Arapahoe County, CO: Home-Insurance Distress & Forced-Sale Pressure
Arapahoe County, CO: 22/100 (low) home-insurance distress; Arapahoe, CO band LOW; Arapahoe, CO #2,070 of 3,222 counties; Arapahoe, CO #11 of 64 in Colorado; raw Arapahoe, CO 25.3; Arapahoe, CO coverage multiplier 0.85.
FEMA hazard, Arapahoe, CO: 0/100; Arapahoe, CO declarations, three years: none; Arapahoe, CO five-year count 3 (severity 3.0); Arapahoe, CO ten-year 3.
Declared incidents on the Arapahoe, CO record: 2023 Flood 1 (Arapahoe, CO).
NFIP claims, Arapahoe, CO, three years: 7; Arapahoe, CO payouts $13,948; per Arapahoe, CO claim $1,993; Arapahoe, CO claim-stress 63/100.
Arapahoe, CO monthly score: 22 in every month from March 2026 (Arapahoe, CO) through October 2026.
Arapahoe, CO components: NFIP claims 63; Arapahoe, CO retreat index 22; Arapahoe, CO climate multiplier 0.85.
Construction distress, Arapahoe, CO: 76/100 as of August 2026 (Arapahoe, CO: 54/100 one-to-four unit, 90/100 multifamily).
Arapahoe, CO ZIPs, June 2026 (Arapahoe, CO, 16 highest): score 0 (Arapahoe, CO), climate 96 (Arapahoe, CO): 80128, 80220, 80222, 80224, Arapahoe, CO 80230, 80236, 80237; score 0 (Arapahoe, CO), climate 95 (Arapahoe, CO): 80014, 80123, 80231, 80246, Arapahoe, CO 80247; score 0 (Arapahoe, CO), climate 94 (Arapahoe, CO): 80012, 80013, 80015, 80016.
DLRadar rescores Arapahoe, CO monthly; Arapahoe, CO readings join Arapahoe, CO foreclosure, lien and ownership parcels (Arapahoe, CO), so cost-squeezed Arapahoe, CO owners surface before listing.
Inside Colorado, Arapahoe County ranks 13th of 64 counties for home-insurance distress at 22/100; El Paso County (22/100) sits just above Arapahoe County, and Denver County (21/100) sits just below Arapahoe County.
Deterministic. Every Arapahoe County, CO signal traces to a public Arapahoe dataset (FEMA, NFIP, Census for Arapahoe, CO) · how insurance distress works in Arapahoe, CO · methodology
FAQ: Arapahoe County, CO insurance distress
What is the Arapahoe County, CO home-insurance-distress score?
Arapahoe, CO: 22/100 (LOW), #2,070 of 3,222, #11 in Colorado. FEMA hazard, Arapahoe, CO: 0/100; NFIP stress, Arapahoe, CO: 63/100; construction, Arapahoe, CO: 76/100; Arapahoe, CO rescores monthly.
Is Arapahoe County insurance distress getting better or worse (CO)?
Arapahoe, CO: 22 in March 2026; Arapahoe, CO: 22 in October 2026 (unchanged); Arapahoe, CO NFIP claims score 63.
How many flood-insurance claims has Arapahoe County, CO had?
Arapahoe, CO: 7 NFIP claims, three years; Arapahoe, CO paid $13,948; per Arapahoe, CO claim $1,993; carriers reprice Arapahoe, CO against that record.
Which Arapahoe County ZIP codes carry the most insurance distress (CO)?
Arapahoe, CO, June 2026: 80128 at 0, 80220 at 0, 80222 at 0, 80224 at 0; Arapahoe, CO climate scores there: 96, 96, 96, 96.
Why does Arapahoe, CO insurance distress create sellers?
A Arapahoe, CO premium outruns the Arapahoe, CO budget; a carrier leaves Arapahoe, CO; Arapahoe, CO carrying cost passes plan; Arapahoe, CO owners sell while current; Arapahoe, CO insurance distress leads Arapahoe, CO foreclosure data.