Indian River County, FL: Home-Insurance Distress & Forced-Sale Pressure
Indian River County, FL: 95/100 (severe) home-insurance distress; Indian River, FL band HIGH; Indian River, FL #31 of 3,222 counties; Indian River, FL #33 of 67 in Florida; raw Indian River, FL 92.2.
FEMA hazard, Indian River, FL: 96/100; Indian River, FL declarations, three years: 4; Indian River, FL perils: 6 hurricane; Indian River, FL five-year count 6 (severity 9.0); Indian River, FL ten-year 6; hazard-weighted, Indian River, FL: 20.0.
Declared incidents on the Indian River, FL record: 2024 Hurricane 6 (Indian River, FL).
NFIP claims, Indian River, FL, three years: 76; Indian River, FL payouts $4,282,546; per Indian River, FL claim $56,349; Indian River, FL claim-stress 95/100.
Indian River, FL monthly score rose, 90 (March 2026) to 95 (October 2026); Indian River, FL by month: March 90, April 90, May 89, June 89 (Indian River, FL), July 91, August 89, September 91, October 95.
Indian River, FL components: climate 95, NFIP claims 95; Indian River, FL retreat index 95.
Construction distress, Indian River, FL: 3/100 as of August 2026 (Indian River, FL: 57/100 one-to-four unit, 0/100 multifamily).
Indian River, FL ZIPs, June 2026 (Indian River, FL, 9 highest): score 0 (Indian River, FL), climate 96 (Indian River, FL): 32948; score 0 (Indian River, FL), climate 95 (Indian River, FL): 32958, 32960, 32962, 32963, Indian River, FL 32966, 32967, 32968, 32970.
DLRadar rescores Indian River, FL monthly; Indian River, FL readings join Indian River, FL foreclosure, lien and ownership parcels (Indian River, FL), so cost-squeezed Indian River, FL owners surface before listing.
Inside Florida, Indian River County ranks 24th of 67 counties for home-insurance distress at 95/100; Lake County (95/100) sits just above Indian River County, and Palm Beach County (95/100) sits just below Indian River County.
Deterministic. Every Indian River County, FL signal traces to a public Indian River dataset (FEMA, NFIP, Census for Indian River, FL) · how insurance distress works in Indian River, FL · methodology
FAQ: Indian River County, FL insurance distress
What is the Indian River County, FL home-insurance-distress score?
Indian River, FL: 95/100 (HIGH), #31 of 3,222, #33 in Florida. FEMA hazard, Indian River, FL: 96/100; NFIP stress, Indian River, FL: 95/100; construction, Indian River, FL: 3/100; Indian River, FL rescores monthly.
Is Indian River County insurance distress getting better or worse (FL)?
Indian River, FL: 90 in March 2026; Indian River, FL: 95 in October 2026 (worse); Indian River, FL climate component 95; Indian River, FL NFIP claims score 95.
How many flood-insurance claims has Indian River County, FL had?
Indian River, FL: 76 NFIP claims, three years; Indian River, FL paid $4,282,546; per Indian River, FL claim $56,349; carriers reprice Indian River, FL against that record.
Which Indian River County ZIP codes carry the most insurance distress (FL)?
Indian River, FL, June 2026: 32948 at 0, 32958 at 0, 32960 at 0, 32962 at 0; Indian River, FL climate scores there: 96, 95, 95, 95.
Why does Indian River, FL insurance distress create sellers?
A Indian River, FL premium outruns the Indian River, FL budget; a carrier leaves Indian River, FL; Indian River, FL carrying cost passes plan; Indian River, FL owners sell while current; Indian River, FL insurance distress leads Indian River, FL foreclosure data.