Moffat County, CO: Home-Insurance Distress & Forced-Sale Pressure
Moffat County, CO: 0/100 (low) home-insurance distress; Moffat, CO band ZERO; Moffat, CO #2,553 of 3,222 counties; Moffat, CO #52 of 64 in Colorado; Moffat, CO coverage multiplier 0.70.
FEMA hazard, Moffat, CO: 0/100; Moffat, CO declarations, three years: none.
NFIP claims, Moffat, CO, three years: none; Moffat, CO claim-stress 0/100.
Moffat, CO monthly score: 0 in every month from March 2026 (Moffat, CO) through October 2026.
Moffat, CO components: all zero this month; Moffat, CO climate multiplier 0.70.
Construction distress, Moffat, CO: 21/100 as of August 2026 (Moffat, CO: 18/100 one-to-four unit, 37/100 multifamily).
Moffat, CO ZIPs, June 2026 (Moffat, CO, 7 highest): score 0 (Moffat, CO), climate 40 (Moffat, CO): 81653; score 0 (Moffat, CO), climate 35 (Moffat, CO): 81641; score 0 (Moffat, CO), climate 23 (Moffat, CO): 81638; score 0 (Moffat, CO), climate 17 (Moffat, CO): 81610, 81625, 81633, 81640.
DLRadar rescores Moffat, CO monthly; Moffat, CO readings join Moffat, CO foreclosure, lien and ownership parcels (Moffat, CO), so cost-squeezed Moffat, CO owners surface before listing.
Inside Colorado, Moffat County ranks 52nd of 64 counties for home-insurance distress at 0/100; Mineral County (0/100) sits just above Moffat County, and Montrose County (0/100) sits just below Moffat County.
Deterministic. Every Moffat County, CO signal traces to a public Moffat dataset (FEMA, NFIP, Census for Moffat, CO) · how insurance distress works in Moffat, CO · methodology
FAQ: Moffat County, CO insurance distress
What is the Moffat County, CO home-insurance-distress score?
Moffat, CO: 0/100 (ZERO), #2,553 of 3,222, #52 in Colorado. FEMA hazard, Moffat, CO: 0/100; NFIP stress, Moffat, CO: 0/100; construction, Moffat, CO: 21/100; Moffat, CO rescores monthly.
Is Moffat County insurance distress getting better or worse (CO)?
Moffat, CO: 0 in March 2026; Moffat, CO: 0 in October 2026 (unchanged).
Which Moffat County ZIP codes carry the most insurance distress (CO)?
Moffat, CO, June 2026: 81653 at 0, 81641 at 0, 81638 at 0, 81610 at 0; Moffat, CO climate scores there: 40, 35, 23, 17.
Why does Moffat, CO insurance distress create sellers?
A Moffat, CO premium outruns the Moffat, CO budget; a carrier leaves Moffat, CO; Moffat, CO carrying cost passes plan; Moffat, CO owners sell while current; Moffat, CO insurance distress leads Moffat, CO foreclosure data.