Sumter County, FL: Home-Insurance Distress & Forced-Sale Pressure
Sumter County, FL: 94/100 (severe) home-insurance distress; Sumter, FL band HIGH; Sumter, FL #50 of 3,222 counties; Sumter, FL #32 of 67 in Florida.
FEMA hazard, Sumter, FL: 99/100; Sumter, FL declarations, three years: 18; Sumter, FL perils: 9 hurricane, 9 tropical-storm; Sumter, FL five-year count 24 (severity 33.0); Sumter, FL ten-year 24; hazard-weighted, Sumter, FL: 72.0.
Declared incidents on the Sumter, FL record: 2024 Tropical Storm 9; 2024 Hurricane 9 (Sumter, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Sumter, FL).
NFIP claims, Sumter, FL, three years: 36; Sumter, FL payouts $757,618; per Sumter, FL claim $21,045; Sumter, FL claim-stress 86/100.
Sumter, FL monthly score rose, 85 (March 2026) to 94 (October 2026); Sumter, FL by month: March 85, April 85, May 85, June 85 (Sumter, FL), July 85, August 85, September 85, October 94.
Sumter, FL components: climate 99, NFIP claims 86; Sumter, FL retreat index 94.
Construction distress, Sumter, FL: 43/100 as of August 2026 (Sumter, FL: 43/100 one-to-four unit, 32/100 multifamily).
Sumter, FL ZIPs, June 2026 (Sumter, FL, 12 highest): score 0 (Sumter, FL), climate 91 (Sumter, FL): 34731; score 0 (Sumter, FL), climate 90 (Sumter, FL): 32159; score 0 (Sumter, FL), climate 88 (Sumter, FL): 33597; score 0 (Sumter, FL), climate 86 (Sumter, FL): 32162, 32163; score 0 (Sumter, FL), climate 85 (Sumter, FL): 33513, 33514, 33521, 33538, Sumter, FL 33585, 34484, 34785.
DLRadar rescores Sumter, FL monthly; Sumter, FL readings join Sumter, FL foreclosure, lien and ownership parcels (Sumter, FL), so cost-squeezed Sumter, FL owners surface before listing.
Inside Florida, Sumter County ranks 32nd of 67 counties for home-insurance distress at 94/100; Duval County (94/100) sits just above Sumter County, and Putnam County (94/100) sits just below Sumter County.
Deterministic. Every Sumter County, FL signal traces to a public Sumter dataset (FEMA, NFIP, Census for Sumter, FL) · how insurance distress works in Sumter, FL · methodology
FAQ: Sumter County, FL insurance distress
What is the Sumter County, FL home-insurance-distress score?
Sumter, FL: 94/100 (HIGH), #50 of 3,222, #32 in Florida. FEMA hazard, Sumter, FL: 99/100; NFIP stress, Sumter, FL: 86/100; construction, Sumter, FL: 43/100; Sumter, FL rescores monthly.
Is Sumter County insurance distress getting better or worse (FL)?
Sumter, FL: 85 in March 2026; Sumter, FL: 94 in October 2026 (worse); Sumter, FL climate component 99; Sumter, FL NFIP claims score 86.
How many flood-insurance claims has Sumter County, FL had?
Sumter, FL: 36 NFIP claims, three years; Sumter, FL paid $757,618; per Sumter, FL claim $21,045; carriers reprice Sumter, FL against that record.
Which Sumter County ZIP codes carry the most insurance distress (FL)?
Sumter, FL, June 2026: 34731 at 0, 32159 at 0, 33597 at 0, 32162 at 0; Sumter, FL climate scores there: 91, 90, 88, 86.
Why does Sumter, FL insurance distress create sellers?
A Sumter, FL premium outruns the Sumter, FL budget; a carrier leaves Sumter, FL; Sumter, FL carrying cost passes plan; Sumter, FL owners sell while current; Sumter, FL insurance distress leads Sumter, FL foreclosure data.