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ZIP 33538 Foreclosure, Tax-Lien & Distress Report

Sumter County, Florida · High Vacancy market

DLRadar grades ZIP 33538 (Sumter County, Florida) at a moderate 33/100 for overall property distress. Latent structural risk is 72/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (85/100), flood (NFIP) exposure (63/100). The sharpest non-environmental signals are structural risk (72/100), institutional ownership (68/100), construction/permit lag (53/100). By contrast, mortgage stress (27/100) register low.

The recovery-phase market in 33538 posted values that rose 1.6% over the year, 2.1% off the recent peak (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

5,748 residents call 33538 home, typically aged 48. Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. At $48,951, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 35/100. The ZIP holds roughly 3,505 housing units. Around 15% of adults hold a bachelor's degree or higher. Home values center near $179,700, an affordability ratio of 3.2× — accessible. 22.9% of residents fall below the poverty threshold. Owners hold 72% of homes, renters 28%. Rent burden reaches 50% of tenant households.

Taken together, 33538 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 33538's 33/100 can be lined up against any neighbor in Sumter County, Florida or any ZIP coast to coast. 33538 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 33/100 figure for 33538 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 33538 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

33/100
Composite stress
72/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 33538

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk85
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 33538 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 33538, the same set carried on every parcel.

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Sumter County ZIPs near 33538

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Further distress data across Sumter County, Florida at ZIP, county and state level.

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No modelling: every input is a public record · methodology

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