Chatham County, GA: Home-Insurance Distress & Forced-Sale Pressure
Chatham County, GA: 93/100 (severe) home-insurance distress; Chatham, GA band HIGH; Chatham, GA #57 of 3,222 counties; Chatham, GA #5 of 159 in Georgia.
FEMA hazard, Chatham, GA: 97/100; Chatham, GA declarations, three years: 8; Chatham, GA perils: 3 hurricane, 6 tropical-storm; Chatham, GA five-year count 12 (severity 18.0); Chatham, GA ten-year 12; hazard-weighted, Chatham, GA: 28.0.
Declared incidents on the Chatham, GA record: 2024 Tropical Storm 9; 2024 Hurricane 3 (Chatham, GA).
NFIP claims, Chatham, GA, three years: 211; Chatham, GA payouts $3,318,294; per Chatham, GA claim $15,727; Chatham, GA claim-stress 88/100.
Chatham, GA monthly score fell, 94 (March 2026) to 93 (October 2026); Chatham, GA by month: March 94, April 94, May 94, June 94 (Chatham, GA), July 92, August 93, September 93, October 93.
Chatham, GA components: climate 97, NFIP claims 88; Chatham, GA retreat index 93.
Construction distress, Chatham, GA: 63/100 as of August 2026 (Chatham, GA: 81/100 one-to-four unit, 42/100 multifamily).
Chatham, GA ZIPs, June 2026 (Chatham, GA, 15 highest): score 0 (Chatham, GA), climate 97 (Chatham, GA): 31322, 31328, 31401, 31404, Chatham, GA 31405, 31406, 31407, 31408, Chatham, GA 31409, 31410, 31411, 31415, Chatham, GA 31419, 31421; score 0 (Chatham, GA), climate 83 (Chatham, GA): 31302.
DLRadar rescores Chatham, GA monthly; Chatham, GA readings join Chatham, GA foreclosure, lien and ownership parcels (Chatham, GA), so cost-squeezed Chatham, GA owners surface before listing.
Inside Georgia, Chatham County ranks 5th of 159 counties for home-insurance distress at 93/100; Bryan County (95/100) sits just above Chatham County, and Butts County (93/100) sits just below Chatham County.
Deterministic. Every Chatham County, GA signal traces to a public Chatham dataset (FEMA, NFIP, Census for Chatham, GA) · how insurance distress works in Chatham, GA · methodology
FAQ: Chatham County, GA insurance distress
What is the Chatham County, GA home-insurance-distress score?
Chatham, GA: 93/100 (HIGH), #57 of 3,222, #5 in Georgia. FEMA hazard, Chatham, GA: 97/100; NFIP stress, Chatham, GA: 88/100; construction, Chatham, GA: 63/100; Chatham, GA rescores monthly.
Is Chatham County insurance distress getting better or worse (GA)?
Chatham, GA: 94 in March 2026; Chatham, GA: 93 in October 2026 (better); Chatham, GA climate component 97; Chatham, GA NFIP claims score 88.
How many flood-insurance claims has Chatham County, GA had?
Chatham, GA: 211 NFIP claims, three years; Chatham, GA paid $3,318,294; per Chatham, GA claim $15,727; carriers reprice Chatham, GA against that record.
Which Chatham County ZIP codes carry the most insurance distress (GA)?
Chatham, GA, June 2026: 31322 at 0, 31328 at 0, 31401 at 0, 31404 at 0; Chatham, GA climate scores there: 97, 97, 97, 97.
Why does Chatham, GA insurance distress create sellers?
A Chatham, GA premium outruns the Chatham, GA budget; a carrier leaves Chatham, GA; Chatham, GA carrying cost passes plan; Chatham, GA owners sell while current; Chatham, GA insurance distress leads Chatham, GA foreclosure data.