Clayton County, GA: Home-Insurance Distress & Forced-Sale Pressure
Clayton County, GA: 90/100 (severe) home-insurance distress; Clayton, GA band HIGH; Clayton, GA #109 of 3,222 counties; Clayton, GA #19 of 159 in Georgia.
FEMA hazard, Clayton, GA: 90/100; Clayton, GA declarations, three years: 9; Clayton, GA perils: 6 tropical-storm; Clayton, GA five-year count 6 (severity 10.5); Clayton, GA ten-year 6; hazard-weighted, Clayton, GA: 18.0.
Declared incidents on the Clayton, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Clayton, GA); 2024 Tropical Storm 3 (Clayton, GA).
NFIP claims, Clayton, GA, three years: 38; Clayton, GA payouts $1,265,790; per Clayton, GA claim $33,310; Clayton, GA claim-stress 90/100.
Clayton, GA monthly score rose, 80 (March 2026) to 89 (October 2026); Clayton, GA by month: March 80, April 80, May 77, June 77 (Clayton, GA), July 75, August 75, September 74, October 89.
Clayton, GA components: climate 88, NFIP claims 90; Clayton, GA retreat index 89.
Construction distress, Clayton, GA: 77/100 as of August 2026 (Clayton, GA: 83/100 one-to-four unit, 67/100 multifamily).
Clayton, GA ZIPs, June 2026 (Clayton, GA, 16 highest): score 0 (Clayton, GA), climate 95 (Clayton, GA): 30349, 30354; score 0 (Clayton, GA), climate 92 (Clayton, GA): 30288, 30337; score 0 (Clayton, GA), climate 88 (Clayton, GA): 30294, 30296; score 0 (Clayton, GA), climate 86 (Clayton, GA): 30236, 30250, 30260, 30273, Clayton, GA 30274, 30297; score 0 (Clayton, GA), climate 84 (Clayton, GA): 30238; score 0 (Clayton, GA), climate 81 (Clayton, GA): 30228; score 0 (Clayton, GA), climate 78 (Clayton, GA): 30281; score 0 (Clayton, GA), climate 68 (Clayton, GA): 30215.
DLRadar rescores Clayton, GA monthly; Clayton, GA readings join Clayton, GA foreclosure, lien and ownership parcels (Clayton, GA), so cost-squeezed Clayton, GA owners surface before listing.
Inside Georgia, Clayton County ranks 19th of 159 counties for home-insurance distress at 90/100; Coffee County (90/100) sits just above Clayton County, and Catoosa County (89/100) sits just below Clayton County.
Deterministic. Every Clayton County, GA signal traces to a public Clayton dataset (FEMA, NFIP, Census for Clayton, GA) · how insurance distress works in Clayton, GA · methodology
FAQ: Clayton County, GA insurance distress
What is the Clayton County, GA home-insurance-distress score?
Clayton, GA: 90/100 (HIGH), #109 of 3,222, #19 in Georgia. FEMA hazard, Clayton, GA: 90/100; NFIP stress, Clayton, GA: 90/100; construction, Clayton, GA: 77/100; Clayton, GA rescores monthly.
Is Clayton County insurance distress getting better or worse (GA)?
Clayton, GA: 80 in March 2026; Clayton, GA: 89 in October 2026 (worse); Clayton, GA climate component 88; Clayton, GA NFIP claims score 90.
How many flood-insurance claims has Clayton County, GA had?
Clayton, GA: 38 NFIP claims, three years; Clayton, GA paid $1,265,790; per Clayton, GA claim $33,310; carriers reprice Clayton, GA against that record.
Which Clayton County ZIP codes carry the most insurance distress (GA)?
Clayton, GA, June 2026: 30349 at 0, 30354 at 0, 30288 at 0, 30337 at 0; Clayton, GA climate scores there: 95, 95, 92, 92.
Why does Clayton, GA insurance distress create sellers?
A Clayton, GA premium outruns the Clayton, GA budget; a carrier leaves Clayton, GA; Clayton, GA carrying cost passes plan; Clayton, GA owners sell while current; Clayton, GA insurance distress leads Clayton, GA foreclosure data.