Seminole County, FL: Home-Insurance Distress & Forced-Sale Pressure
Seminole County, FL: 94/100 (severe) home-insurance distress; Seminole, FL band HIGH; Seminole, FL #47 of 3,222 counties; Seminole, FL #30 of 67 in Florida.
FEMA hazard, Seminole, FL: 98/100; Seminole, FL declarations, three years: 12; Seminole, FL perils: 6 hurricane, 6 tropical-storm; Seminole, FL five-year count 18 (severity 24.0); Seminole, FL ten-year 18; hazard-weighted, Seminole, FL: 48.0.
Declared incidents on the Seminole, FL record: 2024 Tropical Storm 6; 2024 Hurricane 6 (Seminole, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Seminole, FL).
NFIP claims, Seminole, FL, three years: 89; Seminole, FL payouts $1,754,858; per Seminole, FL claim $19,718; Seminole, FL claim-stress 88/100.
Seminole, FL monthly score rose, 86 (March 2026) to 94 (October 2026); Seminole, FL by month: March 86, April 86, May 86, June 86 (Seminole, FL), July 86, August 86, September 86, October 94.
Seminole, FL components: climate 98, NFIP claims 88; Seminole, FL retreat index 94.
Construction distress, Seminole, FL: 80/100 as of August 2026 (Seminole, FL: 79/100 one-to-four unit, 81/100 multifamily).
Seminole, FL ZIPs, June 2026 (Seminole, FL, 16 highest): score 0 (Seminole, FL), climate 99 (Seminole, FL): 32810; score 0 (Seminole, FL), climate 98 (Seminole, FL): 32703; score 0 (Seminole, FL), climate 97 (Seminole, FL): 32751; score 0 (Seminole, FL), climate 95 (Seminole, FL): 32792; score 0 (Seminole, FL), climate 92 (Seminole, FL): 32701, 32707, 32708, 32714, Seminole, FL 32730, 32732, 32746, 32750, Seminole, FL 32765, 32766, 32771, 32773.
DLRadar rescores Seminole, FL monthly; Seminole, FL readings join Seminole, FL foreclosure, lien and ownership parcels (Seminole, FL), so cost-squeezed Seminole, FL owners surface before listing.
Inside Florida, Seminole County ranks 30th of 67 counties for home-insurance distress at 94/100; Franklin County (94/100) sits just above Seminole County, and Duval County (94/100) sits just below Seminole County.
Deterministic. Every Seminole County, FL signal traces to a public Seminole dataset (FEMA, NFIP, Census for Seminole, FL) · how insurance distress works in Seminole, FL · methodology
FAQ: Seminole County, FL insurance distress
What is the Seminole County, FL home-insurance-distress score?
Seminole, FL: 94/100 (HIGH), #47 of 3,222, #30 in Florida. FEMA hazard, Seminole, FL: 98/100; NFIP stress, Seminole, FL: 88/100; construction, Seminole, FL: 80/100; Seminole, FL rescores monthly.
Is Seminole County insurance distress getting better or worse (FL)?
Seminole, FL: 86 in March 2026; Seminole, FL: 94 in October 2026 (worse); Seminole, FL climate component 98; Seminole, FL NFIP claims score 88.
How many flood-insurance claims has Seminole County, FL had?
Seminole, FL: 89 NFIP claims, three years; Seminole, FL paid $1,754,858; per Seminole, FL claim $19,718; carriers reprice Seminole, FL against that record.
Which Seminole County ZIP codes carry the most insurance distress (FL)?
Seminole, FL, June 2026: 32810 at 0, 32703 at 0, 32751 at 0, 32792 at 0; Seminole, FL climate scores there: 99, 98, 97, 95.
Why does Seminole, FL insurance distress create sellers?
A Seminole, FL premium outruns the Seminole, FL budget; a carrier leaves Seminole, FL; Seminole, FL carrying cost passes plan; Seminole, FL owners sell while current; Seminole, FL insurance distress leads Seminole, FL foreclosure data.