Decatur County, GA: Home-Insurance Distress & Forced-Sale Pressure
Decatur County, GA: 49/100 (elevated) home-insurance distress; Decatur, GA band MEDIUM; Decatur, GA #1,103 of 3,222 counties; Decatur, GA #96 of 159 in Georgia; raw Decatur, GA 57.3; Decatur, GA coverage multiplier 0.85.
FEMA hazard, Decatur, GA: 97/100; Decatur, GA declarations, three years: 8; Decatur, GA perils: 3 hurricane, 6 tropical-storm; Decatur, GA five-year count 9 (severity 13.5); Decatur, GA ten-year 9; hazard-weighted, Decatur, GA: 28.0.
Declared incidents on the Decatur, GA record: 2026 Tropical Storm 3; 2024 Tropical Storm 6 (Decatur, GA); 2024 Hurricane 3 (Decatur, GA).
NFIP claims, Decatur, GA, three years: none; Decatur, GA claim-stress 0/100.
Decatur, GA monthly score held, 49 (March 2026) to 49 (October 2026); Decatur, GA by month: March 49, April 49, May 49, June 49 (Decatur, GA), July 47, August 48, September 48, October 49.
Decatur, GA components: climate 97; Decatur, GA retreat index 49; Decatur, GA climate multiplier 0.85.
Construction distress, Decatur, GA: 47/100 as of August 2026 (Decatur, GA: 60/100 one-to-four unit, 29/100 multifamily).
Decatur, GA ZIPs, June 2026 (Decatur, GA, 8 highest): score 0 (Decatur, GA), climate 70 (Decatur, GA): 39815, 39817, 39819, 39834; score 0 (Decatur, GA), climate 64 (Decatur, GA): 39825; score 0 (Decatur, GA), climate 58 (Decatur, GA): 31730; score 0 (Decatur, GA), climate 51 (Decatur, GA): 39897; score 0 (Decatur, GA), climate 22 (Decatur, GA): 39837.
DLRadar rescores Decatur, GA monthly; Decatur, GA readings join Decatur, GA foreclosure, lien and ownership parcels (Decatur, GA), so cost-squeezed Decatur, GA owners surface before listing.
Inside Georgia, Decatur County ranks 96th of 159 counties for home-insurance distress at 49/100; Atkinson County (49/100) sits just above Decatur County, and Grady County (49/100) sits just below Decatur County.
Deterministic. Every Decatur County, GA signal traces to a public Decatur dataset (FEMA, NFIP, Census for Decatur, GA) · how insurance distress works in Decatur, GA · methodology
FAQ: Decatur County, GA insurance distress
What is the Decatur County, GA home-insurance-distress score?
Decatur, GA: 49/100 (MEDIUM), #1,103 of 3,222, #96 in Georgia. FEMA hazard, Decatur, GA: 97/100; NFIP stress, Decatur, GA: 0/100; construction, Decatur, GA: 47/100; Decatur, GA rescores monthly.
Is Decatur County insurance distress getting better or worse (GA)?
Decatur, GA: 49 in March 2026; Decatur, GA: 49 in October 2026 (unchanged); Decatur, GA climate component 97.
Which Decatur County ZIP codes carry the most insurance distress (GA)?
Decatur, GA, June 2026: 39815 at 0, 39817 at 0, 39819 at 0, 39834 at 0; Decatur, GA climate scores there: 70, 70, 70, 70.
Why does Decatur, GA insurance distress create sellers?
A Decatur, GA premium outruns the Decatur, GA budget; a carrier leaves Decatur, GA; Decatur, GA carrying cost passes plan; Decatur, GA owners sell while current; Decatur, GA insurance distress leads Decatur, GA foreclosure data.