Sumter County, FL: Foreclosures, Tax Liens & Distressed Properties

Sumter County, Florida is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. The county spans 12 scored ZIP codes, averaging 34/100 composite distress. Lender pressure in Sumter County registers 0/100 — a low bank-stress headwind. The county's ZIP scores run from 33 up to 36/100.

The county market is in a recovery phase: home prices rose 1.6% over the past year and 2.1% down from peak, at 28/100 phase confidence. Despite the upswing, the laggards keep building where the composite stays elevated.

Even appreciating at +1.6% YoY (28/100 confidence), well-bought parcels resell faster so buy those and momentum helps on exit. A low 0/100 bank headwind puts the live signals on tax, code and ownership-change cases over REO.

Distress concentrates in ZIP 34731 (36/100), ZIP 32159 (35/100), ZIP 33597 (34/100), ZIP 32162 (33/100), ZIP 32163 (33/100), ZIP 33513 (33/100) — drill into any for the parcel-level read. Other tracked Sumter County ZIPs include 33514, 33521, 33538, 33585, 34484, 34785.

Underneath the scores, the ZIPs DLRadar tracks across Sumter County show home values averaging roughly $296,125, below the US, a median household income near $69,421 (near the US norm), 17.3% of units sitting vacant, a median age of 50.9, 80% owner-occupancy, 13% of households below the poverty line. Numbers like these signal the volume of pressured sellers and the exit liquidity behind them.

With a moderate 34/100 reading over 12 ZIPs, the opportunity hides below the average and not a county-wide play. Inside DLRadar, each Sumter County property carries owner, address and APN, a parcel-level score plus bank exposure and liquidity read.

Because Sumter County, Florida is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Sumter County against neighboring markets or the rest of Florida on equal footing.

Approach Sumter County by rank rather than by average — the 34/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Sumter County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

The ZIP breakdown for Sumter County leads with 34731 (36/100), 32159 (35/100), 33597 (34/100), 32162 (33/100), 32163 (33/100), 33513 (33/100). DLRadar also scores 33514, 33521, 33538, 33585, 34484, 34785 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Sumter County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.