Franklin County, GA: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, GA: 48/100 (elevated) home-insurance distress; Franklin, GA band MEDIUM; Franklin, GA #1,139 of 3,222 counties; Franklin, GA #117 of 159 in Georgia; raw Franklin, GA 51.4; Franklin, GA coverage multiplier 0.85.
FEMA hazard, Franklin, GA: 94/100; Franklin, GA declarations, three years: 6; Franklin, GA perils: 3 hurricane, 2 tropical-storm; Franklin, GA five-year count 9 (severity 15.0); Franklin, GA ten-year 9; hazard-weighted, Franklin, GA: 16.0.
Declared incidents on the Franklin, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Franklin, GA); 2024 Hurricane 3 (Franklin, GA).
NFIP claims, Franklin, GA, three years: none; Franklin, GA claim-stress 0/100.
Franklin, GA monthly score rose, 47 (March 2026) to 48 (October 2026); Franklin, GA by month: March 47, April 47, May 47, June 47 (Franklin, GA), July 44, August 46, September 46, October 48.
Franklin, GA components: climate 93; Franklin, GA retreat index 48; Franklin, GA climate multiplier 0.85.
Construction distress, Franklin, GA: 52/100 as of August 2026 (Franklin, GA: 52/100 one-to-four unit, 3/100 multifamily).
Franklin, GA ZIPs, June 2026 (Franklin, GA, 11 highest): score 0 (Franklin, GA), climate 34 (Franklin, GA): 30516; score 0 (Franklin, GA), climate 32 (Franklin, GA): 30520, 30553; score 0 (Franklin, GA), climate 31 (Franklin, GA): 30538, 30577; score 0 (Franklin, GA), climate 30 (Franklin, GA): 30557, 30639, 30662; score 0 (Franklin, GA), climate 29 (Franklin, GA): 30521; score 0 (Franklin, GA), climate 28 (Franklin, GA): 30530; score 0 (Franklin, GA), climate 27 (Franklin, GA): 30633.
DLRadar rescores Franklin, GA monthly; Franklin, GA readings join Franklin, GA foreclosure, lien and ownership parcels (Franklin, GA), so cost-squeezed Franklin, GA owners surface before listing.
Inside Georgia, Franklin County ranks 117th of 159 counties for home-insurance distress at 48/100; Elbert County (48/100) sits just above Franklin County, and Glascock County (48/100) sits just below Franklin County.
Deterministic. Every Franklin County, GA signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, GA) · how insurance distress works in Franklin, GA · methodology
FAQ: Franklin County, GA insurance distress
What is the Franklin County, GA home-insurance-distress score?
Franklin, GA: 48/100 (MEDIUM), #1,139 of 3,222, #117 in Georgia. FEMA hazard, Franklin, GA: 94/100; NFIP stress, Franklin, GA: 0/100; construction, Franklin, GA: 52/100; Franklin, GA rescores monthly.
Is Franklin County insurance distress getting better or worse (GA)?
Franklin, GA: 47 in March 2026; Franklin, GA: 48 in October 2026 (worse); Franklin, GA climate component 93.
Which Franklin County ZIP codes carry the most insurance distress (GA)?
Franklin, GA, June 2026: 30516 at 0, 30520 at 0, 30553 at 0, 30538 at 0; Franklin, GA climate scores there: 34, 32, 32, 31.
Why does Franklin, GA insurance distress create sellers?
A Franklin, GA premium outruns the Franklin, GA budget; a carrier leaves Franklin, GA; Franklin, GA carrying cost passes plan; Franklin, GA owners sell while current; Franklin, GA insurance distress leads Franklin, GA foreclosure data.