Lowndes County, GA: Home-Insurance Distress & Forced-Sale Pressure
Lowndes County, GA: 94/100 (severe) home-insurance distress; Lowndes, GA band HIGH; Lowndes, GA #48 of 3,222 counties; Lowndes, GA #3 of 159 in Georgia.
FEMA hazard, Lowndes, GA: 95/100; Lowndes, GA declarations, three years: 8; Lowndes, GA perils: 2 hurricane, 6 tropical-storm; Lowndes, GA five-year count 15 (severity 21.0); Lowndes, GA ten-year 15; hazard-weighted, Lowndes, GA: 28.0.
Declared incidents on the Lowndes, GA record: 2024 Tropical Storm 9; 2024 Hurricane 3 (Lowndes, GA); 2023 Hurricane 1 (Lowndes, GA).
NFIP claims, Lowndes, GA, three years: 37; Lowndes, GA payouts $1,847,973; per Lowndes, GA claim $49,945; Lowndes, GA claim-stress 92/100.
Lowndes, GA monthly score held, 95 (March 2026) to 95 (October 2026); Lowndes, GA by month: March 95, April 95, May 95, June 95 (Lowndes, GA), July 94, August 95, September 95, October 95.
Lowndes, GA components: climate 97, NFIP claims 92; Lowndes, GA retreat index 95.
Construction distress, Lowndes, GA: 52/100 as of August 2026 (Lowndes, GA: 52/100 one-to-four unit, 25/100 multifamily).
Lowndes, GA ZIPs, June 2026 (Lowndes, GA, 11 highest): score 0 (Lowndes, GA), climate 72 (Lowndes, GA): 31601, 31605, 31698, 31699; score 0 (Lowndes, GA), climate 68 (Lowndes, GA): 31606; score 0 (Lowndes, GA), climate 64 (Lowndes, GA): 31632; score 0 (Lowndes, GA), climate 58 (Lowndes, GA): 31602; score 0 (Lowndes, GA), climate 45 (Lowndes, GA): 31641; score 0 (Lowndes, GA), climate 34 (Lowndes, GA): 31645; score 0 (Lowndes, GA), climate 30 (Lowndes, GA): 31636; score 0 (Lowndes, GA), climate 7 (Lowndes, GA): 31635.
DLRadar rescores Lowndes, GA monthly; Lowndes, GA readings join Lowndes, GA foreclosure, lien and ownership parcels (Lowndes, GA), so cost-squeezed Lowndes, GA owners surface before listing.
Inside Georgia, Lowndes County ranks 3rd of 159 counties for home-insurance distress at 94/100; Bulloch County (95/100) sits just above Lowndes County, and Bryan County (94/100) sits just below Lowndes County.
Deterministic. Every Lowndes County, GA signal traces to a public Lowndes dataset (FEMA, NFIP, Census for Lowndes, GA) · how insurance distress works in Lowndes, GA · methodology
FAQ: Lowndes County, GA insurance distress
What is the Lowndes County, GA home-insurance-distress score?
Lowndes, GA: 94/100 (HIGH), #48 of 3,222, #3 in Georgia. FEMA hazard, Lowndes, GA: 95/100; NFIP stress, Lowndes, GA: 92/100; construction, Lowndes, GA: 52/100; Lowndes, GA rescores monthly.
Is Lowndes County insurance distress getting better or worse (GA)?
Lowndes, GA: 95 in March 2026; Lowndes, GA: 95 in October 2026 (unchanged); Lowndes, GA climate component 97; Lowndes, GA NFIP claims score 92.
How many flood-insurance claims has Lowndes County, GA had?
Lowndes, GA: 37 NFIP claims, three years; Lowndes, GA paid $1,847,973; per Lowndes, GA claim $49,945; carriers reprice Lowndes, GA against that record.
Which Lowndes County ZIP codes carry the most insurance distress (GA)?
Lowndes, GA, June 2026: 31601 at 0, 31605 at 0, 31698 at 0, 31699 at 0; Lowndes, GA climate scores there: 72, 72, 72, 72.
Why does Lowndes, GA insurance distress create sellers?
A Lowndes, GA premium outruns the Lowndes, GA budget; a carrier leaves Lowndes, GA; Lowndes, GA carrying cost passes plan; Lowndes, GA owners sell while current; Lowndes, GA insurance distress leads Lowndes, GA foreclosure data.