Clarke County, GA: Home-Insurance Distress & Forced-Sale Pressure
Clarke County, GA: 81/100 (severe) home-insurance distress; Clarke, GA band HIGH; Clarke, GA #328 of 3,222 counties; Clarke, GA #56 of 159 in Georgia.
FEMA hazard, Clarke, GA: 90/100; Clarke, GA declarations, three years: 9; Clarke, GA perils: 6 tropical-storm; Clarke, GA five-year count 6 (severity 10.5); Clarke, GA ten-year 6; hazard-weighted, Clarke, GA: 18.0.
Declared incidents on the Clarke, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Clarke, GA); 2024 Tropical Storm 3 (Clarke, GA).
NFIP claims, Clarke, GA, three years: 5; Clarke, GA payouts $43,232; per Clarke, GA claim $8,646; Clarke, GA claim-stress 68/100.
Clarke, GA monthly score rose, 72 (March 2026) to 80 (October 2026); Clarke, GA by month: March 72, April 72, May 69, June 69 (Clarke, GA), July 67, August 66, September 66, October 80.
Clarke, GA components: climate 88, NFIP claims 68; Clarke, GA retreat index 80.
Construction distress, Clarke, GA: 82/100 as of August 2026 (Clarke, GA: 11/100 one-to-four unit, 100/100 multifamily).
Clarke, GA ZIPs, June 2026 (Clarke, GA, 9 highest): score 0 (Clarke, GA), climate 69 (Clarke, GA): 30602, 30609; score 0 (Clarke, GA), climate 67 (Clarke, GA): 30605; score 0 (Clarke, GA), climate 66 (Clarke, GA): 30601; score 0 (Clarke, GA), climate 59 (Clarke, GA): 30606; score 0 (Clarke, GA), climate 57 (Clarke, GA): 30607; score 0 (Clarke, GA), climate 42 (Clarke, GA): 30622; score 0 (Clarke, GA), climate 34 (Clarke, GA): 30683; score 0 (Clarke, GA), climate 28 (Clarke, GA): 30646.
DLRadar rescores Clarke, GA monthly; Clarke, GA readings join Clarke, GA foreclosure, lien and ownership parcels (Clarke, GA), so cost-squeezed Clarke, GA owners surface before listing.
Inside Georgia, Clarke County ranks 56th of 159 counties for home-insurance distress at 81/100; Mcintosh County (81/100) sits just above Clarke County, and Walton County (81/100) sits just below Clarke County.
Deterministic. Every Clarke County, GA signal traces to a public Clarke dataset (FEMA, NFIP, Census for Clarke, GA) · how insurance distress works in Clarke, GA · methodology
FAQ: Clarke County, GA insurance distress
What is the Clarke County, GA home-insurance-distress score?
Clarke, GA: 81/100 (HIGH), #328 of 3,222, #56 in Georgia. FEMA hazard, Clarke, GA: 90/100; NFIP stress, Clarke, GA: 68/100; construction, Clarke, GA: 82/100; Clarke, GA rescores monthly.
Is Clarke County insurance distress getting better or worse (GA)?
Clarke, GA: 72 in March 2026; Clarke, GA: 80 in October 2026 (worse); Clarke, GA climate component 88; Clarke, GA NFIP claims score 68.
How many flood-insurance claims has Clarke County, GA had?
Clarke, GA: 5 NFIP claims, three years; Clarke, GA paid $43,232; per Clarke, GA claim $8,646; carriers reprice Clarke, GA against that record.
Which Clarke County ZIP codes carry the most insurance distress (GA)?
Clarke, GA, June 2026: 30602 at 0, 30609 at 0, 30605 at 0, 30601 at 0; Clarke, GA climate scores there: 69, 69, 67, 66.
Why does Clarke, GA insurance distress create sellers?
A Clarke, GA premium outruns the Clarke, GA budget; a carrier leaves Clarke, GA; Clarke, GA carrying cost passes plan; Clarke, GA owners sell while current; Clarke, GA insurance distress leads Clarke, GA foreclosure data.