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San Benito County, CA: Home-Insurance Distress & Forced-Sale Pressure

San Benito County, CA: 0/100 (low) home-insurance distress; San Benito, CA band ZERO; San Benito, CA #2,525 of 3,222 counties; San Benito, CA #55 of 58 in California; San Benito, CA coverage multiplier 0.70.

FEMA hazard, San Benito, CA: 0/100; San Benito, CA declarations, three years: none; San Benito, CA five-year count 6 (severity 6.0); San Benito, CA ten-year 6.

Declared incidents on the San Benito, CA record: 2023 Severe Storm 3; 2023 Flood 3 (San Benito, CA).

NFIP claims, San Benito, CA, three years: none; San Benito, CA claim-stress 0/100.

San Benito, CA monthly score: 0 in every month from March 2026 (San Benito, CA) through October 2026.

San Benito, CA components: all zero this month; San Benito, CA climate multiplier 0.70.

Construction distress, San Benito, CA: 24/100 as of August 2026 (San Benito, CA: 32/100 one-to-four unit, 0/100 multifamily).

San Benito, CA ZIPs, June 2026 (San Benito, CA, 7 highest): score 0 (San Benito, CA), climate 99 (San Benito, CA): 93210; score 0 (San Benito, CA), climate 96 (San Benito, CA): 93930; score 0 (San Benito, CA), climate 94 (San Benito, CA): 95004; score 0 (San Benito, CA), climate 92 (San Benito, CA): 95023; score 0 (San Benito, CA), climate 87 (San Benito, CA): 95043, 95045, 95075.

DLRadar rescores San Benito, CA monthly; San Benito, CA readings join San Benito, CA foreclosure, lien and ownership parcels (San Benito, CA), so cost-squeezed San Benito, CA owners surface before listing.

Inside California, San Benito County ranks 55th of 58 counties for home-insurance distress at 0/100; Plumas County (0/100) sits just above San Benito County, and Sierra County (0/100) sits just below San Benito County.

Insurance distress
0/100
San Benito, CA: ZERO
National rank
#2525
San Benito, CA: of 3,222 counties
FEMA hazard
0/100
San Benito County hazard
NFIP claim stress
0/100
San Benito, CA 3-year
Flood claims (3y)
0
San Benito, CA
Claims paid (3y)
$0
San Benito, CA payouts
Per claim
$0
San Benito, CA
Construction distress
24/100
San Benito, CA

Deterministic. Every San Benito County, CA signal traces to a public San Benito dataset (FEMA, NFIP, Census for San Benito, CA) · how insurance distress works in San Benito, CA · methodology

FAQ: San Benito County, CA insurance distress

What is the San Benito County, CA home-insurance-distress score?

San Benito, CA: 0/100 (ZERO), #2,525 of 3,222, #55 in California. FEMA hazard, San Benito, CA: 0/100; NFIP stress, San Benito, CA: 0/100; construction, San Benito, CA: 24/100; San Benito, CA rescores monthly.

Is San Benito County insurance distress getting better or worse (CA)?

San Benito, CA: 0 in March 2026; San Benito, CA: 0 in October 2026 (unchanged).

Which San Benito County ZIP codes carry the most insurance distress (CA)?

San Benito, CA, June 2026: 93210 at 0, 93930 at 0, 95004 at 0, 95023 at 0; San Benito, CA climate scores there: 99, 96, 94, 92.

Why does San Benito, CA insurance distress create sellers?

A San Benito, CA premium outruns the San Benito, CA budget; a carrier leaves San Benito, CA; San Benito, CA carrying cost passes plan; San Benito, CA owners sell while current; San Benito, CA insurance distress leads San Benito, CA foreclosure data.

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