Floyd County, GA: Home-Insurance Distress & Forced-Sale Pressure
Floyd County, GA: 84/100 (severe) home-insurance distress; Floyd, GA band HIGH; Floyd, GA #236 of 3,222 counties; Floyd, GA #54 of 159 in Georgia; raw Floyd, GA 77.6.
FEMA hazard, Floyd, GA: 90/100; Floyd, GA declarations, three years: 6; Floyd, GA perils: 4 tropical-storm; Floyd, GA five-year count 6 (severity 10.5); Floyd, GA ten-year 6; hazard-weighted, Floyd, GA: 12.0.
Declared incidents on the Floyd, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Floyd, GA); 2024 Tropical Storm 3 (Floyd, GA).
NFIP claims, Floyd, GA, three years: 2; Floyd, GA payouts $141,042; per Floyd, GA claim $70,521; Floyd, GA claim-stress 77/100.
Floyd, GA monthly score rose, 75 (March 2026) to 84 (October 2026); Floyd, GA by month: March 75, April 75, May 73, June 73 (Floyd, GA), July 70, August 70, September 69, October 84.
Floyd, GA components: climate 88, NFIP claims 77; Floyd, GA retreat index 84.
Construction distress, Floyd, GA: 15/100 as of August 2026 (Floyd, GA: 16/100 one-to-four unit, 11/100 multifamily).
Floyd, GA ZIPs, June 2026 (Floyd, GA, 13 highest): score 0 (Floyd, GA), climate 81 (Floyd, GA): 30124, 30149, 30161; score 0 (Floyd, GA), climate 80 (Floyd, GA): 30165; score 0 (Floyd, GA), climate 79 (Floyd, GA): 30147, 30173; score 0 (Floyd, GA), climate 75 (Floyd, GA): 30105; score 0 (Floyd, GA), climate 72 (Floyd, GA): 30145; score 0 (Floyd, GA), climate 71 (Floyd, GA): 30103; score 0 (Floyd, GA), climate 70 (Floyd, GA): 30701, 30733; score 0 (Floyd, GA), climate 66 (Floyd, GA): 30104; score 0 (Floyd, GA), climate 58 (Floyd, GA): 30125.
DLRadar rescores Floyd, GA monthly; Floyd, GA readings join Floyd, GA foreclosure, lien and ownership parcels (Floyd, GA), so cost-squeezed Floyd, GA owners surface before listing.
Inside Georgia, Floyd County ranks 43rd of 159 counties for home-insurance distress at 84/100; Fannin County (85/100) sits just above Floyd County, and Camden County (84/100) sits just below Floyd County.
Deterministic. Every Floyd County, GA signal traces to a public Floyd dataset (FEMA, NFIP, Census for Floyd, GA) · how insurance distress works in Floyd, GA · methodology
FAQ: Floyd County, GA insurance distress
What is the Floyd County, GA home-insurance-distress score?
Floyd, GA: 84/100 (HIGH), #236 of 3,222, #54 in Georgia. FEMA hazard, Floyd, GA: 90/100; NFIP stress, Floyd, GA: 77/100; construction, Floyd, GA: 15/100; Floyd, GA rescores monthly.
Is Floyd County insurance distress getting better or worse (GA)?
Floyd, GA: 75 in March 2026; Floyd, GA: 84 in October 2026 (worse); Floyd, GA climate component 88; Floyd, GA NFIP claims score 77.
How many flood-insurance claims has Floyd County, GA had?
Floyd, GA: 2 NFIP claims, three years; Floyd, GA paid $141,042; per Floyd, GA claim $70,521; carriers reprice Floyd, GA against that record.
Which Floyd County ZIP codes carry the most insurance distress (GA)?
Floyd, GA, June 2026: 30124 at 0, 30149 at 0, 30161 at 0, 30165 at 0; Floyd, GA climate scores there: 81, 81, 81, 80.
Why does Floyd, GA insurance distress create sellers?
A Floyd, GA premium outruns the Floyd, GA budget; a carrier leaves Floyd, GA; Floyd, GA carrying cost passes plan; Floyd, GA owners sell while current; Floyd, GA insurance distress leads Floyd, GA foreclosure data.