Fayette County, GA: Home-Insurance Distress & Forced-Sale Pressure
Fayette County, GA: 84/100 (severe) home-insurance distress; Fayette, GA band HIGH; Fayette, GA #255 of 3,222 counties; Fayette, GA #47 of 159 in Georgia.
FEMA hazard, Fayette, GA: 90/100; Fayette, GA declarations, three years: 9; Fayette, GA perils: 6 tropical-storm; Fayette, GA five-year count 6 (severity 10.5); Fayette, GA ten-year 6; hazard-weighted, Fayette, GA: 18.0.
Declared incidents on the Fayette, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Fayette, GA); 2024 Tropical Storm 3 (Fayette, GA).
NFIP claims, Fayette, GA, three years: 14; Fayette, GA payouts $130,874; per Fayette, GA claim $9,348; Fayette, GA claim-stress 75/100.
Fayette, GA monthly score rose, 74 (March 2026) to 83 (October 2026); Fayette, GA by month: March 74, April 74, May 72, June 72 (Fayette, GA), July 70, August 69, September 69, October 83.
Fayette, GA components: climate 88, NFIP claims 75; Fayette, GA retreat index 83.
Construction distress, Fayette, GA: 30/100 as of August 2026 (Fayette, GA: 29/100 one-to-four unit, 30/100 multifamily).
Fayette, GA ZIPs, June 2026 (Fayette, GA, 8 highest): score 0 (Fayette, GA), climate 96 (Fayette, GA): 30213; score 0 (Fayette, GA), climate 84 (Fayette, GA): 30238; score 0 (Fayette, GA), climate 68 (Fayette, GA): 30214, 30215, 30269, 30290; score 0 (Fayette, GA), climate 60 (Fayette, GA): 30276; score 0 (Fayette, GA), climate 58 (Fayette, GA): 30205.
DLRadar rescores Fayette, GA monthly; Fayette, GA readings join Fayette, GA foreclosure, lien and ownership parcels (Fayette, GA), so cost-squeezed Fayette, GA owners surface before listing.
Inside Georgia, Fayette County ranks 47th of 159 counties for home-insurance distress at 84/100; Polk County (84/100) sits just above Fayette County, and Gwinnett County (83/100) sits just below Fayette County.
Deterministic. Every Fayette County, GA signal traces to a public Fayette dataset (FEMA, NFIP, Census for Fayette, GA) · how insurance distress works in Fayette, GA · methodology
FAQ: Fayette County, GA insurance distress
What is the Fayette County, GA home-insurance-distress score?
Fayette, GA: 84/100 (HIGH), #255 of 3,222, #47 in Georgia. FEMA hazard, Fayette, GA: 90/100; NFIP stress, Fayette, GA: 75/100; construction, Fayette, GA: 30/100; Fayette, GA rescores monthly.
Is Fayette County insurance distress getting better or worse (GA)?
Fayette, GA: 74 in March 2026; Fayette, GA: 83 in October 2026 (worse); Fayette, GA climate component 88; Fayette, GA NFIP claims score 75.
How many flood-insurance claims has Fayette County, GA had?
Fayette, GA: 14 NFIP claims, three years; Fayette, GA paid $130,874; per Fayette, GA claim $9,348; carriers reprice Fayette, GA against that record.
Which Fayette County ZIP codes carry the most insurance distress (GA)?
Fayette, GA, June 2026: 30213 at 0, 30238 at 0, 30214 at 0, 30215 at 0; Fayette, GA climate scores there: 96, 84, 68, 68.
Why does Fayette, GA insurance distress create sellers?
A Fayette, GA premium outruns the Fayette, GA budget; a carrier leaves Fayette, GA; Fayette, GA carrying cost passes plan; Fayette, GA owners sell while current; Fayette, GA insurance distress leads Fayette, GA foreclosure data.