ZIP 34785 Property Distress & Foreclosure Data

In Sumter County, Florida, ZIP 34785 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (74/100), institutional ownership (68/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 74/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (85/100), flood (NFIP) exposure (64/100)).

The contraction-phase market in 34785 posted values that fell 0.9% over the year, and 14% higher over three years (phase confidence 20/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

At $48,004, median income runs below typical U.S. levels. The typical home is worth about $387,600 (4.4× income). The poverty rate is 15.6%. The demographic-stress sub-score lands at 36/100. Around 46% of renters are cost-burdened. 67% of housing is owner-occupied. The vacancy rate is 13.9% — elevated. Population is roughly 17,895 with a median age of 44. Around 15% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9,713 housing units.

On the whole, 34785 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.