Irwin County, GA: Home-Insurance Distress & Forced-Sale Pressure
Irwin County, GA: 49/100 (elevated) home-insurance distress; Irwin, GA band MEDIUM; Irwin, GA #1,112 of 3,222 counties; Irwin, GA #103 of 159 in Georgia; raw Irwin, GA 57.6; Irwin, GA coverage multiplier 0.85.
FEMA hazard, Irwin, GA: 96/100; Irwin, GA declarations, three years: 9; Irwin, GA perils: 3 hurricane, 6 tropical-storm; Irwin, GA five-year count 9 (severity 13.5); Irwin, GA ten-year 9; hazard-weighted, Irwin, GA: 33.0.
Declared incidents on the Irwin, GA record: 2024 Tropical Storm 6; 2024 Hurricane 3 (Irwin, GA).
NFIP claims, Irwin, GA, three years: none; Irwin, GA claim-stress 0/100.
Irwin, GA monthly score held, 49 (March 2026) to 49 (October 2026); Irwin, GA by month: March 49, April 49, May 49, June 49 (Irwin, GA), July 47, August 48, September 48, October 49.
Irwin, GA components: climate 96; Irwin, GA retreat index 49; Irwin, GA climate multiplier 0.85.
Construction distress, Irwin, GA: 70/100 as of August 2026 (Irwin, GA: 69/100 one-to-four unit, 36/100 multifamily).
Irwin, GA ZIPs, June 2026 (Irwin, GA, 7 highest): score 0 (Irwin, GA), climate 33 (Irwin, GA): 31749; score 0 (Irwin, GA), climate 30 (Irwin, GA): 31733; score 0 (Irwin, GA), climate 29 (Irwin, GA): 31798; score 0 (Irwin, GA), climate 18 (Irwin, GA): 31750; score 0 (Irwin, GA), climate 15 (Irwin, GA): 31774, 31783, 31790.
DLRadar rescores Irwin, GA monthly; Irwin, GA readings join Irwin, GA foreclosure, lien and ownership parcels (Irwin, GA), so cost-squeezed Irwin, GA owners surface before listing.
Inside Georgia, Irwin County ranks 103rd of 159 counties for home-insurance distress at 49/100; Dodge County (49/100) sits just above Irwin County, and Jackson County (49/100) sits just below Irwin County.
Deterministic. Every Irwin County, GA signal traces to a public Irwin dataset (FEMA, NFIP, Census for Irwin, GA) · how insurance distress works in Irwin, GA · methodology
FAQ: Irwin County, GA insurance distress
What is the Irwin County, GA home-insurance-distress score?
Irwin, GA: 49/100 (MEDIUM), #1,112 of 3,222, #103 in Georgia. FEMA hazard, Irwin, GA: 96/100; NFIP stress, Irwin, GA: 0/100; construction, Irwin, GA: 70/100; Irwin, GA rescores monthly.
Is Irwin County insurance distress getting better or worse (GA)?
Irwin, GA: 49 in March 2026; Irwin, GA: 49 in October 2026 (unchanged); Irwin, GA climate component 96.
Which Irwin County ZIP codes carry the most insurance distress (GA)?
Irwin, GA, June 2026: 31749 at 0, 31733 at 0, 31798 at 0, 31750 at 0; Irwin, GA climate scores there: 33, 30, 29, 18.
Why does Irwin, GA insurance distress create sellers?
A Irwin, GA premium outruns the Irwin, GA budget; a carrier leaves Irwin, GA; Irwin, GA carrying cost passes plan; Irwin, GA owners sell while current; Irwin, GA insurance distress leads Irwin, GA foreclosure data.