Osceola County, FL: Home-Insurance Distress & Forced-Sale Pressure
Osceola County, FL: 88/100 (severe) home-insurance distress; Osceola, FL band HIGH; Osceola, FL #152 of 3,222 counties; Osceola, FL #49 of 67 in Florida.
FEMA hazard, Osceola, FL: 98/100; Osceola, FL declarations, three years: 12; Osceola, FL perils: 6 hurricane, 6 tropical-storm; Osceola, FL five-year count 18 (severity 24.0); Osceola, FL ten-year 18; hazard-weighted, Osceola, FL: 48.0.
Declared incidents on the Osceola, FL record: 2024 Tropical Storm 4; 2024 Hurricane 4 (Osceola, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Osceola, FL).
NFIP claims, Osceola, FL, three years: 26; Osceola, FL payouts $79,216; per Osceola, FL claim $3,047; Osceola, FL claim-stress 73/100.
Osceola, FL monthly score rose, 85 (March 2026) to 88 (October 2026); Osceola, FL by month: March 85, April 85, May 84, June 84 (Osceola, FL), July 84, August 84, September 84, October 88.
Osceola, FL components: climate 98, NFIP claims 73; Osceola, FL retreat index 88.
Construction distress, Osceola, FL: 78/100 as of August 2026 (Osceola, FL: 84/100 one-to-four unit, 62/100 multifamily).
Osceola, FL ZIPs, June 2026 (Osceola, FL, 16 highest): score 0 (Osceola, FL), climate 96 (Osceola, FL): 33897, 33898; score 0 (Osceola, FL), climate 95 (Osceola, FL): 34759; score 0 (Osceola, FL), climate 94 (Osceola, FL): 33896; score 0 (Osceola, FL), climate 92 (Osceola, FL): 33848, 34739, 34741, 34743, Osceola, FL 34744, 34746, 34747, 34758, Osceola, FL 34769, 34771, 34772, 34773.
DLRadar rescores Osceola, FL monthly; Osceola, FL readings join Osceola, FL foreclosure, lien and ownership parcels (Osceola, FL), so cost-squeezed Osceola, FL owners surface before listing.
Inside Florida, Osceola County ranks 49th of 67 counties for home-insurance distress at 88/100; Martin County (88/100) sits just above Osceola County, and Gilchrist County (87/100) sits just below Osceola County.
Deterministic. Every Osceola County, FL signal traces to a public Osceola dataset (FEMA, NFIP, Census for Osceola, FL) · how insurance distress works in Osceola, FL · methodology
FAQ: Osceola County, FL insurance distress
What is the Osceola County, FL home-insurance-distress score?
Osceola, FL: 88/100 (HIGH), #152 of 3,222, #49 in Florida. FEMA hazard, Osceola, FL: 98/100; NFIP stress, Osceola, FL: 73/100; construction, Osceola, FL: 78/100; Osceola, FL rescores monthly.
Is Osceola County insurance distress getting better or worse (FL)?
Osceola, FL: 85 in March 2026; Osceola, FL: 88 in October 2026 (worse); Osceola, FL climate component 98; Osceola, FL NFIP claims score 73.
How many flood-insurance claims has Osceola County, FL had?
Osceola, FL: 26 NFIP claims, three years; Osceola, FL paid $79,216; per Osceola, FL claim $3,047; carriers reprice Osceola, FL against that record.
Which Osceola County ZIP codes carry the most insurance distress (FL)?
Osceola, FL, June 2026: 33897 at 0, 33898 at 0, 34759 at 0, 33896 at 0; Osceola, FL climate scores there: 96, 96, 95, 94.
Why does Osceola, FL insurance distress create sellers?
A Osceola, FL premium outruns the Osceola, FL budget; a carrier leaves Osceola, FL; Osceola, FL carrying cost passes plan; Osceola, FL owners sell while current; Osceola, FL insurance distress leads Osceola, FL foreclosure data.