Alachua County, FL: Home-Insurance Distress & Forced-Sale Pressure
Alachua County, FL: 86/100 (severe) home-insurance distress; Alachua, FL band HIGH; Alachua, FL #212 of 3,222 counties; Alachua, FL #53 of 67 in Florida.
FEMA hazard, Alachua, FL: 99/100; Alachua, FL declarations, three years: 18; Alachua, FL perils: 9 hurricane, 9 tropical-storm; Alachua, FL five-year count 24 (severity 33.0); Alachua, FL ten-year 24; hazard-weighted, Alachua, FL: 72.0.
Declared incidents on the Alachua, FL record: 2024 Tropical Storm 9; 2024 Hurricane 9 (Alachua, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Alachua, FL).
NFIP claims, Alachua, FL, three years: 7; Alachua, FL payouts $22,071; per Alachua, FL claim $3,153; Alachua, FL claim-stress 65/100.
Alachua, FL monthly score rose, 68 (March 2026) to 86 (October 2026); Alachua, FL by month: March 68, April 68, May 67, June 67 (Alachua, FL), July 67, August 67, September 67, October 86.
Alachua, FL components: climate 99, NFIP claims 65; Alachua, FL retreat index 86.
Construction distress, Alachua, FL: 13/100 as of August 2026 (Alachua, FL: 40/100 one-to-four unit, 1/100 multifamily).
Alachua, FL ZIPs, June 2026 (Alachua, FL, 16 highest): score 0 (Alachua, FL), climate 92 (Alachua, FL): 32667; score 0 (Alachua, FL), climate 90 (Alachua, FL): 32601, 32603, 32605, 32606, Alachua, FL 32607, 32608, 32609, 32610, Alachua, FL 32612, 32615, 32616, 32631, Alachua, FL 32641, 32653, 32658.
DLRadar rescores Alachua, FL monthly; Alachua, FL readings join Alachua, FL foreclosure, lien and ownership parcels (Alachua, FL), so cost-squeezed Alachua, FL owners surface before listing.
Inside Florida, Alachua County ranks 53rd of 67 counties for home-insurance distress at 86/100; Escambia County (86/100) sits just above Alachua County, and Jackson County (85/100) sits just below Alachua County.
Deterministic. Every Alachua County, FL signal traces to a public Alachua dataset (FEMA, NFIP, Census for Alachua, FL) · how insurance distress works in Alachua, FL · methodology
FAQ: Alachua County, FL insurance distress
What is the Alachua County, FL home-insurance-distress score?
Alachua, FL: 86/100 (HIGH), #212 of 3,222, #53 in Florida. FEMA hazard, Alachua, FL: 99/100; NFIP stress, Alachua, FL: 65/100; construction, Alachua, FL: 13/100; Alachua, FL rescores monthly.
Is Alachua County insurance distress getting better or worse (FL)?
Alachua, FL: 68 in March 2026; Alachua, FL: 86 in October 2026 (worse); Alachua, FL climate component 99; Alachua, FL NFIP claims score 65.
How many flood-insurance claims has Alachua County, FL had?
Alachua, FL: 7 NFIP claims, three years; Alachua, FL paid $22,071; per Alachua, FL claim $3,153; carriers reprice Alachua, FL against that record.
Which Alachua County ZIP codes carry the most insurance distress (FL)?
Alachua, FL, June 2026: 32667 at 0, 32601 at 0, 32603 at 0, 32605 at 0; Alachua, FL climate scores there: 92, 90, 90, 90.
Why does Alachua, FL insurance distress create sellers?
A Alachua, FL premium outruns the Alachua, FL budget; a carrier leaves Alachua, FL; Alachua, FL carrying cost passes plan; Alachua, FL owners sell while current; Alachua, FL insurance distress leads Alachua, FL foreclosure data.