ZIP 34785 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 34785 (Sumter County, Florida) lands at 33/100 — moderate on DLRadar's distress scoring. Its standout signals are institutional ownership (73/100), structural risk (73/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 73/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (86/100), climate & FEMA risk (85/100).

The market reads recovery — home values rose 1.6% year on year, 2.1% off the recent peak, and 14% higher over three years, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $48,004, median income runs below typical U.S. levels. The typical home is worth about $387,600 (4.4× income). Roughly 15.6% live below the poverty line. On demographic stress specifically, 34785 scores 36/100. Around 46% of renters are cost-burdened. 67% of housing is owner-occupied. The vacancy rate is 13.9% — elevated. 17,895 residents call 34785 home, typically aged 44. Around 15% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9,713 housing units.

Net-net, 34785 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 34785 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 34785's 33/100 can be lined up against any neighbor in Sumter County, Florida or any ZIP coast to coast. Sparse data for 34785 shows as blanks, never estimates, and the score updates on every fresh public filing.

34785's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 34785 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.