Sutter County, CA: Home-Insurance Distress & Forced-Sale Pressure
Sutter County, CA: 59/100 (elevated) home-insurance distress; Sutter, CA band MEDIUM; Sutter, CA #922 of 3,222 counties; Sutter, CA #13 of 58 in California.
FEMA hazard, Sutter, CA: 50/100; Sutter, CA declarations, three years: 3; Sutter, CA perils: 3 severe-storm; Sutter, CA five-year count 3 (severity 4.5); Sutter, CA ten-year 3; hazard-weighted, Sutter, CA: 3.0.
Declared incidents on the Sutter, CA record: 2024 Severe Storm 2 (Sutter, CA).
NFIP claims, Sutter, CA, three years: 4; Sutter, CA payouts $87,115; per Sutter, CA claim $21,779; Sutter, CA claim-stress 73/100.
Sutter, CA monthly score fell, 61 (March 2026) to 53 (October 2026); Sutter, CA by month: March 61, April 61, May 58, June 58 (Sutter, CA), July 69, August 55, September 60, October 53.
Sutter, CA components: climate 40, NFIP claims 73; Sutter, CA retreat index 53.
Construction distress, Sutter, CA: 3/100 as of August 2026 (Sutter, CA: 5/100 one-to-four unit, 1/100 multifamily).
Sutter, CA ZIPs, June 2026 (Sutter, CA, 14 highest): score 0 (Sutter, CA), climate 97 (Sutter, CA): 95837; score 0 (Sutter, CA), climate 94 (Sutter, CA): 95626; score 0 (Sutter, CA), climate 93 (Sutter, CA): 95948; score 0 (Sutter, CA), climate 86 (Sutter, CA): 95645, 95668; score 0 (Sutter, CA), climate 83 (Sutter, CA): 95659, 95674, 95676, 95953, Sutter, CA 95957, 95982, 95991, 95993; score 0 (Sutter, CA), climate 82 (Sutter, CA): 95692.
DLRadar rescores Sutter, CA monthly; Sutter, CA readings join Sutter, CA foreclosure, lien and ownership parcels (Sutter, CA), so cost-squeezed Sutter, CA owners surface before listing.
Inside California, Sutter County ranks 13th of 58 counties for home-insurance distress at 59/100; Santa Cruz County (60/100) sits just above Sutter County, and Glenn County (57/100) sits just below Sutter County.
Deterministic. Every Sutter County, CA signal traces to a public Sutter dataset (FEMA, NFIP, Census for Sutter, CA) · how insurance distress works in Sutter, CA · methodology
FAQ: Sutter County, CA insurance distress
What is the Sutter County, CA home-insurance-distress score?
Sutter, CA: 59/100 (MEDIUM), #922 of 3,222, #13 in California. FEMA hazard, Sutter, CA: 50/100; NFIP stress, Sutter, CA: 73/100; construction, Sutter, CA: 3/100; Sutter, CA rescores monthly.
Is Sutter County insurance distress getting better or worse (CA)?
Sutter, CA: 61 in March 2026; Sutter, CA: 53 in October 2026 (better); Sutter, CA climate component 40; Sutter, CA NFIP claims score 73.
How many flood-insurance claims has Sutter County, CA had?
Sutter, CA: 4 NFIP claims, three years; Sutter, CA paid $87,115; per Sutter, CA claim $21,779; carriers reprice Sutter, CA against that record.
Which Sutter County ZIP codes carry the most insurance distress (CA)?
Sutter, CA, June 2026: 95837 at 0, 95626 at 0, 95948 at 0, 95645 at 0; Sutter, CA climate scores there: 97, 94, 93, 86.
Why does Sutter, CA insurance distress create sellers?
A Sutter, CA premium outruns the Sutter, CA budget; a carrier leaves Sutter, CA; Sutter, CA carrying cost passes plan; Sutter, CA owners sell while current; Sutter, CA insurance distress leads Sutter, CA foreclosure data.