Lumpkin County, GA: Home-Insurance Distress & Forced-Sale Pressure
Lumpkin County, GA: 88/100 (severe) home-insurance distress; Lumpkin, GA band HIGH; Lumpkin, GA #154 of 3,222 counties; Lumpkin, GA #23 of 159 in Georgia; raw Lumpkin, GA 86.1.
FEMA hazard, Lumpkin, GA: 96/100; Lumpkin, GA declarations, three years: 8; Lumpkin, GA perils: 3 hurricane, 4 tropical-storm; Lumpkin, GA five-year count 9 (severity 15.0); Lumpkin, GA ten-year 9; hazard-weighted, Lumpkin, GA: 22.0.
Declared incidents on the Lumpkin, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Lumpkin, GA); 2024 Tropical Storm 3; 2024 Hurricane 3 (Lumpkin, GA).
NFIP claims, Lumpkin, GA, three years: 2; Lumpkin, GA payouts $114,557; per Lumpkin, GA claim $57,278; Lumpkin, GA claim-stress 75/100.
Lumpkin, GA monthly score rose, 64 (March 2026) to 88 (October 2026); Lumpkin, GA by month: March 64, April 64, May 84, June 84 (Lumpkin, GA), July 81, August 83, September 83, October 88.
Lumpkin, GA components: climate 96, NFIP claims 75; Lumpkin, GA retreat index 88.
Construction distress, Lumpkin, GA: 60/100 as of August 2026 (Lumpkin, GA: 59/100 one-to-four unit, 35/100 multifamily).
Lumpkin, GA ZIPs, June 2026 (Lumpkin, GA, 5 highest): score 0 (Lumpkin, GA), climate 68 (Lumpkin, GA): 30564; score 0 (Lumpkin, GA), climate 47 (Lumpkin, GA): 30528; score 0 (Lumpkin, GA), climate 46 (Lumpkin, GA): 30533; score 0 (Lumpkin, GA), climate 45 (Lumpkin, GA): 30597; score 0 (Lumpkin, GA), climate 31 (Lumpkin, GA): 30534.
DLRadar rescores Lumpkin, GA monthly; Lumpkin, GA readings join Lumpkin, GA foreclosure, lien and ownership parcels (Lumpkin, GA), so cost-squeezed Lumpkin, GA owners surface before listing.
Inside Georgia, Lumpkin County ranks 27th of 159 counties for home-insurance distress at 88/100; Brooks County (88/100) sits just above Lumpkin County, and Candler County (88/100) sits just below Lumpkin County.
Deterministic. Every Lumpkin County, GA signal traces to a public Lumpkin dataset (FEMA, NFIP, Census for Lumpkin, GA) · how insurance distress works in Lumpkin, GA · methodology
FAQ: Lumpkin County, GA insurance distress
What is the Lumpkin County, GA home-insurance-distress score?
Lumpkin, GA: 88/100 (HIGH), #154 of 3,222, #23 in Georgia. FEMA hazard, Lumpkin, GA: 96/100; NFIP stress, Lumpkin, GA: 75/100; construction, Lumpkin, GA: 60/100; Lumpkin, GA rescores monthly.
Is Lumpkin County insurance distress getting better or worse (GA)?
Lumpkin, GA: 64 in March 2026; Lumpkin, GA: 88 in October 2026 (worse); Lumpkin, GA climate component 96; Lumpkin, GA NFIP claims score 75.
How many flood-insurance claims has Lumpkin County, GA had?
Lumpkin, GA: 2 NFIP claims, three years; Lumpkin, GA paid $114,557; per Lumpkin, GA claim $57,278; carriers reprice Lumpkin, GA against that record.
Which Lumpkin County ZIP codes carry the most insurance distress (GA)?
Lumpkin, GA, June 2026: 30564 at 0, 30528 at 0, 30533 at 0, 30597 at 0; Lumpkin, GA climate scores there: 68, 47, 46, 45.
Why does Lumpkin, GA insurance distress create sellers?
A Lumpkin, GA premium outruns the Lumpkin, GA budget; a carrier leaves Lumpkin, GA; Lumpkin, GA carrying cost passes plan; Lumpkin, GA owners sell while current; Lumpkin, GA insurance distress leads Lumpkin, GA foreclosure data.