Sumter County, FL: Foreclosures, Tax Liens & Distressed Properties

Sumter County, FL, Florida: 12 ZIP codes scored, Sumter County, FL averaging 34/100 (moderate, Sumter, FL), from 33 to 37. Sumter County, FL is in its recovery phase (Sumter, FL confidence 28/100): Sumter, FL home prices up 1.6% (Sumter, FL) over twelve months, 2.1% under their peak. Sumter County, FL lender headwind: 0/100.

Highest-scoring Sumter County, FL ZIPs: 34731 (37/100), 32159 (36/100), 33597 (35/100), 32162 (34/100), 32163 (34/100), 33513 (33/100). Also scored in Sumter County, FL: 33514, 33521, 33538, 33585, 34484, 34785.

Across Sumter County, FL's scored ZIPs: median home value $296,125, household income $69,421, 17.3% vacancy, 13.0% poverty, 80% owner-occupied, median age 50.9.

Sumter County, FL insurance distress 94/100 (#50 in the US); FEMA hazard 99/100 for Sumter, FL; 18 federal disaster declarations in Sumter County, FL since 2023 (9 hurricane); 36 Sumter, FL NFIP flood claims, $758K paid; Sumter, FL construction distress 43/100.

10 banks with 36 branches lend in Sumter County, FL; Sumter, FL weighted bank stress 62/100, highest 74/100 in Sumter, FL.

Sumter County, FL unemployment 7.9% (Sumter, FL -0.9 pts, six months); 3,717 new housing units permitted in Sumter County, FL over twelve months, Sumter, FL up 8% from 3,428; Sumter, FL home prices +8.8% a year (Sumter, FL) over three years.

84,068 housing units in Sumter County, FL; 7,963 Sumter, FL renter households; 51% of Sumter, FL renters spend 30%+ of income on rent, 28% (Sumter, FL) half or more.

Sumter County, FL ranks #195 nationally on the opportunity index (Sumter, FL, among all ranked counties); Sumter, FL scores 35.9/100 and Sumter, FL sits #25 inside Florida. Sumter, FL is in the peak_opportunity opportunity phase; Sumter, FL's primary driver is vacancy, Sumter, FL second driver bank institutional; Sumter, FL moved up 154 places. 24 short-sale listings across Sumter, FL; 66 days on market observed in Sumter, FL; 16.4% vacancy over 12 Sumter, FL ZIPs.

0.6% of Sumter County, FL mortgages were ninety-plus days late in December 2025; Sumter, FL's thirty-to-eighty-nine-day share was 0.8% (CFPB county sample). Sumter, FL's ninety-day rate is up 0.3 points on twelve months earlier; the Sumter, FL peak since 2008 was 2.6% in December 2010; Florida overall reads 1.2%.

Sumter County, FL has 3 watched banks; 3 Sumter, FL banks sit in an elevated band. Sumter, FL footprints: Seacoast National Bank (12 branches, stress 58) in Sumter, FL; United Southern Bank (2 branches, stress 74) in Sumter, FL; Southstate Bank Na (1 branch, stress 48) in Sumter, FL.

HUD lists 1 assisted multifamily property in Sumter County, FL with 300 units.

13,750 of the 84,068 housing units in Sumter, FL sit vacant. Sumter County, FL permitted 174 multifamily units in twelve months; Sumter, FL's one-to-four unit structures added 3,543 units in Sumter County, FL.