Baldwin County, GA: Home-Insurance Distress & Forced-Sale Pressure
Baldwin County, GA: 48/100 (elevated) home-insurance distress; Baldwin, GA band MEDIUM; Baldwin, GA #1,136 of 3,222 counties; Baldwin, GA #114 of 159 in Georgia; raw Baldwin, GA 56.5; Baldwin, GA coverage multiplier 0.85.
FEMA hazard, Baldwin, GA: 94/100; Baldwin, GA declarations, three years: 9; Baldwin, GA perils: 3 hurricane, 3 tropical-storm; Baldwin, GA five-year count 9 (severity 15.0); Baldwin, GA ten-year 9; hazard-weighted, Baldwin, GA: 24.0.
Declared incidents on the Baldwin, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Baldwin, GA); 2024 Hurricane 3 (Baldwin, GA).
NFIP claims, Baldwin, GA, three years: none; Baldwin, GA claim-stress 0/100.
Baldwin, GA monthly score rose, 47 (March 2026) to 48 (October 2026); Baldwin, GA by month: March 47, April 47, May 47, June 47 (Baldwin, GA), July 44, August 46, September 46, October 48.
Baldwin, GA components: climate 93; Baldwin, GA retreat index 48; Baldwin, GA climate multiplier 0.85.
Construction distress, Baldwin, GA: 2/100 as of August 2026 (Baldwin, GA: 2/100 one-to-four unit, 100/100 multifamily).
Baldwin, GA ZIPs, June 2026 (Baldwin, GA, 7 highest): score 0 (Baldwin, GA), climate 49 (Baldwin, GA): 31034, 31062; score 0 (Baldwin, GA), climate 41 (Baldwin, GA): 31061; score 0 (Baldwin, GA), climate 22 (Baldwin, GA): 31082; score 0 (Baldwin, GA), climate 20 (Baldwin, GA): 31033; score 0 (Baldwin, GA), climate 11 (Baldwin, GA): 31031; score 0 (Baldwin, GA), climate 9 (Baldwin, GA): 31087.
DLRadar rescores Baldwin, GA monthly; Baldwin, GA readings join Baldwin, GA foreclosure, lien and ownership parcels (Baldwin, GA), so cost-squeezed Baldwin, GA owners surface before listing.
Inside Georgia, Baldwin County ranks 114th of 159 counties for home-insurance distress at 48/100; Wilcox County (49/100) sits just above Baldwin County, and Bleckley County (48/100) sits just below Baldwin County.
Deterministic. Every Baldwin County, GA signal traces to a public Baldwin dataset (FEMA, NFIP, Census for Baldwin, GA) · how insurance distress works in Baldwin, GA · methodology
FAQ: Baldwin County, GA insurance distress
What is the Baldwin County, GA home-insurance-distress score?
Baldwin, GA: 48/100 (MEDIUM), #1,136 of 3,222, #114 in Georgia. FEMA hazard, Baldwin, GA: 94/100; NFIP stress, Baldwin, GA: 0/100; construction, Baldwin, GA: 2/100; Baldwin, GA rescores monthly.
Is Baldwin County insurance distress getting better or worse (GA)?
Baldwin, GA: 47 in March 2026; Baldwin, GA: 48 in October 2026 (worse); Baldwin, GA climate component 93.
Which Baldwin County ZIP codes carry the most insurance distress (GA)?
Baldwin, GA, June 2026: 31034 at 0, 31062 at 0, 31061 at 0, 31082 at 0; Baldwin, GA climate scores there: 49, 49, 41, 22.
Why does Baldwin, GA insurance distress create sellers?
A Baldwin, GA premium outruns the Baldwin, GA budget; a carrier leaves Baldwin, GA; Baldwin, GA carrying cost passes plan; Baldwin, GA owners sell while current; Baldwin, GA insurance distress leads Baldwin, GA foreclosure data.