Tuolumne County, CA: Home-Insurance Distress & Forced-Sale Pressure
Tuolumne County, CA: 32/100 (moderate) home-insurance distress; Tuolumne, CA band LOW; Tuolumne, CA #1,516 of 3,222 counties; Tuolumne, CA #27 of 58 in California; raw Tuolumne, CA 31.2; Tuolumne, CA coverage multiplier 0.85.
FEMA hazard, Tuolumne, CA: 63/100; Tuolumne, CA declarations, three years: 2; Tuolumne, CA perils: 3 fire; Tuolumne, CA five-year count 6 (severity 6.0); Tuolumne, CA ten-year 6; hazard-weighted, Tuolumne, CA: 4.0.
Declared incidents on the Tuolumne, CA record: 2026 Fire 2; 2023 Severe Storm 3 (Tuolumne, CA); 2023 Flood 3 (Tuolumne, CA).
NFIP claims, Tuolumne, CA, three years: none; Tuolumne, CA claim-stress 0/100.
Tuolumne, CA monthly score rose, 0 (March 2026) to 26 (October 2026); Tuolumne, CA by month: March 0, April 0, May 0, June 0 (Tuolumne, CA), July 41, August 26, September 32, October 26.
Tuolumne, CA components: climate 52; Tuolumne, CA retreat index 26; Tuolumne, CA climate multiplier 0.85.
Construction distress, Tuolumne, CA: 79/100 as of August 2026 (Tuolumne, CA: 79/100 one-to-four unit, 0/100 multifamily).
Tuolumne, CA ZIPs, June 2026 (Tuolumne, CA, 16 highest): score 0 (Tuolumne, CA), climate 89 (Tuolumne, CA): 95329; score 0 (Tuolumne, CA), climate 85 (Tuolumne, CA): 95305, 95309, 95310, 95321, Tuolumne, CA 95327, 95335, 95346, 95364, Tuolumne, CA 95370, 95372, 95375, 95379, Tuolumne, CA 95383; score 0 (Tuolumne, CA), climate 83 (Tuolumne, CA): 95311, 95389.
DLRadar rescores Tuolumne, CA monthly; Tuolumne, CA readings join Tuolumne, CA foreclosure, lien and ownership parcels (Tuolumne, CA), so cost-squeezed Tuolumne, CA owners surface before listing.
Inside California, Tuolumne County ranks 19th of 58 counties for home-insurance distress at 32/100; Mariposa County (32/100) sits just above Tuolumne County, and Shasta County (32/100) sits just below Tuolumne County.
Deterministic. Every Tuolumne County, CA signal traces to a public Tuolumne dataset (FEMA, NFIP, Census for Tuolumne, CA) · how insurance distress works in Tuolumne, CA · methodology
FAQ: Tuolumne County, CA insurance distress
What is the Tuolumne County, CA home-insurance-distress score?
Tuolumne, CA: 32/100 (LOW), #1,516 of 3,222, #27 in California. FEMA hazard, Tuolumne, CA: 63/100; NFIP stress, Tuolumne, CA: 0/100; construction, Tuolumne, CA: 79/100; Tuolumne, CA rescores monthly.
Is Tuolumne County insurance distress getting better or worse (CA)?
Tuolumne, CA: 0 in March 2026; Tuolumne, CA: 26 in October 2026 (worse); Tuolumne, CA climate component 52.
Which Tuolumne County ZIP codes carry the most insurance distress (CA)?
Tuolumne, CA, June 2026: 95329 at 0, 95305 at 0, 95309 at 0, 95310 at 0; Tuolumne, CA climate scores there: 89, 85, 85, 85.
Why does Tuolumne, CA insurance distress create sellers?
A Tuolumne, CA premium outruns the Tuolumne, CA budget; a carrier leaves Tuolumne, CA; Tuolumne, CA carrying cost passes plan; Tuolumne, CA owners sell while current; Tuolumne, CA insurance distress leads Tuolumne, CA foreclosure data.