Suwannee County, FL: Home-Insurance Distress & Forced-Sale Pressure
Suwannee County, FL: 98/100 (severe) home-insurance distress; Suwannee, FL band HIGH; Suwannee, FL #17 of 3,222 counties; Suwannee, FL #16 of 67 in Florida.
FEMA hazard, Suwannee, FL: 100/100; Suwannee, FL declarations, three years: 24; Suwannee, FL perils: 9 hurricane, 12 tropical-storm, 3 severe-storm; Suwannee, FL five-year count 27 (severity 37.5); Suwannee, FL ten-year 27; hazard-weighted, Suwannee, FL: 84.0.
Declared incidents on the Suwannee, FL record: 2026 Tropical Storm 2; 2024 Tropical Storm 6 (Suwannee, FL); 2024 Hurricane 6; 2024 Severe Storm 2 (Suwannee, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Suwannee, FL).
NFIP claims, Suwannee, FL, three years: 52; Suwannee, FL payouts $2,981,220; per Suwannee, FL claim $57,331; Suwannee, FL claim-stress 94/100.
Suwannee, FL monthly score rose, 88 (March 2026) to 98 (October 2026); Suwannee, FL by month: March 88, April 88, May 88, June 88 (Suwannee, FL), July 88, August 88, September 88, October 98.
Suwannee, FL components: climate 100, NFIP claims 94; Suwannee, FL retreat index 98.
Construction distress, Suwannee, FL: 30/100 as of August 2026 (Suwannee, FL: 30/100 one-to-four unit, 0/100 multifamily).
Suwannee, FL ZIPs, June 2026 (Suwannee, FL, 9 highest): score 0 (Suwannee, FL), climate 69 (Suwannee, FL): 32060, 32062, 32064, 32071, Suwannee, FL 32094; score 0 (Suwannee, FL), climate 67 (Suwannee, FL): 32024, 32055; score 0 (Suwannee, FL), climate 53 (Suwannee, FL): 32096; score 0 (Suwannee, FL), climate 32 (Suwannee, FL): 32008.
DLRadar rescores Suwannee, FL monthly; Suwannee, FL readings join Suwannee, FL foreclosure, lien and ownership parcels (Suwannee, FL), so cost-squeezed Suwannee, FL owners surface before listing.
Inside Florida, Suwannee County ranks 16th of 67 counties for home-insurance distress at 98/100; Polk County (98/100) sits just above Suwannee County, and Brevard County (97/100) sits just below Suwannee County.
Deterministic. Every Suwannee County, FL signal traces to a public Suwannee dataset (FEMA, NFIP, Census for Suwannee, FL) · how insurance distress works in Suwannee, FL · methodology
FAQ: Suwannee County, FL insurance distress
What is the Suwannee County, FL home-insurance-distress score?
Suwannee, FL: 98/100 (HIGH), #17 of 3,222, #16 in Florida. FEMA hazard, Suwannee, FL: 100/100; NFIP stress, Suwannee, FL: 94/100; construction, Suwannee, FL: 30/100; Suwannee, FL rescores monthly.
Is Suwannee County insurance distress getting better or worse (FL)?
Suwannee, FL: 88 in March 2026; Suwannee, FL: 98 in October 2026 (worse); Suwannee, FL climate component 100; Suwannee, FL NFIP claims score 94.
How many flood-insurance claims has Suwannee County, FL had?
Suwannee, FL: 52 NFIP claims, three years; Suwannee, FL paid $2,981,220; per Suwannee, FL claim $57,331; carriers reprice Suwannee, FL against that record.
Which Suwannee County ZIP codes carry the most insurance distress (FL)?
Suwannee, FL, June 2026: 32060 at 0, 32062 at 0, 32064 at 0, 32071 at 0; Suwannee, FL climate scores there: 69, 69, 69, 69.
Why does Suwannee, FL insurance distress create sellers?
A Suwannee, FL premium outruns the Suwannee, FL budget; a carrier leaves Suwannee, FL; Suwannee, FL carrying cost passes plan; Suwannee, FL owners sell while current; Suwannee, FL insurance distress leads Suwannee, FL foreclosure data.