 (Imperial, CA): 92225; score 0 (Imperial, CA), climate 98 (Imperial, CA): 92004, 92274; score 0 (Imperial, CA), climate 95 (Imperial, CA): 92222, 92227, 92231, 92233, Imperial, CA 92243, 92249, 92250, 92251, Imperial, CA 92257, 92259, 92266, 92273, Imperial, CA 92275.
DLRadar rescores Imperial, CA monthly; Imperial, CA readings join Imperial, CA foreclosure, lien and ownership parcels (Imperial, CA), so cost-squeezed Imperial, CA owners surface before listing.
Inside California, Imperial County ranks 48th of 58 counties for home-insurance distress at 0/100; Del Norte County (0/100) sits just above Imperial County, and Inyo County (0/100) sits just below Imperial County.
Deterministic. Every Imperial County, CA signal traces to a public Imperial dataset (FEMA, NFIP, Census for Imperial, CA) · how insurance distress works in Imperial, CA · methodology
FAQ: Imperial County, CA insurance distress
What is the Imperial County, CA home-insurance-distress score?
Imperial, CA: 0/100 (ZERO), #2,518 of 3,222, #48 in California. FEMA hazard, Imperial, CA: 0/100; NFIP stress, Imperial, CA: 0/100; construction, Imperial, CA: 34/100; Imperial, CA rescores monthly.
Is Imperial County insurance distress getting better or worse (CA)?
Imperial, CA: 0 in March 2026; Imperial, CA: 0 in October 2026 (unchanged).
Which Imperial County ZIP codes carry the most insurance distress (CA)?
Imperial, CA, June 2026: 92225 at 0, 92004 at 0, 92274 at 0, 92222 at 0; Imperial, CA climate scores there: 100, 98, 98, 95.
Why does Imperial, CA insurance distress create sellers?
A Imperial, CA premium outruns the Imperial, CA budget; a carrier leaves Imperial, CA; Imperial, CA carrying cost passes plan; Imperial, CA owners sell while current; Imperial, CA insurance distress leads Imperial, CA foreclosure data.