Pinellas County, FL: Home-Insurance Distress & Forced-Sale Pressure
Pinellas County, FL: 99/100 (severe) home-insurance distress; Pinellas, FL band HIGH; Pinellas, FL #4 of 3,222 counties; Pinellas, FL #4 of 67 in Florida.
FEMA hazard, Pinellas, FL: 99/100; Pinellas, FL declarations, three years: 12; Pinellas, FL perils: 6 hurricane, 6 tropical-storm; Pinellas, FL five-year count 24 (severity 33.0); Pinellas, FL ten-year 24; hazard-weighted, Pinellas, FL: 48.0.
Declared incidents on the Pinellas, FL record: 2024 Tropical Storm 9; 2024 Hurricane 9 (Pinellas, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Pinellas, FL).
NFIP claims, Pinellas, FL, three years: 26,433; Pinellas, FL payouts $3,381,813,175; per Pinellas, FL claim $127,939; Pinellas, FL claim-stress 100/100.
Pinellas, FL monthly score: 99 in every month from March 2026 (Pinellas, FL) through October 2026.
Pinellas, FL components: climate 99, NFIP claims 100; Pinellas, FL retreat index 99.
Construction distress, Pinellas, FL: 0/100 as of August 2026 (Pinellas, FL: 35/100 one-to-four unit, 0/100 multifamily).
Pinellas, FL ZIPs, June 2026 (Pinellas, FL, 16 highest): score 0 (Pinellas, FL), climate 98 (Pinellas, FL): 33701, 33702, 33703, 33704, Pinellas, FL 33705, 33706, 33707, 33708, Pinellas, FL 33709, 33710, 33711, 33712, Pinellas, FL 33713, 33714, 33715, 33716.
DLRadar rescores Pinellas, FL monthly; Pinellas, FL readings join Pinellas, FL foreclosure, lien and ownership parcels (Pinellas, FL), so cost-squeezed Pinellas, FL owners surface before listing.
Inside Florida, Pinellas County ranks 4th of 67 counties for home-insurance distress at 99/100; Taylor County (99/100) sits just above Pinellas County, and Hillsborough County (99/100) sits just below Pinellas County.
Deterministic. Every Pinellas County, FL signal traces to a public Pinellas dataset (FEMA, NFIP, Census for Pinellas, FL) · how insurance distress works in Pinellas, FL · methodology
FAQ: Pinellas County, FL insurance distress
What is the Pinellas County, FL home-insurance-distress score?
Pinellas, FL: 99/100 (HIGH), #4 of 3,222, #4 in Florida. FEMA hazard, Pinellas, FL: 99/100; NFIP stress, Pinellas, FL: 100/100; construction, Pinellas, FL: 0/100; Pinellas, FL rescores monthly.
Is Pinellas County insurance distress getting better or worse (FL)?
Pinellas, FL: 99 in March 2026; Pinellas, FL: 99 in October 2026 (unchanged); Pinellas, FL climate component 99; Pinellas, FL NFIP claims score 100.
How many flood-insurance claims has Pinellas County, FL had?
Pinellas, FL: 26,433 NFIP claims, three years; Pinellas, FL paid $3,381,813,175; per Pinellas, FL claim $127,939; carriers reprice Pinellas, FL against that record.
Which Pinellas County ZIP codes carry the most insurance distress (FL)?
Pinellas, FL, June 2026: 33701 at 0, 33702 at 0, 33703 at 0, 33704 at 0; Pinellas, FL climate scores there: 98, 98, 98, 98.
Why does Pinellas, FL insurance distress create sellers?
A Pinellas, FL premium outruns the Pinellas, FL budget; a carrier leaves Pinellas, FL; Pinellas, FL carrying cost passes plan; Pinellas, FL owners sell while current; Pinellas, FL insurance distress leads Pinellas, FL foreclosure data.